Was your CC application successful? I planned to get CC and open 360 account at the same time so no need to go branch twice.

Yesterday found out I got rejected for OCBC Titanium for dunno what reason and unable to appeal.

I already work for 2.5 years. My gross income was 4k two months ago, but I just change job and am now at 6k. My monthly installments barely reach 1k. My existing two credit cards always fully paid off also.

Wonder if they are more strict bcos of the RM50 promo...

Will go to branch today to just open 360.

Just managed opened 360 account at branch.

Interestingly, CS mentioned that they will be changing the criteria for min RM500 spending next month. Apparently it is bcos BNM advised them to. It will be changed from spending to some form of forced saving with investment element.

Best case: FD for few month
Worst case: Some weird investment product.

Anyway, they will update when more info is available.

Nope no loan at all. Really no idea why I got rejected.

Got rejected via SMS.