Welcome to got to know rhb....service is "fantastic" be it online or at branch ..🤣

Good move for long term on that extra up to rm 700 per yr dif 🙂

Diff is 0.5% when compared to SCB PSA. Or RM500 for the maxed out 100k amount.

My MAB is normally about 30-40k (more than that I move to real investments, these accounts are just for liquidity). So my max benefit is maybe RM150 a year. Or 12.50 a month.

The cost is to use RHB credit card (either replace or in addition to my existing SCB JustOne Plat). With minimal petrol usage currently not sure if the RHB Shell Visa card can replace JustOne Plat. Have to calculate.

hi can we pay our LDHN instalment CP205 via ocbc online?

RM0.00 OCBC: You've spent on your OCBC Card. Continue spending cumulative RM90,000 & stand to get an ACER Chromebook. Til 6 Oct 2021. T&C www.ocbc.com.my/ACER


anyone received the SMS from OCBC?
It seems like RM90k spent with a chance to win a low end laptop around rm 1400 to 1500 ?


https://www.senheng.com.my/acer-chromebook-...ASABEgLsfPD_BwE


Seems not so worth it. RM 90K is not a small amount also. Is it a typo? LOL

Nope but that low cashback/reward ratio sounds like ocbc.

Yeah, initially thought the laptop is the high end model ranging 3k-4k.. After checking through... Ohh... RM 1k++ entry level laptop.. Limited to the first 3 winners somemore.. RM 90k not a small sum, better use other cards for more cashback. LOL

This post has been edited by Deathscythe@@: Sep 9 2021, 02:19 PM

U just got the invitation? It started early July, 2 months ago, n based on FCFS n 3 winners only.

Yeah, end of the campaign in Oct 21. First time see a campaign with a huge spending requirement 🥲

This post has been edited by Deathscythe@@: Sep 9 2021, 03:33 PM

Haha...spend 90k...OCBC tot we users all photostat money one....

spending is one thing...but only 3???!!! man ....and the campaign runs for months ...

Yes, only 3 laptops. They really need to consider gift upgrade for this campaign.. that is why I asked in my previous post whether any typo of the spending requirement or not. 19k instead of 90k 😅

This post has been edited by Deathscythe@@: Sep 10 2021, 12:09 AM

90k...at least give 1 axia ma then I might consider.

RHB=Really Horrible Bank

I still have issue need to chase them...

My OCBC credit card and saving account just got terminated by OCBC.

The Fraud Dept did one final call to me asking why I 'spent' so much on ZCity/Boost/BigPay/Shopee where the monthly spending is more than my reported salary with the Bank which doesn't make sense for them.

My answer is I'm the only one holding credit card in my family and i help my family members to purchase things online.

I think they don't buy it and a few days later they have terminated all my credit card and saving account on the reason of breach of terms and conditions with the Bank due to fraud.

Contacted the bank and they say decision is final. All my winnings from the campaign i cant remember which one but I won like several RM50 also being clawed back from the credit card.

I told them why they cant accept my answer, they say unable to disclose further.

Reported to BNM but seems no action from BNM as well, it's been a month since BNM wrote to them (on 8 August) to:
1. Consider reopening back the account
2. Disclose the reason and let BNM and customer knows.

The Bank just reply 'we stand with our decision and it is final'.

I've made follow up calls to BNM but no action as well. 2 calls to BNM and they still 'we will let the investigating agent know about this and follow up with you'.

On another side, I actually did contacted the agent i apply the credit card last time since I do occasionally refer my colleague to her for loans/credit card and she mentioned that my IC has been blacklisted when she try to apply the credit card again and the suspension period is until the year of 2999 in their system.

it may seem unfair but how much monthly 1% cashback u got from them?

About RM160+- from titanium and RM60+- from 365 card.

The saving account pretty much 0 - just keep i active with 1/2 transaction per month as i moved to scb back in early 2020s

Spending of 200+ thousand (can't do the maths, but somewhere there)?

No it’s spending of about RM20k per month

The bank is really too much. They cannot really prove what you did was illegal or wrong, but it does not matter to them. They can still close your account as they wish and not need to provide proper explanation to the customer. However, this is not unique to OCBC, there are other banks too that are just as bad. The problem is BNM cannot force the bank to reopen the account for you because the bank has the absolute discretion on whether they want to do business with you. So, the bank can close your account for whatever reason which I think is so unfair. They can also close all your other accounts which have nothing to do with the account is question. This is even more unfair.

The bottom line is if the bank is making a lot of money out of you, they are more than happy to keep you as a customer. If you are making money out of them, they would not care much if the amount is small. If the amount is big, they would place restrictions on that or worse get rid of you as a customer. Sometimes, they would give some lame excuses. Sometimes, they do not even bother to do so even if you ask for a reason. That is how arrogant they can be.

I wish you luck in your case but I won't be too optimistic.