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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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thesoothsayer
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Jun 28 2016, 02:04 PM
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QUOTE(laymank @ Jun 28 2016, 02:03 PM) I am using it as new applicants to AmBank also. 0% for 12 months, no hidden clause. BT amount will be divided into 12 for payments. Yeah, just called them up to do it. Quite worth it. Money can be dumped into FD for a year.
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laymank
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Jun 28 2016, 02:06 PM
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QUOTE(thesoothsayer @ Jun 28 2016, 02:04 PM) Yeah, just called them up to do it. Quite worth it. Money can be dumped into FD for a year. Memang pun!
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TSbrotan
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Jun 28 2016, 02:10 PM
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QUOTE(sms2u @ Jun 28 2016, 01:56 PM) no new BT form yet in public bank website Yes, but why the new BT form no yet in public bank website my experience you can use old form as long as the bt rate & min amount is the same once i even use a form from 1 year ago, it was accepted
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kenlui
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Jun 28 2016, 07:11 PM
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QUOTE(thesoothsayer @ Jun 28 2016, 02:04 PM) Yeah, just called them up to do it. Quite worth it. Money can be dumped into FD for a year. QUOTE(laymank @ Jun 28 2016, 02:06 PM) I intend to do so too but I've about 5.4k from another ccard to transfer, say if I want to transfer another 15k for FD, which bank is the easiest to cash out the BT money?
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TSbrotan
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Jun 28 2016, 09:20 PM
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QUOTE(kenlui @ Jun 28 2016, 07:11 PM) I intend to do so too but I've about 5.4k from another ccard to transfer, say if I want to transfer another 15k for FD, which bank is the easiest to cash out the BT money? maybank
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sms2u
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Jun 29 2016, 02:09 PM
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QUOTE(brotan @ Jun 28 2016, 02:10 PM) my experience you can use old form as long as the bt rate & min amount is the same once i even use a form from 1 year ago, it was accepted they will always ask u to use new form whenever possible.
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MGM
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Jun 29 2016, 10:31 PM
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bearbear
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Jun 29 2016, 11:01 PM
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QUOTE(MGM @ Jun 29 2016, 10:31 PM) didn't notice can apply online, interesting.
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mamamia
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Jun 30 2016, 07:07 AM
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QUOTE(MGM @ Jun 29 2016, 10:31 PM) Upfront fee of 3% for Balance Transfer 0% p.a 12 months is waived 2% during the Campaign period So funny statement.. Only waive 2%
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cybpsych
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Jun 30 2016, 07:57 AM
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QUOTE(mamamia @ Jun 30 2016, 07:07 AM) Upfront fee of 3% for Balance Transfer 0% p.a 12 months is waived 2% during the Campaign period So funny statement.. Only waive 2% this is a 1% bt fee "promo". default fee is 3%, so waive 2%. previous mbb's 0% bt promo waived 3%. same mechanic.
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bearbear
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Jun 30 2016, 10:17 AM
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QUOTE(mamamia @ Jun 30 2016, 07:07 AM) Upfront fee of 3% for Balance Transfer 0% p.a 12 months is waived 2% during the Campaign period So funny statement.. Only waive 2% Not weird, it's 1% promo. I believe this is one of the better deals compared to PBB & AEON which is totally 0 fee.
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lamode
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Jun 30 2016, 12:43 PM
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QUOTE(bearbear @ Jun 29 2016, 11:01 PM) didn't notice can apply online, interesting. i tried to mess around M2U, i think the apply online is meant for CC. didn't find any option to apply BT online.
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Johore
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Jun 30 2016, 01:51 PM
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Getting Started

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QUOTE(lamode @ Jun 30 2016, 12:43 PM) i tried to mess around M2U, i think the apply online is meant for CC. didn't find any option to apply BT online.  just read FAQ from maybank website. state there Option 1 Online Application 1.Log in to Maybank2u 2.Select Account & Banking 3.Select All Cards 4.Select Apply Balance Transfer dunno its work or not.
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bearbear
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Jun 30 2016, 02:49 PM
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Yes Johore showed you the way, i did it last night and they sent me an e-mail almost immediately » Click to show Spoiler - click again to hide... « Dear XXXX,
Congratulations! Your application for Maybank Balance Transfer Programme is approved in principle. But you can only choose the 3% / 12 months option, i suppose the 2% is by rebate later. Quite convenient as no need to fill forms, just key in the credit card (other bank), amount and which Maybank CC you want the BT to go to. This post has been edited by bearbear: Jun 30 2016, 02:56 PM
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lamode
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Jun 30 2016, 03:22 PM
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QUOTE(Johore @ Jun 30 2016, 01:51 PM) just read FAQ from maybank website. state there Option 1 Online Application 1.Log in to Maybank2u 2.Select Account & Banking 3.Select All Cards 4.Select Apply Balance Transfer dunno its work or not. thanks for sharing
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preducer
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Jun 30 2016, 03:38 PM
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QUOTE(bearbear @ Jun 30 2016, 02:49 PM) Yes Johore showed you the way, i did it last night and they sent me an e-mail almost immediately » Click to show Spoiler - click again to hide... « Dear XXXX,
Congratulations! Your application for Maybank Balance Transfer Programme is approved in principle. But you can only choose the 3% / 12 months option, i suppose the 2% is by rebate later. Quite convenient as no need to fill forms, just key in the credit card (other bank), amount and which Maybank CC you want the BT to go to. They will deduct 3% first month and rebate back the 2% on the following month.
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bearbear
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Jun 30 2016, 04:20 PM
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QUOTE(preducer @ Jun 30 2016, 03:38 PM) They will deduct 3% first month and rebate back the 2% on the following month. Yup, saw it in their T&C.
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hurtedheart
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Jun 30 2016, 07:27 PM
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Any updates is the public bank 0% balance transfer programme extended after 30/06?
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marliv
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Jul 1 2016, 10:13 AM
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New Member
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QUOTE(hurtedheart @ Jun 30 2016, 07:27 PM) Any updates is the public bank 0% balance transfer programme extended after 30/06?
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thesoothsayer
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Jul 1 2016, 11:20 AM
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QUOTE(laymank @ Jun 28 2016, 02:03 PM) I am using it as new applicants to AmBank also. 0% for 12 months, no hidden clause. BT amount will be divided into 12 for payments. How long did the process take? Been 2-3 days now but they haven't transferred it over yet.
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