I got another of my BT approved during my 4th repayment of the earlier BT.
You may try your luck 😊

Got upfront fee & need statement, not so attractive although the max bt limit is given up to 50k subject to cc limit

0% BT with 1% upfront fee. Eg: If BT 10k, upfront fee = rm 100, other than that no interest charged unless you late payment

Any updates is the public bank 0% balance transfer programme extended after 30/06?

Alritez. So it's extended to 31/12/2016. Tq

Usually for BT by AEON, would they make an effort to expedite the payment process so that it is made by our payment due date, despite our application for BT is a bit late but not too late.
For g. Statement Date 8th of the month, due 28th of the month, applied BT on 20th of the month. If AEON takes 14 working days to process, then will fall out of the payment due date.

Hi there, for the Maybank 0% 12 months BT, does anyone encounter application approved in principle but did not receive any subsequent sms/email stating its approval? Does this mean it is not approved?
What about transferring of funds? I receive an email stating the fund will be transferred on 22/9 but when I check my other cc balance, it's wasn't transferred in yet. Tried to approach the CS but somehow nobody pick up the line for more than 10 minutes wait..
Lastly, any idea how is the transfer limit which appeared on m2u being worked out? My M2cards limit is 5k & I BT 2.35k, leftover transfer limit is approximately 2.2k for BT. But I have not use my amex (without Maybank logo) for BT & when I tried, the transfer limit is also 2.2k, instead of 5k. I thought m2c is having separate limit with amex w/o Maybank logo?
Please enlighten, many thanks

After BT, my other credit card (A) will have more negative balance if the BT amount is larger than my outstanding.Instead of calling bank A to transfer the monies to my savings account, if I were to cash out the proceeds in credit card (A) via ATM, is this considered as cash advance? Would there be any charges incurred?

hi guys, can I check for Public Bank balance transfer 0% for 6 months, what do I fill in under 'Bank' if I were to transfer the outstanding of my AEON credit card (AEON is not a bank, so is it still proper to put AEON? ) OR Citibank (like when we select payee to pay thru maybank)
Thank you

Ok. I have called HLB today. It is considered as cash advanced as well if we withdraw from ATM. Therefore its more sensible to call them up for transfer.

*Edit: HLB customer service inform me not to use my credit card for 3 working days otherwise they would be unable to process the transfer . This is weird as I have not encounter from other banks like maybank. Anybody can confirm on this?

Thank you very much.

This post has been edited by hurtedheart: Oct 12 2016, 01:28 PM

Me too, submitted 1.45pm, approval email received at 5.20pm, approval sms 6.00pm. This is pretty efficient, thank you Maybank 😊

I was tempted to apply for the BT. However,after reading the replies here that says need to settle on a particular day, I think I better forgo, since my card's anniversary is on July and no waiver of annual fee will be entertained in the case of wise card & my credit limit is only 3k haha 😂

wow, 10k/month is a lot
if base on 6 months tenure, then you have BT amount of at least 60k..
if base on 12 months tenure, then you have BT amount of at least RM120k

(Edited - found the answer)
Thanks

This post has been edited by hurtedheart: Oct 8 2017, 01:27 PM

I'm trying to understand the above benefits we get by doing so:
1) 'gain' higher available CL (7k extra from 5k) to enable BT approval by MBB, in order 'fund' for the other bank's credit card spending
2) 'gain' 0% BT for the 7k over the 12 months which one is actually not entitled for base on his available CL but he deserves it by playing a trick to deposit cash into his credit card account.
Anymore that I miss out? 😝

Was told by PB CS that they no longer accept BT for Islamic card, meaning if you hold their Islamic card, they won't approve the BT you applied. So sad, that's the only card I have with PB thus far, no 0% BT for me ...😢

I was warned by a staff of MBB not to do BT to my MBB credit card and request for the surplus to be refunded to my MBB savings account. I only do one or two BT to MBB last year (2018) .. . Why did they target on me? They said will not entertain if there is such request in the future...