Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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 Jul 1 2016, 11:59 AM
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Senior Member
4,232 posts Joined: Apr 2011  
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QUOTE(thesoothsayer @ Jul 1 2016, 11:20 AM) How long did the process take? Been 2-3 days now but they haven't transferred it over yet. About 7 working days or so. |
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Jul 1 2016, 08:09 PM
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Junior Member
663 posts Joined: Feb 2009
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QUOTE(marliv @ Jul 1 2016, 10:13 AM) [attachmentid=6994754] Alritez. So it's extended to 31/12/2016. Tq |
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Jul 4 2016, 08:37 AM
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Junior Member
419 posts Joined: Apr 2008 From: selangor
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1. Can i BT more then amount i need? eg: debt 7999, BT 10000
2. Can i BT even i dont have debt in cc? target Aeon and Pbb. |
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Jul 4 2016, 09:53 AM
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Senior Member
4,232 posts Joined: Apr 2011
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QUOTE(cipher3344 @ Jul 4 2016, 08:37 AM) 1. Can i BT more then amount i need? eg: debt 7999, BT 10000 for those that don't request for your bank card statement, you can.2. Can i BT even i dont have debt in cc? target Aeon and Pbb. but you will end up with credit in the card. |
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Jul 4 2016, 01:33 PM
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Senior Member
691 posts Joined: Jul 2011
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No one try BSN 0% BT?
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Jul 4 2016, 04:02 PM
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Senior Member
564 posts Joined: Aug 2006
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QUOTE(akib_mullen @ Jul 4 2016, 01:33 PM) No one try BSN 0% BT? Not 0% at all after read their t&c  12 months (0% for the first 6 months and subsequent months at 0.30%) 24 months (0% for the first 12 months and subsequent months at 0.375%) BSN balance transfer This post has been edited by devilkid84: Jul 4 2016, 04:02 PM |
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Jul 4 2016, 04:29 PM
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Trade Dispute
2,644 posts Joined: Sep 2013 
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QUOTE(akib_mullen @ Jul 4 2016, 01:33 PM) No one try BSN 0% BT? tried before. why? |
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Jul 4 2016, 05:44 PM
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Senior Member
1,188 posts Joined: Sep 2008
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Public Bank 0% BT extended to end of year!!!!!
PBB 0% BT This post has been edited by tbheng: Jul 4 2016, 05:45 PM |
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Jul 4 2016, 07:31 PM
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Senior Member
2,392 posts Joined: Dec 2009
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QUOTE(tbheng @ Jul 4 2016, 05:44 PM) As expected :-) |
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Jul 4 2016, 11:22 PM
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Senior Member
691 posts Joined: Jul 2011
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Ok guys i didnt understand the FAQ number 4. Can anyone explain it further? I give example for me to easy understand.
Lets say my cc credit limit is 5000. And I used 3000 so my credit left 2000. If I want BT (disregard bank choices) only 80% right? So the max I can BT is 80%x3000 or 80%x2000? |
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Jul 4 2016, 11:25 PM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield
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QUOTE(akib_mullen @ Jul 4 2016, 11:22 PM) Ok guys i didnt understand the FAQ number 4. Can anyone explain it further? I give example for me to easy understand. available credit so its based on 2kLets say my cc credit limit is 5000. And I used 3000 so my credit left 2000. If I want BT (disregard bank choices) only 80% right? So the max I can BT is 80%x3000 or 80%x2000? |
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Jul 5 2016, 09:50 AM
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Senior Member
3,705 posts Joined: Jan 2003 From: Planet Earth 
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i wonder if i can swipe a car, and then do at BT and then 12month 0%... lolx
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Jul 5 2016, 10:20 AM
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Trade Dispute
2,644 posts Joined: Sep 2013
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QUOTE(areankim @ Jul 5 2016, 09:50 AM) i wonder if i can swipe a car, and then do at BT and then 12month 0%... lolx possible if u have good relation with dealer.. normally those main branch won't entertain thisbut dealer if u re good with them u can swipe it. |
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Jul 5 2016, 02:53 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur 
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QUOTE(areankim @ Jul 5 2016, 09:50 AM) i wonder if i can swipe a car, and then do at BT and then 12month 0%... lolx IF you can settle it in 12 months.. then it's fine... normal Hire Purchase is for 3-9 years for a reason. |
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Jul 8 2016, 12:14 PM
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Senior Member
691 posts Joined: Jul 2011
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After a few readings I get confused again and my previous question seems incorrect. Again I give an example.
I got 2 cards, A and B Card A has CL 5k and card B 10k I charged my card A 3000 I want to BT 3000 from card A to card B We are only allowed 80% of CL to be BT correct? CL of the card that we want to transfer(card B)? So technically i can BT full amount of 3000 to card B is it? |
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Jul 8 2016, 12:15 PM
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Junior Member
130 posts Joined: Apr 2010 From: kl
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hi, would like to know after bt approved. what next? the bank will directly pay the other bank or how? thanks
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Jul 8 2016, 12:18 PM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield
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QUOTE(akib_mullen @ Jul 8 2016, 12:14 PM) After a few readings I get confused again and my previous question seems incorrect. Again I give an example. You BT to card B so you are allowed to BT up to 8k (provided your available credit is 10k)I got 2 cards, A and B Card A has CL 5k and card B 10k I charged my card A 3000 I want to BT 3000 from card A to card B We are only allowed 80% of CL to be BT correct? CL of the card that we want to transfer(card B)? So technically i can BT full amount of 3000 to card B is it? QUOTE(garf @ Jul 8 2016, 12:15 PM) hi, would like to know after bt approved. what next? the bank will directly pay the other bank or how? thanks yes direct |
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Jul 8 2016, 01:42 PM
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Senior Member
691 posts Joined: Jul 2011
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QUOTE(bearbear @ Jul 8 2016, 12:18 PM) You BT to card B so you are allowed to BT up to 8k (provided your available credit is 10k) Thanks bearbear yes direct  |
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Jul 8 2016, 02:07 PM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield
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lol bugger maybank 3% fee got gst
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Jul 8 2016, 03:26 PM
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Junior Member
7 posts Joined: Dec 2015
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QUOTE(bearbear @ Jul 8 2016, 02:07 PM) lol bugger maybank 3% fee got gst Yes...Maybank got 6% GST... ..... but 1% still low (If 2% waived) compared to others |
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