Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
126 Pages « < 12 13 14 15 16 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Hong Leong Bank Wise Credit Card V6, 10% Cashback , Up to RM100 per month

views
     
sj0217
post Oct 22 2015, 01:55 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(andyfriends @ Oct 22 2015, 01:50 PM)
just to clarify

i understand that 10 swipes need to be made.

my statement is 12th of every month.  that 10 swipes needs to be done for the statement date or the entire month itself, meaning can be from 2 statements as long as they fall within that month?
*
10 swipes within calender month, cash back on following month of 28th
andyfriends
post Oct 22 2015, 02:05 PM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^


QUOTE(rapple @ Oct 22 2015, 01:54 PM)
Ignore statement date. Follow calendar month i.e, 1st Nov to 30 Nov.

Make sure posting date is in the same calendar month.
*
that means to ensure 10 times are swiped within 1 month?

but how to ensure that they are all posted within the mnth since thats within the bank control

This post has been edited by andyfriends: Oct 22 2015, 02:06 PM
rapple
post Oct 22 2015, 02:15 PM

Y N W A
*******
Senior Member
2,065 posts

Joined: Oct 2014
From: Ipoh,Perak
QUOTE(andyfriends @ Oct 22 2015, 02:05 PM)
that means to ensure 10 times are swiped within 1 month?

but how to ensure that they are all posted within the mnth since thats within  the bank control
*
Yes

Try not to swipe end of the month, as the posting date is usually 2 or 3 days later after transaction is made.

This post has been edited by rapple: Oct 22 2015, 02:16 PM
LostAndFound
post Oct 22 2015, 03:40 PM

Look at all my stars!!
*******
Senior Member
6,265 posts

Joined: Jul 2005
From: UEP Subang Jaya



QUOTE(rapple @ Oct 22 2015, 02:15 PM)
Yes

Try not to swipe end of the month, as the posting date is usually 2 or 3 days later after transaction is made.
*
Don't rely on that. Can be as little as zero days sometimes, and most of my transactions are 1 day later. Depends on the terminal used etc.

Safest is, make sure you hit the 10x spend early on in the month (before 20th is safe because you have time to check online to make sure posted and if not, plan more spending).

Once that's hit, then can spend as normal. If you're the sort who always wanna hit that RM100 (like most of us here), then make sure your last transaction is by maybe 27th of the month or so to be safe.
cybpsych
post Oct 22 2015, 03:57 PM

---------------------
*********
All Stars
65,312 posts

Joined: Jan 2003
QUOTE(andyfriends @ Oct 22 2015, 02:05 PM)
that means to ensure 10 times are swiped within 1 month?

but how to ensure that they are all posted within the mnth since thats within  the bank control
*
first month or two, this is where you monitor all your swipes, locations/merchants, etc. monitor their posting time (usually +1 day).

to be safe, like what LostAndFound mentioned, hit 10xRM50 by 20th or so. set a conservative level first.

subsequent months, you'll get the hang of using the card at your usual places.
tbheng
post Oct 23 2015, 08:22 AM

Regular
******
Senior Member
1,188 posts

Joined: Sep 2008
Successfully paid 3 times to the same unifi account at the Sam's Groceria @ Nu Sentral yesterday using Wise.
Applied the member card as well with 2 free gifts plus Rm10 cash voucher.
They confirmed TNB can be paid from now on too.
I didn't plan to pay TNB. I'll do that next month.
Great avenue for Wise with grocery CB!!
cybpsych
post Oct 23 2015, 08:49 AM

---------------------
*********
All Stars
65,312 posts

Joined: Jan 2003
QUOTE(tbheng @ Oct 23 2015, 08:22 AM)
Successfully paid 3 times to the same unifi account at the Sam's Groceria @ Nu Sentral yesterday using Wise.
Applied the member card as well with 2 free gifts plus Rm10 cash voucher.
They confirmed TNB can be paid from now on too.
I didn't plan to pay TNB. I'll do that next month.
Great avenue for Wise with grocery CB!!
*
very nice! same here, can only pay TNB next month sweat.gif quota sudah penuh blush.gif
fruitie
post Oct 23 2015, 09:03 AM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(tbheng @ Oct 23 2015, 08:22 AM)
Successfully paid 3 times to the same unifi account at the Sam's Groceria @ Nu Sentral yesterday using Wise.
Applied the member card as well with 2 free gifts plus Rm10 cash voucher.
They confirmed TNB can be paid from now on too.
I didn't plan to pay TNB. I'll do that next month.
Great avenue for Wise with grocery CB!!
*
Thanks for the info! This is a good news for those without utilities package.

Anyway, what two free gifts that you got when you signed up for Sam's Family Card?
CalvinCLK
post Oct 23 2015, 11:13 AM

Regular
******
Senior Member
1,563 posts

Joined: Jan 2003
From: peejay


QUOTE(fruitie @ Oct 23 2015, 09:03 AM)
Thanks for the info! This is a good news for those without utilities package.

Anyway, what two free gifts that you got when you signed up for Sam's Family Card?
*
With that, I think by default those able to pay bills at Sam's should get Groceries by default and skip Utilities unless water bill is high enough to utilitise Utilities category. Save 1 group for Dining/Petrol etc rclxms.gif rclxms.gif

This post has been edited by CalvinCLK: Oct 23 2015, 11:14 AM
fruitie
post Oct 23 2015, 11:15 AM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(CalvinCLK @ Oct 23 2015, 11:13 AM)
With that, I think by default those able to pay bills at Sam's should get Groceries by default and skip Utilities. Save 1 group for Dining/Petrol etc rclxms.gif  rclxms.gif
*
Not for people with high utilities, I don't want to go there and do 10xRM 50 transactions. They may kill me. blush.gif
I will stick to my current package then, at least I can pay my UniFi and reload TnG using groceries category. rclxms.gif

Petrol not a heavy user as I don't drive in KL, so only on and off pump petrol when I go back hometown on weekends. I have Ikhwan for Saturdays. laugh.gif
fkinmeng
post Oct 23 2015, 01:30 PM

Look at all my stars!!
*******
Senior Member
6,373 posts

Joined: May 2007
can i pay maxis pay rm50 for 8 times even though my monthly bill is only rm150? so the next month it will auto deduct right?
laymank
post Oct 23 2015, 02:12 PM

Look at all my stars!!
*******
Senior Member
4,232 posts

Joined: Apr 2011


QUOTE(fkinmeng @ Oct 23 2015, 01:30 PM)
can i pay maxis pay rm50 for 8 times even though my monthly bill is only rm150? so the next month it will auto deduct right?
*
yes, you can.
andyfriends
post Oct 23 2015, 02:13 PM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^


QUOTE(cybpsych @ Oct 22 2015, 03:57 PM)
first month or two, this is where you monitor all your swipes, locations/merchants, etc. monitor their posting time (usually +1 day).

to be safe, like what LostAndFound mentioned, hit 10xRM50 by 20th or so. set a conservative level first.

subsequent months, you'll get the hang of using the card at your usual places.
*
thanks for the advice

anyone here managed to get the combo card promotion of the go pro camera ?
fkinmeng
post Oct 23 2015, 02:17 PM

Look at all my stars!!
*******
Senior Member
6,373 posts

Joined: May 2007
QUOTE(laymank @ Oct 23 2015, 02:12 PM)
yes, you can.
*
thanks. smile.gif
fruitie
post Oct 23 2015, 03:21 PM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

Guys, I accidentally paid RM 39.10 instead of RM 45.00 for my DiGi. cry.gif

How now? cry.gif

If I pay RM 5.00 now, cash rebate is RM 0.50 or RM 1.00?

My earlier bill is RM 39.10 so, rebate is RM 4?

This post has been edited by fruitie: Oct 23 2015, 03:24 PM
CalvinCLK
post Oct 23 2015, 03:25 PM

Regular
******
Senior Member
1,563 posts

Joined: Jan 2003
From: peejay


QUOTE(fruitie @ Oct 23 2015, 03:21 PM)
Guys, I accidentally paid RM 39.10 instead of RM 45.00 for my DiGi. cry.gif

How now? cry.gif

If I pay RM 5.00 now, cash rebate is RM 0.50 or RM 1.00?

My earlier bill is RM 39.10 so, rebate is RM 4?
*
Pay RM5.90? Not sure about the rounding tho..

Rebate is RM4.

This post has been edited by CalvinCLK: Oct 23 2015, 03:26 PM
fruitie
post Oct 23 2015, 03:27 PM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(CalvinCLK @ Oct 23 2015, 03:25 PM)
Pay RM5.90? Not sure about the rounding tho..

Rebate is RM4.
*
I don't mind paying RM 5.90 but will I get RM 1 or just RM 0.50?
cybpsych
post Oct 23 2015, 03:29 PM

---------------------
*********
All Stars
65,312 posts

Joined: Jan 2003
QUOTE(fruitie @ Oct 23 2015, 03:27 PM)
I don't mind paying RM 5.90 but will I get RM 1 or just RM 0.50?
*
pay again lor.

rounding at category level mah.
fruitie
post Oct 23 2015, 03:30 PM

Rise and Shine
Group Icon
Staff
72,820 posts

Joined: Sep 2005
From: KUL

QUOTE(cybpsych @ Oct 23 2015, 03:29 PM)
pay again lor.

rounding at category level mah.
*
laugh.gif So, I ganti another RM 5.90 ya? Will pay now. tongue.gif
At category and not per transaction then OK. biggrin.gif

This post has been edited by fruitie: Oct 23 2015, 03:30 PM
cybpsych
post Oct 23 2015, 03:42 PM

---------------------
*********
All Stars
65,312 posts

Joined: Jan 2003
QUOTE(fruitie @ Oct 23 2015, 03:30 PM)
laugh.gif So, I ganti another RM 5.90 ya? Will pay now. tongue.gif
At category and not per transaction then OK. biggrin.gif
*
I always do minor topup to each category nearing end of the month smile.gif

end of the month, hlb sum up all eligible transactions to each category, then baru allocate the cashback (+rounding)

126 Pages « < 12 13 14 15 16 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0322sec    0.63    6 queries    GZIP Disabled
Time is now: 10th December 2025 - 01:58 AM