did anyone got financial charge on their card because paying the amount after cash rebate deducted?

I normally clear my balance to Zero after cash rebate at month end but still getting charged every month.

Message from CIMB:
Good Day!

Thank you for your secure message.

Please be informed that we have waived the finance charges. The reversal will be posted on the next statement. We suggest that you do not deduct the cash rebate on your own before making payment. Kindly make the payment as per statement balance.

Thank you for banking with CIMB Bank.

Yes, CIMB charges for that. So do not deduct your cash back when you make payment. Just pay the statement balance as per your statement.

that is weird, even I pay more that statement amount? 

that is weird, even I pay more that statement amount? 

They only want you to pay the exact amount of your statement balance.
Simple.

their system quite weird, to be safe just follow bank statement..
after that sure become negative value, u still can use as normal.. no need to pay more..

I should pay the bill "Immediately" to avoid penalty?!
I just realize that they update too late...=.=|||

did anyone got financial charge on their card because paying the amount after cash rebate deducted?

I normally clear my balance to Zero after cash rebate at month end but still getting charged every month.

Message from CIMB:
Good Day!

Thank you for your secure message.

Please be informed that we have waived the finance charges. The reversal will be posted on the next statement. We suggest that you do not deduct the cash rebate on your own before making payment. Kindly make the payment as per statement balance.

Thank you for banking with CIMB Bank.

happen to me once...  i've call CS to waived that finance charge. The best part, i even got 10% cash rebate on interest. They waived the finance charge, but no reversal on 10% rebate given

happen to me once...  i've call CS to waived that finance charge. The best part, i even got 10% cash rebate on interest. They waived the finance charge, but no reversal on 10% rebate given

Why 10%?

Why 10%?

10% Cash Rebate on Finance Charges

6. Assuming the Cardholder’s Cash Rebate Card outstanding balance is not fully settled, the outstanding balance not paid will attract finance charges on a tiered basis in accordance with the CIMB Cardholder Agreement. Cardholder of the Cash Rebate Card will earn 10% Cash Rebate with no maximum amount on such retail finance charges charged and such rebate will be reflected on the billed statement and used only towards payment of the finance charges charged by CIMB.

that's one of cimb cr features, if you still haven't realised it...

card feature http://www.cimbbank.com.my/content/dam/cim...5)%20upload.pdf

Yes, I didn't know about this.
And I won't bother about this most of the time.
Kinda funny that it gives you 10% cash back for outstanding payment.

because they want to earn from the interest so encourage you not to pay full amount.

because they want to earn from the interest so encourage you not to pay full amount.

Yes, I didn't know about this.
And I won't bother about this most of the time.
Kinda funny that it gives you 10% cash back for outstanding payment.

saw this "beneift" when i read the card feature, really ROFL...

can i complain as this is encouraging young lamb drop into infinity debt....XD

happen to me once...  i've call CS to waived that finance charge. The best part, i even got 10% cash rebate on interest. They waived the finance charge, but no reversal on 10% rebate given