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Credit Cards CIMB Bank Credit Cards v4

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fruitie
post May 12 2016, 07:45 PM

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QUOTE(gastacopz @ May 12 2016, 07:41 PM)
Doesn't matter..

Not blaming anyone..lor..
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I checked back my post, I asked you to check out this thread. biggrin.gif
gastacopz
post May 12 2016, 07:51 PM

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QUOTE(fruitie @ May 12 2016, 07:45 PM)
I checked back my post, I asked you to check out this thread. biggrin.gif
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Haha

Btw, how you keep records which card to use b4 spending?
fruitie
post May 12 2016, 08:07 PM

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QUOTE(gastacopz @ May 12 2016, 07:51 PM)
Haha

Btw, how you keep records which card to use b4 spending?
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It is in my mind all the time. biggrin.gif
MGM
post May 12 2016, 08:22 PM

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QUOTE(fruitie @ May 12 2016, 08:07 PM)
It is in my mind all the time. biggrin.gif
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Yes, only the smart one can do that. thumbup.gif
CP88
post May 12 2016, 08:24 PM

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QUOTE(MGM @ May 12 2016, 08:22 PM)
Yes, only the smart one can do that. thumbup.gif
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That's why she's a manager! tongue.gif
saitong09
post May 12 2016, 08:40 PM

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QUOTE(victorywp @ May 12 2016, 04:07 PM)
if you want more cb for online, then apply for supp card because supp card has their own cb allocation.
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Why didn't tell me supp card can have dedicated cb? mad.gif
kelvinlzy
post May 12 2016, 08:50 PM

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QUOTE(saitong09 @ May 12 2016, 08:40 PM)
Why didn't tell me supp card can have dedicated cb?  mad.gif
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Why blaming others while you didnt read the T&C? Even though I dont have this card, I also knew about this trick. A quick search will also lead you to the answer.
fruitie
post May 12 2016, 09:06 PM

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QUOTE(kelvinlzy @ May 12 2016, 08:50 PM)
Why blaming others while you didnt read the T&C? Even though  I dont have this card, I also knew about this trick. A quick search will also lead you to the answer.
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No need to even read the T&C, it's on first post. laugh.gif
kelvinlzy
post May 12 2016, 09:09 PM

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QUOTE(fruitie @ May 12 2016, 09:06 PM)
No need to even read the T&C, it's on first post. laugh.gif
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Or maybe it is just me who likes reading banks' T&C. Its like a weird hobby of mine sweat.gif
djhenry91
post May 12 2016, 09:16 PM

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aiya...some people lazy read bank T&C once got the card now only ask this and tht biasa la
saitong09
post May 12 2016, 09:31 PM

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QUOTE(kelvinlzy @ May 12 2016, 08:50 PM)
Why blaming others while you didnt read the T&C? Even though  I dont have this card, I also knew about this trick. A quick search will also lead you to the answer.
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QUOTE(fruitie @ May 12 2016, 09:06 PM)
No need to even read the T&C, it's on first post. laugh.gif
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Haha.. is not blaming, just wanna put some pressure on him only, victorywp know what i mean smile.gif

This post has been edited by saitong09: May 12 2016, 09:33 PM
gastacopz
post May 12 2016, 11:04 PM

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QUOTE(fruitie @ May 12 2016, 08:07 PM)
It is in my mind all the time. biggrin.gif
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i meant,

which card havent maximized the rebate yet... biggrin.gif

or is it also inside ur mind?? notworthy.gif
TSvictorywp
post May 12 2016, 11:08 PM

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QUOTE(gastacopz @ May 12 2016, 11:04 PM)
i meant,

which card havent maximized the rebate yet... biggrin.gif

or is it also inside ur mind?? notworthy.gif
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just record it down into your excel file. we all shall have one that keep with us all the time lol...
gastacopz
post May 12 2016, 11:10 PM

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QUOTE(victorywp @ May 12 2016, 11:08 PM)
just record it down into your excel file. we all shall have one that keep with us all the time lol...
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lol...then view on phone/tablet ka?? biggrin.gif

need to create one... brows.gif brows.gif
adele123
post May 12 2016, 11:23 PM

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QUOTE(gastacopz @ May 12 2016, 11:04 PM)
i meant,

which card havent maximized the rebate yet... biggrin.gif

or is it also inside ur mind?? notworthy.gif
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Personally I have an excel to track my financial stuff, including my credit card spending. So I know how much rebate I will get and how much of the quota I have used. But since I don't have quota issues usually, no excel also can la. I only have cimb which has that low quota for online...
TSvictorywp
post May 12 2016, 11:30 PM

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QUOTE(gastacopz @ May 12 2016, 11:10 PM)
lol...then view on phone/tablet ka?? biggrin.gif

need to create one... brows.gif  brows.gif
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yes, i have excel for all my cashback cc because i fully utilised all lol...
fruitie
post May 12 2016, 11:59 PM

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QUOTE(gastacopz @ May 12 2016, 11:04 PM)
i meant,

which card havent maximized the rebate yet... biggrin.gif

or is it also inside ur mind?? notworthy.gif
*
Yes, in my mind too. biggrin.gif
My spending is not a lot, so most of the time none of my cards is maximized except for HLB Wise which I have a Excel tracker to ensure I only spend RM 985. biggrin.gif

If my UOB VOX is maximized then I will switch to CIMB CR. tongue.gif

This post has been edited by fruitie: May 12 2016, 11:59 PM
cybpsych
post May 13 2016, 11:55 AM

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QUOTE(LostAndFound @ Mar 2 2016, 08:47 AM)
I can confirm that myEG payments get 5%!

Actually i was expecting 0.2% but my Watami wasn't accepted, so since none of my cards really can get much better than 0.2% I just try.

Results, please check my maths:-
Other spending - RM544.48 (all confirmed 5%, things like Lazada, Qoo10, Zalora)
Insurance (myEG) payment - RM393.73
Cashback received - RM30 (exactly)

For me, that means must have gotten 5% to push my total cashback to exactly RM30. If get 0.2% my cashback should only be RM28 by my calculation.

victorywp add to OP?
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QUOTE(adele123 @ Mar 31 2016, 10:43 PM)
Eligible:

Airasiago.com (hotel booking only - 0.8% cross border fee)
Zalora online, website not app.
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double-checking on Zalora Web purchases using CIMB CR.

1) Did you get OTP sms? i didnt get any, but receive transaction confirmation SMS. Dont know qualified as Online or not smile.gif

2) Merchant name displayed in SMS is JADE ESERVICES M SDN BHD ?

3) No cross border fee, i suppose since it didnt go thru oversea payment gateway.
adele123
post May 13 2016, 01:21 PM

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QUOTE(cybpsych @ May 13 2016, 11:55 AM)
double-checking on Zalora Web purchases using CIMB CR.

1) Did you get OTP sms? i didnt get any, but receive transaction confirmation SMS. Dont know qualified as Online or not smile.gif

2) Merchant name displayed in SMS is JADE ESERVICES M SDN BHD ?

3) No cross border fee, i suppose since it didnt go thru oversea payment gateway.
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Can't recall as my last zalora purchas was back in november. Merchant name in statement is ZALORA - MIGS KUALA LUMPUR MY
cybpsych
post May 13 2016, 01:27 PM

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QUOTE(adele123 @ May 13 2016, 01:21 PM)
Can't recall as my last zalora purchas was back in november. Merchant name in statement is ZALORA - MIGS KUALA LUMPUR MY
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thanks. most likely sms and cc merchant name could be different. willl check the unbilled transaction in cimbclicks after few more days biggrin.gif
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