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 Ultimate Discussion of ASNB (47457-V) IV, Wholly owned subsidary of PNB (38218-X)

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RokXIII
post Feb 12 2016, 01:49 PM

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could we open new account for ASM/ASW during weekend in those banks/pos offices which open during weekend?
Ramjade
post Feb 12 2016, 01:59 PM

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QUOTE(RokXIII @ Feb 12 2016, 01:49 PM)
could we open new account for ASM/ASW during weekend in those banks/pos offices which open during weekend?
*
Saturday not possible. Sunday possible in those states which operate on Sunday
Vincent9696
post Feb 12 2016, 02:09 PM

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QUOTE(Ancient-XinG- @ Feb 12 2016, 09:18 AM)
Dude. Hold first. See the KLCI reaction. You can lose money overnight. Seriously.
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Yea, i know... Kust drop by to understand their offer ...btw i will consider to go in once klse reach below 1550 pts
TS[Ancient]-XinG-
post Feb 12 2016, 02:38 PM

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QUOTE(Vincent9696 @ Feb 12 2016, 02:09 PM)
Yea, i know... Kust drop by to understand their offer ...btw i will consider to go in once klse reach below 1550 pts
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do you think 1500 is the lowest point?

try ASM or 2020. they are available now.
nonameface
post Feb 12 2016, 02:52 PM

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QUOTE(kachuakia @ Feb 12 2016, 12:56 PM)
Today managed top up RM100 only at ASM, none for ASW. So I asked the counter girl to open account for AS1M, successful.

CIMB Midvalley, very friendly counter girl, and less crowd also compared to MBB.
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i managed to top up rm100 also for asm this morning at cimb. think got quota, they just dont wanna help.
cik: "sudah try, xda quota, hanya rm100 je"
me: "ya ke? banyak orang top up ni. sudah try berapa? 1000? 500 ada try?"
cik: "ada la, dari 1500... memang chinese sudah nak dapat"
me: =.= (do you really have to say like that!)

then i went uptown can topup thousands for asm.
AMER SHAHREMY
post Feb 12 2016, 04:18 PM

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QUOTE(Ancient-XinG- @ Feb 12 2016, 07:42 AM)
What is your opinion of their fixed priced?

And is it really good time for attacking the variable priced now? Because I just pull out from vp to fp...

Btw is good to have you here..
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Thank you for your support. blush.gif
In my opinion, better go for ASNB vp. You can get more return than fp. ASB give 7.25% dividend but ASN or ASG can give more than 8% return for one year plus high distribution around 6-8%.
According to FIMM, 2016 is a good time to invest in Unit Trust.
The current low market valuation represents a good time for public investors to invest in unit trust funds as they will be able to reap a higher investment value in the long term.
This would be the right time for investors to accumulate more investments into unit trust for the long term as they will be able to gain benefits when the market starts to pick up.
The average returns of unit trust can actually surpass the inflation rate. An average return is about 8% for equity compared to the inflation rate of between 3% and 4%.
It will eventually give them some returns in addition to the inflation rate so that they will see more value for their investments in the future.

Read this article http://themalaysianreserve.com/new/story/n...trust-says-fimm

Personally, for customers who are rather conservative, investment into ASNB funds could be a better choice. simple Reason; PNB's main objective is to help the nation to create wealth. That is the reason why the distribution (most of the time we refer as Dividend) declaration is around 6% - 8%, regardless of the market scenario. ASNB will never be the best fund management company but they are very consistent in declaring distribution.
That all from me.
AMER SHAHREMY
post Feb 12 2016, 04:21 PM

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QUOTE(Vincent9696 @ Feb 12 2016, 07:48 AM)
Allright , will drop by affin next week. Thanks
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I can assist you on this. Just inform me when. blush.gif
Vincent9696
post Feb 12 2016, 05:00 PM

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QUOTE(Ancient-XinG- @ Feb 12 2016, 02:38 PM)
do you think 1500 is the lowest point?

try ASM or 2020. they are available now.
*
Buy some at 1500 point , may go lower depends the global economy

Today not free at all , will try in next tuesday... I hope to get in ASM as much as possible...
TS[Ancient]-XinG-
post Feb 12 2016, 05:02 PM

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QUOTE(AMER SHAHREMY @ Feb 12 2016, 04:18 PM)
Thank you for your support.  blush.gif
In my opinion, better go for ASNB vp. You can get more return than fp. ASB give 7.25% dividend but ASN or ASG can give more than 8% return for one year plus high distribution around 6-8%.
According to FIMM, 2016 is a good time to invest in Unit Trust.
The current low market valuation represents a good time for public investors to invest in unit trust funds as they will be able to reap a higher investment value in the long term.
This would be the right time for investors to accumulate more investments into unit trust for the long term as they will be able to gain benefits when the market starts to pick up.
The average returns of unit trust can actually surpass the inflation rate. An average return is about 8% for equity compared to the inflation rate of between 3% and 4%.
It will eventually give them some returns in addition to the inflation rate so that they will see more value for their investments in the future.

Read this article  http://themalaysianreserve.com/new/story/n...trust-says-fimm

Personally, for customers who are rather conservative, investment into ASNB funds could be a better choice. simple Reason; PNB's main objective is to help the nation to create wealth. That is  the reason why the distribution (most of the time we refer as Dividend) declaration is around 6% - 8%, regardless of the market scenario. ASNB will never be the best fund management company but they are very consistent in declaring distribution.
That all from me.
*
Not 8%, can be as high as 15%. I calculated. And what change my mind to choose ASM over ASG is that the 15%pa drop to 3%pa in just a year.... haven't take into account that the NAV do actually decrease when the income distributed. I wonder when the NAV will raise when the KLCI diarrhoea like no tomorrow?
Is the KLSE seen its bottom yet? I doubt.

I am really like upon ASG if not I will not hold it till 1650pts... but when you realize the chances of invest into ASM is present... The temptation. The fixed price of 1.00MYR , the peace of mind.... compared to close monitoring as you said, I choose ASM.

No doubt that market will recover. But the problem is when.... and will it drop further?

Not forget to mention, the total income of ASG is actually negative for last year.
todak
post Feb 12 2016, 05:04 PM

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Just a quick question,

I've maxed out my ASB acc and my 2 kids asb remaja as well.

Is ASB2 the next acc I should open? Thanks
cheahcw2003
post Feb 12 2016, 05:08 PM

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QUOTE(todak @ Feb 12 2016, 05:04 PM)
Just a quick question,

I've maxed out my ASB acc and my 2 kids asb remaja as well.

Is ASB2 the next acc I should open? Thanks
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Yes ASB2 is the next best alternative
wywy2020
post Feb 12 2016, 05:29 PM

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ASM / ASW / AS1M still available or not?
y some easily can top up while some others forumer here not managed to get or just managed to get 100?
Ramjade
post Feb 12 2016, 05:31 PM

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QUOTE(wywy2020 @ Feb 12 2016, 05:29 PM)
ASM / ASW / AS1M still available or not?
y some easily can top up while some others forumer here not managed to get or just managed to get 100?
*
Is available everyday. Just depend on 3 things
1) availability of units
2) timing
3) whether staff want to help you or not.


Vincent9696
post Feb 12 2016, 06:40 PM

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QUOTE(Ramjade @ Feb 12 2016, 05:31 PM)
Is available everyday. Just depend on 3 things
1) availability of units
2) timing
3) whether staff want to help you or not.
*
Last few years ago, is it will he available everyday? Not think so...
Ramjade
post Feb 12 2016, 06:50 PM

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QUOTE(Vincent9696 @ Feb 12 2016, 06:40 PM)
Last few years ago, is it will he available everyday? Not think so...
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Actually yes. People buy and sell everyday.
Kaka23
post Feb 12 2016, 10:45 PM

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QUOTE(nonameface @ Feb 12 2016, 02:52 PM)
i managed to top up rm100 also for asm this morning at cimb. think got quota, they just dont wanna help.
cik: "sudah try, xda quota, hanya rm100 je"
me: "ya ke? banyak orang top up ni. sudah try berapa? 1000? 500 ada try?"
cik: "ada la, dari 1500... memang chinese sudah nak dapat"
me: =.= (do you really have to say like that!)

then i went uptown can topup thousands for asm.
*
Bro.. Which uptown bank u managed to top up thousands?

nexona88
post Feb 12 2016, 11:09 PM

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QUOTE(Vincent9696 @ Feb 12 2016, 06:40 PM)
Last few years ago, is it will he available everyday? Not think so...
*
there's unit available daily.

u needed to be right time to "grab" the units. that's the biggest problem. we don't know when is the "right" time for the day cry.gif
Vincent9696
post Feb 12 2016, 11:39 PM

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QUOTE(Kaka23 @ Feb 12 2016, 10:45 PM)
Bro..  Which uptown bank u managed to top up thousands?
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Why everyone hunting ASM? hmm.gif

Try la as1m , easily can get thumbup.gif
hurtedheart
post Feb 12 2016, 11:43 PM

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For top-up of AS1M online through maybank, how long does it takes to refund the money to our account if the transaction was not successful?
If I top-up RM2k AS1M Online through maybank, but only 1000 units available, would I be allocated 1k units instead of 2k units, or totally none?
After reading the recent post by forummers here, seems that for fixed price fund, ASW & ASM are more sought after compared to AS1M? Any particular reason? Myself prefer AS1M over the former at least top up can be done online, eliminating the need to queue at bank and high possibility of no units available for top up..

wu ming
post Feb 13 2016, 12:06 AM

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QUOTE(Vincent9696 @ Feb 12 2016, 11:39 PM)
Why everyone hunting ASM?  hmm.gif

Try la as1m , easily can get thumbup.gif
*
Been trying to open this account for years but no luck. Was finally able to open asw instead.

A member mentioned that as1m made a loss of rm150m last year?

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