Yo strategy seems ok subject to Banks offer current rate after 2 mths

So the problem is, 4.5% for 7 months in GIA, Maybank online or running around banks with lower interest rate
I think I mentioned before, now is better to place FD for shorter period of time with high interest rate. This can make us jiggling around our money to make the most out of it.

you are very funny.

go walk-in to bank. how many steps (literal) to make an FD placement?

oni for first placement only ma. subsequent placement just like normal efd.

Subsequent eFD for GIA also need to go through same step

If it's too troublesome, then just leave it in your savings account. 0 step needed

do u mean the multiple yes/no questions to be answered before placing new eFD GIA? Just click all yes and proceed to place the eFD. Guess just started very recently...

There's no survey for subsequent placement.

http://www1.uob.com.my/privilege/assets_hya_promo.html
free watches for savings in their high yield account.
no idea on their rates though.

bro, not fd.

"The High Yield account is a flexible chequeing account which provides an updated and consolidated view of your total Asset Under Management via monthly statements. "

http://www1.uob.com.my/personal/deposits/c...ld_account.html

those who think using laptop bag is secure, should rethink to use giant plastic bag instead for lesser risk lol.

Agreed. Laptop bag = contains laptop = worth min rm1k.

After creating e-GIA, I went to the page of "manage eFD", whereby we can charge some details of eFD. There, I keep getting error, when I select "add interest to principal" option. Is it normal for e-GIA?

Is normal to get error when modifying the eGIA-i. I tried doing like what you did, was never successful.

y risk 100,000 (or more) cash vs rm5 or 6 for bc or ibft?

For 100k+, 3mths fd 4.3%. promo end 30/4.

hl? still on?

Will visit bank tomorrow. Last visit 11/4/16. Fd must be in 1 piece 100k to get the 4.3%.
Unsure if want to wait for May in case of better rate.

This post has been edited by twinkle5129: Apr 27 2016, 06:42 PM

Agreed coz may end up 'penny wise n pound foolish'

BSN TERM DEPOSIT AND TERM DEPOSIT-i

Eligible Customer who makes placement of new funds during the Campaign Period shall
be entitled to the Promotional Rate as follows:
Tenure Promotional Rates ( % p.a)
1 month 3.20%
3 months 3.40%
6 months 3.60%
9 months 3.80%
12 months 4.30%
60 months 4.40%

t&c http://www.mybsn.com.my/formdownload?formDownloadId=956

Promotion Period: 7th April 2016 – 31st May 2016
Save a fixed amount of money in BSN at a fixed profit rate for a fixed period.
The BSN Term Deposits/Term Deposit-i Account gives you the opportunity to maximise your savings with high profit rates, while keeping your funds 100% secure!.“Don’t miss out this great chance as the Campaign will be end on 31 May 2016 or earlier”.

How to Participate?
Make a Term Deposit/ Term Deposit-i placement at any of BSN Branches nationwide during the Campaign period with minimum placement amount of RM1,000 applicable only for individual depositors.
Hurry! Limited time only

In the event the Eligible Customer uplifted the TD prior to the maturity of Tenure, BSN
reserves the right as follows:
(a) Eligible Customer will not receive any interest if the redemption or withdrawal
made less than one (1) month from the placement date; or
(b) Eligible Customer will receive only 50% of accrued interest..

This post has been edited by poor man: Apr 27 2016, 11:01 PM


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