FYI Maybank BT via M2U only works on credit card numbers (they do a validation check - you won't be able to click on Next if the account number doesn't meet the credit card format). Might work for you if RHB's Easy Loan account number is also 16 digit etc.

No ideas about Maybank BT application via email or PBB.

My credit card sales agent just called me,

HLB got 0% BT for 3 months , 5%mins payment each month
90% CL .

it's 2NOV, already pass the ASNB fixed fund for NOVEMBER interest ....

I remeber LOWYAT member when dealing with HLB,
need to be extra careful with the statement date to do settlement,

Could any experts please advice on HLB BT , last settlement ?
*5min

Thank you

HLB will remind customers about the "special rate expire at DDMMYYY".

Example, last month statement closed at 15 Oct 2017. The balance account which going to resume back to normal interest rate, there is a message to inform
"Special Rate will expire at 15 Nov 2017"

As long as u make full payment on 16 Nov 2017 morning......there is no interest charge to the BT account. If u make full payment on 15 Nov 2017......u need to pay early settlement penalty "RM70"

Is this similar when we need to pay to UOB / HSBC BT as well?
Then it's recommended to use IBFT to avoid late payment in the morning of 16 Nov?

Plenty painful lar this HLB BT 0%
Mine ends on 12th Nov - alo SUNDAY leh
Instant Bank Transfer pun xjalan
They said use ATM cash deposit lor.. good gawd..

HSBC BT is mixed into principal card account with two different interest calculations. Really hard to explain especial involved retail transaction.
I din use UOB card before, no comment about their BT payment.

I usually use HL saving account to make payment, Instant Payment from other banks should be worked as same as direct online banking transfer.

I never try to use other Bank instant transfer to HLB BT account. If u want to play safe, u can make payment on Friday (10 Nov 2017) until balance RM10-20. And then make settlement payment on 13 Nov 2017 morning.

so i applied for maybank cc coz wanna do BT but application rejected. any other bank to recommend for 0% interest BT for 12 months? currently on HLB

Pay down to RM 10 first. Then pay RM 10 on Monday lo. The interest might be like few cents if have.

try Ambank. Got 0% 12 mths BT for newly approved customer.
U may check their TnC here
https://www.ambank.com.my/eng/deals-page/Ap...pendAndGetPart2
Other bank got too, but I guess only 6 mths. (Eg : CIMB / OCBC)

er.. nope, it's MYR70 no matter what coz didn't close / pay off by 12th.
i TRIPLE-checked on 3 different days & time, with 3 different CS

and.. yes, i'm a cheap charlie
MYR70 is painful although one can make MYR613+/- from FD or FSM's money management fund of 3.5%pa

HSBC?
"Plan ahead for your next adventure. Get up to RM12,000 at 0% interest1 with Cash Instalment Plan for 12 months when you apply together with a new HSBC Credit Card."
https://sp.hsbc.com.my/zero?utm_source=INT_...710:003:CIPZero

This post has been edited by wongmunkeong: Nov 2 2017, 07:17 PM

-double post- deleted

This post has been edited by wongmunkeong: Nov 2 2017, 07:16 PM

Fund transferred on 1 nov.

This is super fast.

Received Maybank Reversal of 3% on 30 October and Gst reversal on 31 October:)

same, approved BT on 16 Oct

CS told me different. If my statement date is fall on 15 Nov, i need to settle the bt on 15 Nov also to avoid interest. Any day before or after 15 Nov will be penalty.

This post has been edited by kyle_kl: Nov 3 2017, 06:31 AM

Instant Bank Transfer does not work on Sunday?
I remember i did before and it works.

If u have a HLB CASA, u can IBFT to it n then pay CC.

Of course it works.. the transfer OCCURS NEXT DAY
See sceenshots of CIMB & MBB. Even Citibank, Public Bank and others that i use states similar stuff for public holidays & weekends' instant bank transfers.
.. er.. unless of course U own the bank or U're a Dato Seri?
or perhaps an offshore bank that is 48 hours behind GMT +8 (MY time)?