beside higher charge, instant fund transfer can received the money immediately no matter weekend or public holiday.

Hi everyone , currently I'm using cimb cash rebate master card, my credit limit is 6000

Cimb bank offer me a petronas platinum master card now, and the combined limit is 6000.
To get 7% cash rebate, I should spend with statement balance of rm3000 and above, FYI I am having 0% installment with telco company and my credit limit is less than 2k now.

My question is, should I activate this card or cancel the card? Since they offer me a card without giving me extra credit limit, and I can't enjoy the privileges and benefits of the card, what should I do? Because every year I got to pay the government tax rm50 for the new card right?

If I don't want the card, I need to call to bank and cancel? Or just ignore the card?

This post has been edited by imyschong: May 15 2016, 11:47 PM

There is NO more govt tax of RM50.

If you don't want, just call and cancel. No point keeping an unused card.

No more government service tax after GST kicked in last year.

Thanks

It seems cimb wont notify me when my credit card been swipe.. is this normal?

Have you set SMS alert to be RM1 ? Otherwise, SMS will be send to you when reach certain of amount has swiped

May I know how to set or subscribe to this?

Last time I just make a called to CS

Oh.. i just get my card few days back,
Guees there are more thing i need to take note..

yes, please do so to set your sms alert to the min amount you want.

If online cash back is capped at 30 per month, meaning that my online spending can only be 600 per month to enjoy full cash back?

yes, if u do a lot of online purchase regularly, u can apply supp card for a separate cashback.

the supp card cannot use back my name & hp number right?

cannot..

This post has been edited by wan7075: May 17 2016, 06:26 PM

of course cannot. you are already the principal card holder, can't apply supp for ownself.

maybe diff name but same hp number can ??

cannot, because for tac purposes.

Booked a place to stay at BKK, 0.8% cross border fee charges for Airbnb as well.

did anyone got financial charge on their card because paying the amount after cash rebate deducted?

I normally clear my balance to Zero after cash rebate at month end but still getting charged every month.

Message from CIMB:
Good Day!

Thank you for your secure message.

Please be informed that we have waived the finance charges. The reversal will be posted on the next statement. We suggest that you do not deduct the cash rebate on your own before making payment. Kindly make the payment as per statement balance.

Thank you for banking with CIMB Bank.