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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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thesoothsayer
post Jun 28 2016, 02:04 PM

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QUOTE(laymank @ Jun 28 2016, 02:03 PM)
I am using it as new applicants to AmBank also.

0% for 12 months, no hidden clause. BT amount will be divided into 12 for payments.
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Yeah, just called them up to do it. Quite worth it.

Money can be dumped into FD for a year.
laymank
post Jun 28 2016, 02:06 PM

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QUOTE(thesoothsayer @ Jun 28 2016, 02:04 PM)
Yeah, just called them up to do it. Quite worth it.

Money can be dumped into FD for a year.
*
Memang pun!
TSbrotan
post Jun 28 2016, 02:10 PM

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QUOTE(sms2u @ Jun 28 2016, 01:56 PM)
no new BT form yet in public bank website
Yes, but why the new BT form no yet in public bank website
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my experience you can use old form as long as the bt rate & min amount is the same

once i even use a form from 1 year ago, it was accepted
kenlui
post Jun 28 2016, 07:11 PM

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QUOTE(thesoothsayer @ Jun 28 2016, 02:04 PM)
Yeah, just called them up to do it. Quite worth it.

Money can be dumped into FD for a year.
*
QUOTE(laymank @ Jun 28 2016, 02:06 PM)
Memang pun!
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I intend to do so too but I've about 5.4k from another ccard to transfer, say if I want to transfer another 15k for FD, which bank is the easiest to cash out the BT money?
TSbrotan
post Jun 28 2016, 09:20 PM

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QUOTE(kenlui @ Jun 28 2016, 07:11 PM)
I intend to do so too but I've about 5.4k from another ccard to transfer, say if I want to transfer another 15k for FD, which bank is the easiest to cash out the BT money?
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maybank
sms2u
post Jun 29 2016, 02:09 PM

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QUOTE(brotan @ Jun 28 2016, 02:10 PM)
my experience you can use old form as long as the bt rate & min amount is the same

once i even use a form from 1 year ago, it was accepted
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they will always ask u to use new form whenever possible.

MGM
post Jun 29 2016, 10:31 PM

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Sorry if this promo has been shown b4:

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
bearbear
post Jun 29 2016, 11:01 PM

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QUOTE(MGM @ Jun 29 2016, 10:31 PM)
didn't notice can apply online, interesting.
mamamia
post Jun 30 2016, 07:07 AM

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QUOTE(MGM @ Jun 29 2016, 10:31 PM)
Upfront fee of 3% for Balance Transfer 0% p.a 12 months is waived 2% during the Campaign period

So funny statement.. Only waive 2%
cybpsych
post Jun 30 2016, 07:57 AM

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QUOTE(mamamia @ Jun 30 2016, 07:07 AM)
Upfront fee of 3% for Balance Transfer 0% p.a 12 months is waived 2% during the Campaign period

So funny statement.. Only waive 2%
*
this is a 1% bt fee "promo". default fee is 3%, so waive 2%.

previous mbb's 0% bt promo waived 3%. same mechanic.
bearbear
post Jun 30 2016, 10:17 AM

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QUOTE(mamamia @ Jun 30 2016, 07:07 AM)
Upfront fee of 3% for Balance Transfer 0% p.a 12 months is waived 2% during the Campaign period

So funny statement.. Only waive 2%
*
Not weird, it's 1% promo.

I believe this is one of the better deals compared to PBB & AEON which is totally 0 fee.
lamode
post Jun 30 2016, 12:43 PM

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QUOTE(bearbear @ Jun 29 2016, 11:01 PM)
didn't notice can apply online, interesting.
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i tried to mess around M2U, i think the apply online is meant for CC. didn't find any option to apply BT online. rclxub.gif
Johore
post Jun 30 2016, 01:51 PM

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QUOTE(lamode @ Jun 30 2016, 12:43 PM)
i tried to mess around M2U, i think the apply online is meant for CC. didn't find any option to apply BT online.  rclxub.gif
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just read FAQ from maybank website.
state there

Option 1

Online Application
1.Log in to Maybank2u
2.Select Account & Banking
3.Select All Cards
4.Select Apply Balance
Transfer

dunno its work or not.
bearbear
post Jun 30 2016, 02:49 PM

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Yes Johore showed you the way, i did it last night and they sent me an e-mail almost immediately


» Click to show Spoiler - click again to hide... «


But you can only choose the 3% / 12 months option, i suppose the 2% is by rebate later.

Quite convenient as no need to fill forms, just key in the credit card (other bank), amount and which Maybank CC you want the BT to go to.

This post has been edited by bearbear: Jun 30 2016, 02:56 PM
lamode
post Jun 30 2016, 03:22 PM

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QUOTE(Johore @ Jun 30 2016, 01:51 PM)
just read FAQ from maybank website.
state there

Option 1

Online Application
1.Log in to Maybank2u
2.Select Account & Banking
3.Select All Cards
4.Select Apply Balance
Transfer

dunno its work or not.
*
thanks for sharing thumbup.gif
preducer
post Jun 30 2016, 03:38 PM

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QUOTE(bearbear @ Jun 30 2016, 02:49 PM)
Yes Johore showed you the way, i did it last night and they sent me an e-mail almost immediately
» Click to show Spoiler - click again to hide... «


But you can only choose the 3% / 12 months option, i suppose the 2% is by rebate later.

Quite convenient as no need to fill forms, just key in the credit card (other bank), amount and which Maybank CC you want the BT to go to.
*
They will deduct 3% first month and rebate back the 2% on the following month.
bearbear
post Jun 30 2016, 04:20 PM

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QUOTE(preducer @ Jun 30 2016, 03:38 PM)
They will deduct 3% first month and rebate back the 2% on the following month.
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Yup, saw it in their T&C.
hurtedheart
post Jun 30 2016, 07:27 PM

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Any updates is the public bank 0% balance transfer programme extended after 30/06?
marliv
post Jul 1 2016, 10:13 AM

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QUOTE(hurtedheart @ Jun 30 2016, 07:27 PM)
Any updates is the public bank 0% balance transfer programme extended after 30/06?
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thesoothsayer
post Jul 1 2016, 11:20 AM

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QUOTE(laymank @ Jun 28 2016, 02:03 PM)
I am using it as new applicants to AmBank also.

0% for 12 months, no hidden clause. BT amount will be divided into 12 for payments.
*
How long did the process take? Been 2-3 days now but they haven't transferred it over yet.

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