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OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct
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rojakwhacker
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Oct 25 2019, 08:04 PM
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QUOTE(Lazygenes @ Oct 25 2019, 06:26 PM) Anybody knows if it is possible to open both conventional and Islamic 360 account? Ie same individual has a 360 and 360i account Yes possible, if read back many post in this thread, already have user reported possible to have both conventional and Islamic 360 account under same name. Bonus interest for spend condition: 1) 360 saving account to be use with credit card 2) 360-I saving account to be use with debit card (360-I can only use debit card)
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lolwei
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Oct 25 2019, 11:07 PM
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New Member
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QUOTE(jefftan4888 @ Oct 25 2019, 03:10 PM) You only have 2 cards but bank rejected your application. Do you have other types of loan? Nope no loan at all. Really no idea why I got rejected.
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TongCN
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Oct 28 2019, 04:36 PM
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QUOTE(lolwei @ Oct 25 2019, 11:06 AM) Was your CC application successful? I planned to get CC and open 360 account at the same time so no need to go branch twice. Yesterday found out I got rejected for OCBC Titanium for dunno what reason and unable to appeal. I already work for 2.5 years. My gross income was 4k two months ago, but I just change job and am now at 6k. My monthly installments barely reach 1k. My existing two credit cards always fully paid off also. Wonder if they are more strict bcos of the RM50 promo... Will go to branch today to just open 360. How u receive the reject of your titanium card? I just went to branch last friday and applied both OCBC 360 (w/o debit card) & OCBC Titanium Blue. What promo is that RM50 ?
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rojakwhacker
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Oct 28 2019, 05:20 PM
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QUOTE(TongCN @ Oct 28 2019, 04:36 PM) How u receive the reject of your titanium card? I just went to branch last friday and applied both OCBC 360 (w/o debit card) & OCBC Titanium Blue. What promo is that RM50 ? MYR50 Cashback Telemarketing Campaign (till 31 October 2019) Apply OCBC Credit Card(s) through OCBC Telemarketing sales channel. Link: https://www.ocbc.com.my/assets/pdf/Cards/TnC_TMKMYR50.pdf
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TongCN
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Oct 28 2019, 05:24 PM
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QUOTE(rojakwhacker @ Oct 28 2019, 05:20 PM) MYR50 Cashback Telemarketing Campaign (till 31 October 2019) Apply OCBC Credit Card(s) through OCBC Telemarketing sales channel. Link: https://www.ocbc.com.my/assets/pdf/Cards/TnC_TMKMYR50.pdfAhh... miss liao, but nvm ba  Now waiting my CC coming and cannot do any internet banking also =.=
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rojakwhacker
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Oct 28 2019, 05:30 PM
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QUOTE(TongCN @ Oct 28 2019, 05:24 PM) Ahh... miss liao, but nvm ba  Now waiting my CC coming and cannot do any internet banking also =.= Apply another credit card through that channel. This is the con of not able to do online transfer with OCBC 360 saving account without debit card while waiting for credit card approval and receiving it. Today's 28th of current month, best to do some experiment.
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TongCN
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Oct 28 2019, 05:45 PM
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QUOTE(rojakwhacker @ Oct 28 2019, 05:30 PM) Apply another credit card through that channel. This is the con of not able to do online transfer with OCBC 360 saving account without debit card while waiting for credit card approval and receiving it. Today's 28th of current month, best to do some experiment.  I still have another high conditional account, probably throw the RM500 to get that 1.2% while making account active tomorrow :\
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lolwei
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Oct 29 2019, 11:01 AM
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New Member
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QUOTE(TongCN @ Oct 28 2019, 04:36 PM) How u receive the reject of your titanium card? I just went to branch last friday and applied both OCBC 360 (w/o debit card) & OCBC Titanium Blue. What promo is that RM50 ? Got rejected via SMS.
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genesic
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Nov 1 2019, 10:01 AM
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How does the interest display in the statement? I saw only one line interest credit only. I complete at least 2 of requirement 1. Min deposit Rm500 2. Use 3 transaction/transfer
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rojakwhacker
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Nov 1 2019, 10:06 AM
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QUOTE(genesic @ Nov 1 2019, 10:01 AM) How does the interest display in the statement? I saw only one line interest credit only. I complete at least 2 of requirement 1. Min deposit Rm500 2. Use 3 transaction/transfer The one you saw must be base interest which credited on last day of current month. While the 3 bonus interest will be credited on the following month. Normally 2nd which is tomorrow, so wait.
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genesic
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Nov 1 2019, 10:13 AM
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QUOTE(rojakwhacker @ Nov 1 2019, 11:06 AM) The one you saw must be base interest which credited on last day of current month. While the 3 bonus interest will be credited on the following month. Normally 2nd which is tomorrow, so wait. Ok.thanks for the explanation. I shall wait then.
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David_Yang
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Nov 1 2019, 12:48 PM
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I am not sure how they count transactions close to the end of the month. TESCO for example needs at least two days, so if you spend there at the 30th of October it will get effective on 1st November or later.
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jeffboon97
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Nov 1 2019, 02:35 PM
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Hi guys here's a scenario.
If I put in RM1003 on the 1st day of June. Then on 29 of June I make RM1.00 bill to 3 different parties. Then I topup RM500.00 to Wechat (masuk balik account)
Then my calculation is as follows: [29(RM1003)+1(RM500)] /30 = RM986.23
RM986.23 * 4.1 % *30 /365 = RM3.3 Interest Earned for June
Is this correct?
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gold_mine99
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Nov 1 2019, 03:46 PM
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Getting Started

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QUOTE(sl3ge @ Aug 29 2019, 02:23 PM) Finally problem solve. their hq call i saying the person open ocbc 360 for me didnt set otp properly. Faint to the max. so noob mistake. I just got my credit card yesterday, same error with you I tried to call the number for 40min, no ppl answer call need go to their branch 1 more time they seriously need to avoid this stupid mistake
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nightpipper
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Nov 2 2019, 10:54 AM
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Getting Started

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QUOTE(genesic @ Nov 1 2019, 10:01 AM) How does the interest display in the statement? I saw only one line interest credit only. I complete at least 2 of requirement 1. Min deposit Rm500 2. Use 3 transaction/transfer It will display like this, each line for each requirement completed Attached thumbnail(s)
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David_Yang
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Nov 2 2019, 02:40 PM
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QUOTE(nightpipper @ Nov 2 2019, 11:54 AM) It will display like this, each line for each requirement completed We got the same Bonus (logically), but I got 1 sen more interest credit than you
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cucikaki
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Nov 2 2019, 04:45 PM
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QUOTE(nightpipper @ Nov 2 2019, 10:54 AM) It will display like this, each line for each requirement completed QUOTE(David_Yang @ Nov 2 2019, 02:40 PM) We got the same Bonus (logically), but I got 1 sen more interest credit than you  RM100,000 people $_$
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neverfap
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Nov 2 2019, 06:00 PM
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QUOTE(sl3ge @ Aug 29 2019, 02:23 PM) Finally problem solve. their hq call i saying the person open ocbc 360 for me didnt set otp properly. Faint to the max. so noob mistake. It's been 3 weeks for me n still no update.. Asked about the otp, they say already set up correctly...
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rojakwhacker
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Nov 2 2019, 06:47 PM
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QUOTE(neverfap @ Nov 2 2019, 06:00 PM) It's been 3 weeks for me n still no update.. Asked about the otp, they say already set up correctly... Did you walk in to branch and demo it to the officer?
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Music Mania
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Nov 2 2019, 10:36 PM
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Getting Started

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QUOTE(neverfap @ Nov 2 2019, 06:00 PM) It's been 3 weeks for me n still no update.. Asked about the otp, they say already set up correctly... Opened my OCBC 360 account for about three weeks now, same issue. Even went to a branch and showed them the issue, they have no idea what's wrong  Do you have OneToken activated? Suspect this is causing the issue. Will try disabling it this Monday to see if it solves the problem.
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