Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
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 Apr 28 2016, 10:59 AM
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Senior Member
1,205 posts Joined: Aug 2014 
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QUOTE(poor man @ Apr 27 2016, 10:54 PM) BSN TERM DEPOSIT AND TERM DEPOSIT-i This one is Islamic FD? Any PIDM protection? I guess this is different from the previous 4.3/4.5% FD rate promo they have. |
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Apr 28 2016, 09:53 PM
Show posts by this member only | IPv6 | Post
#1582
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Senior Member
10,001 posts Joined: May 2013
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QUOTE(filage @ Apr 28 2016, 10:59 AM) This one is Islamic FD? Any PIDM protection? I guess this is different from the previous 4.3/4.5% FD rate promo they have. No PIDM protection but guarantee by Govt |
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Apr 28 2016, 11:22 PM
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All Stars
48,519 posts Joined: Sep 2014 From: REality
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QUOTE(filage @ Apr 28 2016, 10:59 AM) This one is Islamic FD? Any PIDM protection? I guess this is different from the previous 4.3/4.5% FD rate promo they have. don't worry about BSN. their products are safe for now. No PIDM is no problem. because it's guarantee by Govt  |
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Apr 28 2016, 11:52 PM
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All Stars
10,340 posts Joined: Jan 2003  
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QUOTE(nexona88 @ Apr 28 2016, 11:22 PM) don't worry about BSN. their products are safe for now. just like 1mdb.. guaranteed by Govt... no worries No PIDM is no problem. because it's guarantee by Govt  |
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Apr 28 2016, 11:57 PM
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All Stars
48,519 posts Joined: Sep 2014 From: REality
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QUOTE(WhitE LighteR @ Apr 28 2016, 11:52 PM) just like 1mdb.. guaranteed by Govt... no worries 1Mxx is very sensitive issue. don't link with FD & BSN  |
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Apr 29 2016, 08:25 AM
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All Stars
10,319 posts Joined: Dec 2009 From: Malaysia
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which one is the highest for 1 year?
BR can give 4.5%? got a big one maturing next week. need to source for place to park. |
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Apr 29 2016, 08:35 AM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(kochin @ Apr 29 2016, 08:25 AM) which one is the highest for 1 year? BR you have to call and nego with them. Call them. BR can give 4.5%? got a big one maturing next week. need to source for place to park. But now with no banks offering 4.5%, the chances are slimmer. But can still try.  |
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Apr 29 2016, 08:41 AM
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All Stars
10,319 posts Joined: Dec 2009 From: Malaysia
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QUOTE(bbgoat @ Apr 29 2016, 08:35 AM) BR you have to call and nego with them. Call them. just general line or specific branch?But now with no banks offering 4.5%, the chances are slimmer. But can still try. was thinking to walk in into their HQ branch. |
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Apr 29 2016, 08:42 AM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(kochin @ Apr 29 2016, 08:41 AM) just general line or specific branch? HQ is even better. was thinking to walk in into their HQ branch. |
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Apr 29 2016, 10:39 AM
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Senior Member
840 posts Joined: Jan 2016
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HLB 4.3%- 3mths, 100k+- , offer end today.
Hoping for higher rate in May. |
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Apr 29 2016, 10:49 AM
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Senior Member
2,065 posts Joined: Feb 2011
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QUOTE(kochin @ Apr 29 2016, 08:41 AM) just general line or specific branch? Pls update if got good offer ya boss was thinking to walk in into their HQ branch.  |
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Apr 29 2016, 10:51 AM
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Senior Member
2,490 posts Joined: Sep 2011
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QUOTE(kochin @ Apr 29 2016, 08:25 AM) which one is the highest for 1 year? If got 6 figure for sure can nego with BR la..BR can give 4.5%? got a big one maturing next week. need to source for place to park. But you have a good timing to wait for May FD promo..  QUOTE(lowya @ Apr 27 2016, 04:28 PM) those who think using laptop bag is secure, should rethink to use giant plastic bag instead for lesser risk lol. Better to put money in a courier company's non transparent shipping bag, then put the non transparent shipping bag in a Giant plastic bag.. |
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Apr 29 2016, 11:12 AM
Show posts by this member only | IPv6 | Post
#1593
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Senior Member
1,624 posts Joined: Apr 2011
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Ocbc May 3 to end of Aug
8 months 4.1% 12 months 4.2% Seems bank rate is going down very slightly from 15 months 4.3% This post has been edited by gsc: Apr 29 2016, 11:18 AM |
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Apr 29 2016, 11:18 AM
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Senior Member
4,821 posts Joined: Mar 2009
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QUOTE(BoomChaCha @ Apr 29 2016, 10:51 AM) Better to put money in a courier company's non transparent shipping bag, then put the non transparent shipping bag in a Giant plastic bag.. |
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Apr 29 2016, 11:18 AM
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Senior Member
2,490 posts Joined: Sep 2011
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QUOTE(lowya @ Apr 29 2016, 11:18 AM) with built-in gps chip and alarm triggering system. Yes, for big amount like 6 figure is a must.. QUOTE(gsc @ Apr 29 2016, 11:12 AM) UOB May 3 to end of Aug So OCBC 4.3% for 15 months is last day for today..? 8 months 4.1% 12 months 4.2% Seems bank rate is going down very slightly from 15 months 4.3%  This post has been edited by BoomChaCha: Apr 29 2016, 11:28 AM |
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Apr 29 2016, 11:19 AM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(BoomChaCha @ Apr 29 2016, 11:18 AM) So UOB 4.3% for 12 months is last day for today..? Sorry it is Ocbc bank. Typo error |
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Apr 29 2016, 11:22 AM
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Senior Member
2,490 posts Joined: Sep 2011
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QUOTE(gsc @ Apr 29 2016, 11:19 AM) Sorry it is Ocbc bank. Typo error In this case, better to lock in 4.3% for 15 months tenure by today..  Thanks for the update info, you are No. 1... Bro.. This post has been edited by BoomChaCha: Apr 29 2016, 11:24 AM |
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Apr 29 2016, 11:26 AM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(BoomChaCha @ Apr 29 2016, 11:22 AM) In this case, better to lock in 4.3% for 15 months tenure by today.. My FD matures today. Logically should place with Ocbc for 15 months instead of UOB 12 months if May trend is moving down. Caled HL bank, no new promo.Thanks for the update info, you are No. 1... Bro.. |
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Apr 29 2016, 11:31 AM
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Senior Member
2,490 posts Joined: Sep 2011
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QUOTE(gsc @ Apr 29 2016, 11:26 AM) My FD matures today. Logically should place with Ocbc for 15 months instead of UOB 12 months if May trend is moving down. Caled HL bank, no new promo. Ha ha.. same to me..  I have one FD becomes mature today too.. I think the same way.. look like it is better to go for a longer term 15 months with OCBC.. |
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Apr 29 2016, 12:32 PM
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Senior Member
1,548 posts Joined: Apr 2005
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I received an sms from Maybank of FD with rates up to 5.75% p.a., but can't find details anywhere.
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