Outline ·
[ Standard ] ·
Linear+
Credit Cards Hong Leong Bank Wise Credit Card V6, 10% Cashback , Up to RM100 per month
|
sj0217
|
Oct 22 2015, 01:55 PM
|
|
QUOTE(andyfriends @ Oct 22 2015, 01:50 PM) just to clarify i understand that 10 swipes need to be made. my statement is 12th of every month. that 10 swipes needs to be done for the statement date or the entire month itself, meaning can be from 2 statements as long as they fall within that month? 10 swipes within calender month, cash back on following month of 28th
|
|
|
|
|
|
andyfriends
|
Oct 22 2015, 02:05 PM
|
|
QUOTE(rapple @ Oct 22 2015, 01:54 PM) Ignore statement date. Follow calendar month i.e, 1st Nov to 30 Nov. Make sure posting date is in the same calendar month. that means to ensure 10 times are swiped within 1 month? but how to ensure that they are all posted within the mnth since thats within the bank control This post has been edited by andyfriends: Oct 22 2015, 02:06 PM
|
|
|
|
|
|
rapple
|
Oct 22 2015, 02:15 PM
|
|
QUOTE(andyfriends @ Oct 22 2015, 02:05 PM) that means to ensure 10 times are swiped within 1 month? but how to ensure that they are all posted within the mnth since thats within the bank control Yes Try not to swipe end of the month, as the posting date is usually 2 or 3 days later after transaction is made. This post has been edited by rapple: Oct 22 2015, 02:16 PM
|
|
|
|
|
|
LostAndFound
|
Oct 22 2015, 03:40 PM
|
|
QUOTE(rapple @ Oct 22 2015, 02:15 PM) Yes Try not to swipe end of the month, as the posting date is usually 2 or 3 days later after transaction is made. Don't rely on that. Can be as little as zero days sometimes, and most of my transactions are 1 day later. Depends on the terminal used etc. Safest is, make sure you hit the 10x spend early on in the month (before 20th is safe because you have time to check online to make sure posted and if not, plan more spending). Once that's hit, then can spend as normal. If you're the sort who always wanna hit that RM100 (like most of us here), then make sure your last transaction is by maybe 27th of the month or so to be safe.
|
|
|
|
|
|
cybpsych
|
Oct 22 2015, 03:57 PM
|
|
QUOTE(andyfriends @ Oct 22 2015, 02:05 PM) that means to ensure 10 times are swiped within 1 month? but how to ensure that they are all posted within the mnth since thats within the bank control first month or two, this is where you monitor all your swipes, locations/merchants, etc. monitor their posting time (usually +1 day). to be safe, like what LostAndFound mentioned, hit 10xRM50 by 20th or so. set a conservative level first. subsequent months, you'll get the hang of using the card at your usual places.
|
|
|
|
|
|
tbheng
|
Oct 23 2015, 08:22 AM
|
|
Successfully paid 3 times to the same unifi account at the Sam's Groceria @ Nu Sentral yesterday using Wise. Applied the member card as well with 2 free gifts plus Rm10 cash voucher. They confirmed TNB can be paid from now on too. I didn't plan to pay TNB. I'll do that next month. Great avenue for Wise with grocery CB!!
|
|
|
|
|
|
cybpsych
|
Oct 23 2015, 08:49 AM
|
|
QUOTE(tbheng @ Oct 23 2015, 08:22 AM) Successfully paid 3 times to the same unifi account at the Sam's Groceria @ Nu Sentral yesterday using Wise. Applied the member card as well with 2 free gifts plus Rm10 cash voucher. They confirmed TNB can be paid from now on too. I didn't plan to pay TNB. I'll do that next month. Great avenue for Wise with grocery CB!! very nice! same here, can only pay TNB next month  quota sudah penuh
|
|
|
|
|
|
fruitie
|
Oct 23 2015, 09:03 AM
|
Rise and Shine
|
QUOTE(tbheng @ Oct 23 2015, 08:22 AM) Successfully paid 3 times to the same unifi account at the Sam's Groceria @ Nu Sentral yesterday using Wise. Applied the member card as well with 2 free gifts plus Rm10 cash voucher. They confirmed TNB can be paid from now on too. I didn't plan to pay TNB. I'll do that next month. Great avenue for Wise with grocery CB!! Thanks for the info! This is a good news for those without utilities package. Anyway, what two free gifts that you got when you signed up for Sam's Family Card?
|
|
|
|
|
|
CalvinCLK
|
Oct 23 2015, 11:13 AM
|
|
QUOTE(fruitie @ Oct 23 2015, 09:03 AM) Thanks for the info! This is a good news for those without utilities package. Anyway, what two free gifts that you got when you signed up for Sam's Family Card? With that, I think by default those able to pay bills at Sam's should get Groceries by default and skip Utilities unless water bill is high enough to utilitise Utilities category. Save 1 group for Dining/Petrol etc This post has been edited by CalvinCLK: Oct 23 2015, 11:14 AM
|
|
|
|
|
|
fruitie
|
Oct 23 2015, 11:15 AM
|
Rise and Shine
|
QUOTE(CalvinCLK @ Oct 23 2015, 11:13 AM) With that, I think by default those able to pay bills at Sam's should get Groceries by default and skip Utilities. Save 1 group for Dining/Petrol etc  Not for people with high utilities, I don't want to go there and do 10xRM 50 transactions. They may kill me. I will stick to my current package then, at least I can pay my UniFi and reload TnG using groceries category.  Petrol not a heavy user as I don't drive in KL, so only on and off pump petrol when I go back hometown on weekends. I have Ikhwan for Saturdays.
|
|
|
|
|
|
fkinmeng
|
Oct 23 2015, 01:30 PM
|
|
can i pay maxis pay rm50 for 8 times even though my monthly bill is only rm150? so the next month it will auto deduct right?
|
|
|
|
|
|
laymank
|
Oct 23 2015, 02:12 PM
|
|
QUOTE(fkinmeng @ Oct 23 2015, 01:30 PM) can i pay maxis pay rm50 for 8 times even though my monthly bill is only rm150? so the next month it will auto deduct right? yes, you can.
|
|
|
|
|
|
andyfriends
|
Oct 23 2015, 02:13 PM
|
|
QUOTE(cybpsych @ Oct 22 2015, 03:57 PM) first month or two, this is where you monitor all your swipes, locations/merchants, etc. monitor their posting time (usually +1 day). to be safe, like what LostAndFound mentioned, hit 10xRM50 by 20th or so. set a conservative level first. subsequent months, you'll get the hang of using the card at your usual places. thanks for the advice anyone here managed to get the combo card promotion of the go pro camera ?
|
|
|
|
|
|
fkinmeng
|
Oct 23 2015, 02:17 PM
|
|
QUOTE(laymank @ Oct 23 2015, 02:12 PM) thanks.
|
|
|
|
|
|
fruitie
|
Oct 23 2015, 03:21 PM
|
Rise and Shine
|
Guys, I accidentally paid RM 39.10 instead of RM 45.00 for my DiGi.  How now?  If I pay RM 5.00 now, cash rebate is RM 0.50 or RM 1.00? My earlier bill is RM 39.10 so, rebate is RM 4? This post has been edited by fruitie: Oct 23 2015, 03:24 PM
|
|
|
|
|
|
CalvinCLK
|
Oct 23 2015, 03:25 PM
|
|
QUOTE(fruitie @ Oct 23 2015, 03:21 PM) Guys, I accidentally paid RM 39.10 instead of RM 45.00 for my DiGi.  How now?  If I pay RM 5.00 now, cash rebate is RM 0.50 or RM 1.00? My earlier bill is RM 39.10 so, rebate is RM 4? Pay RM5.90? Not sure about the rounding tho.. Rebate is RM4. This post has been edited by CalvinCLK: Oct 23 2015, 03:26 PM
|
|
|
|
|
|
fruitie
|
Oct 23 2015, 03:27 PM
|
Rise and Shine
|
QUOTE(CalvinCLK @ Oct 23 2015, 03:25 PM) Pay RM5.90? Not sure about the rounding tho.. Rebate is RM4. I don't mind paying RM 5.90 but will I get RM 1 or just RM 0.50?
|
|
|
|
|
|
cybpsych
|
Oct 23 2015, 03:29 PM
|
|
QUOTE(fruitie @ Oct 23 2015, 03:27 PM) I don't mind paying RM 5.90 but will I get RM 1 or just RM 0.50? pay again lor. rounding at category level mah.
|
|
|
|
|
|
fruitie
|
Oct 23 2015, 03:30 PM
|
Rise and Shine
|
QUOTE(cybpsych @ Oct 23 2015, 03:29 PM) pay again lor. rounding at category level mah.  So, I ganti another RM 5.90 ya? Will pay now.  At category and not per transaction then OK. This post has been edited by fruitie: Oct 23 2015, 03:30 PM
|
|
|
|
|
|
cybpsych
|
Oct 23 2015, 03:42 PM
|
|
QUOTE(fruitie @ Oct 23 2015, 03:30 PM)  So, I ganti another RM 5.90 ya? Will pay now.  At category and not per transaction then OK.  I always do minor topup to each category nearing end of the month  end of the month, hlb sum up all eligible transactions to each category, then baru allocate the cashback (+rounding)
|
|
|
|
|