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Credit Cards CIMB Bank Credit Cards v4

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Axell
post May 14 2016, 05:04 PM

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If use CC to pay for tyres purchase and service, it doesnt count under retail right?

Btw Im using CIMB Cash Rebate Platinum
lengzhai
post May 14 2016, 05:07 PM

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QUOTE(Axell @ May 14 2016, 05:04 PM)
If use CC to pay for tyres purchase and service, it doesnt count under retail right?

Btw Im using CIMB Cash Rebate Platinum
*
Don't think so. Unless the tyres are sold by Tesco or other grocery retailer with is quite impossible. You can get lub oil for cb if buy under Tesco since they are selling them. Buy tyre I don't think so...
fruitie
post May 14 2016, 06:58 PM

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QUOTE(Axell @ May 14 2016, 05:04 PM)
If use CC to pay for tyres purchase and service, it doesnt count under retail right?

Btw Im using CIMB Cash Rebate Platinum
*
Of course it is. Entitled for 0.2% cash back.

QUOTE(lengzhai @ May 14 2016, 05:07 PM)
Don't think so. Unless the tyres are sold by Tesco or other grocery retailer with is quite impossible. You can get lub oil for cb if buy under Tesco since they are selling them. Buy tyre I don't think so...
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Why it is not retail? All transactions are retail transactions just that some cards give cash back according to MCC. Your answer seems to have mixed up retail and groceries?
CIMB CR gives 0.2% cash back for all spends which don't fall under any of their cash back categories.
cybpsych
post May 14 2016, 06:58 PM

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QUOTE(saitong09 @ May 9 2016, 09:18 PM)
lol maybe you are the 1st existing card can change the statement date tongue.gif
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QUOTE(adele123 @ May 9 2016, 11:10 PM)
But your cash rebate is still dated 29th correct?

Personally, I would really like to move the statement date. It differes from my other cards. Kinda annoying.
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QUOTE(gastacopz @ May 10 2016, 08:58 AM)
I just changed mine yesterday
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cimb cs agent called back. said already escalated my request to change statement date to higher level to review my case, answer: not possible to change.

i argued a "friend" with new cimb cr card can be assigned to 3rd for statement date. he asked me to give card number or NRIC to verify. obviously i cant give him to check, with or without consent la laugh.gif

well, not bother to nag since rarely use it after gotten UOB VOX or PBB VS.
fly126
post May 14 2016, 07:00 PM

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QUOTE(Axell @ May 14 2016, 05:04 PM)
If use CC to pay for tyres purchase and service, it doesnt count under retail right?

Btw Im using CIMB Cash Rebate Platinum
*
QUOTE(lengzhai @ May 14 2016, 05:07 PM)
Don't think so. Unless the tyres are sold by Tesco or other grocery retailer with is quite impossible. You can get lub oil for cb if buy under Tesco since they are selling them. Buy tyre I don't think so...
*


Your Statement's Incorrect...!!!
Any Purchases of Goods or Service which is Charged to the Credit Card will treat as "Retail Transaction".
https://forum.lowyat.net/index.php?showtopi...post&p=79730386
cybpsych
post May 14 2016, 07:07 PM

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QUOTE(Axell @ May 14 2016, 05:04 PM)
If use CC to pay for tyres purchase and service, it doesnt count under retail right?

Btw Im using CIMB Cash Rebate Platinum
*
fly126 is correct.

i've used CIMB CR for the following:

1) JOMpay (insurance payment)
2) Hallmark gift shop
3) Electrical shop (bought air cooler)
4) Hair product outlet
5) Tyre shop (car battery)
6) Eu Yan Sang outlet

All gotten 0.2% Retail cashback. biggrin.gif
03-342
post May 14 2016, 07:23 PM

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may I know how to solve this problem?
I want to login and check my credit card statement.
Thank!


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fruitie
post May 14 2016, 07:29 PM

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QUOTE(03-342 @ May 14 2016, 07:23 PM)
may I know how to solve this problem?
I want to login and check my credit card statement.
Thank!
*
Their app sucks, try using browser instead?
Actually their online banking is really sucky.

Credit card statement will be sent to your email as well, you can check your inbox?
03-342
post May 14 2016, 07:39 PM

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QUOTE(fruitie @ May 14 2016, 07:29 PM)
Their app sucks, try using browser instead?
Actually their online banking is really sucky.

Credit card statement will be sent to your email as well, you can check your inbox?
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thank for your reply.
oh I see~
that's why always show the error messages...
I don't believe browser,I scare kenal hack...XD
I just got my first credit card in my life tongue.gif
ok nvm...I will check my email later.
lengzhai
post May 14 2016, 08:19 PM

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QUOTE(fruitie @ May 14 2016, 06:58 PM)
Of course it is. Entitled for 0.2% cash back.
Why it is not retail? All transactions are retail transactions just that some cards give cash back according to MCC. Your answer seems to have mixed up retail and groceries?
CIMB CR gives 0.2% cash back for all spends which don't fall under any of their cash back categories.
*
QUOTE(fly126 @ May 14 2016, 07:00 PM)
Your Statement's Incorrect...!!!
Any Purchases of Goods or Service which is Charged to the Credit Card will treat as "Retail Transaction".
https://forum.lowyat.net/index.php?showtopi...post&p=79730386
*
Sorry. With two point six billion millions sorry. I mistakenly assume Retail=Grocery only. As in my brain when I typed just now retailer=grocery retailer. This is wrong in CIMB CB terms. notworthy.gif

I am considering autoparts, that's the reason why I immediately think that buying tyre (one of auto parts) is not equivalently as shopping at grocery retailers aka Tesco, Jaya, 99 speedmart, KK, Aeon Big etc.

Buy tyre using CIMB CR still have the 0.2% cash back, which falls under Others retails.

Sorry for my confusion. The confusion is cleared by fruitie and fly126. blush.gif
fruitie
post May 14 2016, 09:06 PM

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QUOTE(lengzhai @ May 14 2016, 08:19 PM)
Sorry. With two point six billion millions sorry. I mistakenly assume Retail=Grocery only. As in my brain when I typed just now retailer=grocery retailer. This is wrong in CIMB CB terms. notworthy.gif
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It's the same for all cards, not only CIMB CR. tongue.gif
DarReNz
post May 15 2016, 10:19 AM

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QUOTE(fruitie @ May 13 2016, 10:38 PM)
Yeah, RM 588 is the highest. I'm waiting for my RM 288. biggrin.gif Me poor lady. tongue.gif
This month's payroll is the 6th month and will need to wait 2 months to bank in, I will change my payroll account back to Maybank once I receive the money. tongue.gif
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nice free money good for those that salary goes into CIMB account nod.gif
saitong09
post May 15 2016, 10:57 AM

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QUOTE(03-342 @ May 14 2016, 07:39 PM)
thank for your reply.
oh I see~
that's why always show the error messages...
I don't believe browser,I scare kenal hack...XD
I just got my first credit card in my life tongue.gif
ok nvm...I will check my email later.
*
Not only pc, mobile apps also kena hack. If not forgotten few months ago cimb apps has been hacked.
HMMaster
post May 15 2016, 11:30 AM

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I cant trust mobile app also. Some of the apps request so many permissions that I don't know whether it is save to use or not.
03-342
post May 15 2016, 11:37 AM

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ermmm...hi all
sorry may I ask a stupid question...
yesterday I use my public bank account to pay my cimb
credit card by "IBG".
May I know what is the difference between the Instant fund transfer?
Thank.
TSvictorywp
post May 15 2016, 11:44 AM

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QUOTE(03-342 @ May 15 2016, 11:37 AM)
ermmm...hi all
sorry may I ask a stupid question...
yesterday I use my public bank account to pay my cimb
credit card by "IBG".
May I know what is the difference between the Instant fund transfer?
Thank.
*
higher charge for instant.
fruitie
post May 15 2016, 11:45 AM

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QUOTE(DarReNz @ May 15 2016, 10:19 AM)
nice free money good for those that salary goes into CIMB account  nod.gif
*
Yeah lucky to have CIMB savings account.

QUOTE(HMMaster @ May 15 2016, 11:30 AM)
I cant trust mobile app also. Some of the apps request so many permissions that I don't know whether it is save to use or not.
*
Rooted phone?

QUOTE(03-342 @ May 15 2016, 11:37 AM)
ermmm...hi all
sorry may I ask a stupid question...
yesterday I use my public bank account to pay my cimb
credit card by "IBG".
May I know what is the difference between the Instant fund transfer?
Thank.
*
IBG = GIRO = will not be processed immediately, for weekends, it will be processed on next working day. For normal day, it has schedule when the fund will be in the other bank. RM 0.11 per transaction.

Instant transfer = IBFT = As the name suggests, it is instant, no waiting. RM 0.53 per transaction.
HMMaster
post May 15 2016, 12:48 PM

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QUOTE(fruitie @ May 15 2016, 11:45 AM)
Rooted phone?
*
Not rooted, but still can't trust it... haha laugh.gif
fruitie
post May 15 2016, 12:58 PM

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QUOTE(HMMaster @ May 15 2016, 12:48 PM)
Not rooted, but still can't trust it... haha laugh.gif
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Usually that only appears if using a rooted phone. laugh.gif
Axell
post May 15 2016, 03:36 PM

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Thanks fruitie fly126 cybpsych lengzhai for the prompt response yesterday notworthy.gif

Appreciate it!

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