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Credit Cards Hong Leong Bank Wise Credit Card V6, 10% Cashback , Up to RM100 per month

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cybpsych
post Oct 25 2015, 01:21 PM

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QUOTE(kart @ Oct 25 2015, 12:34 PM)
Thank you so much, cybpsych  notworthy.gif
So, by opting for e-Statement, the bank will not send us the hardcopy statement, right?

I understand that. I guess that many of us choose e-Statement for sake of convenience.  smile.gif
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4 main reasons for estatements:

1) fast. get estatements 1 day after your bill date. super gooding.
2) estatements now comes with category tagging for your eligible transactions.
3) email directly. basically u are archiving your statements in inbox. can dig out anytime, anywhere.
4) save the tree, save mother earth, save the world biggrin.gif
fkinmeng
post Oct 25 2015, 01:48 PM

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when i connect to hlb connect, even though there is outstanding balance, but there is nothing at the transaction history.

so how do i check?
cybpsych
post Oct 25 2015, 06:20 PM

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QUOTE(fkinmeng @ Oct 25 2015, 01:48 PM)
when i connect to hlb connect, even though there is outstanding balance, but there is nothing at the transaction history.

so how do i check?
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check statement history.

any transactions after bill date will be shown in the main history (unbilled).
Ogata
post Oct 25 2015, 10:08 PM

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1. May i know car insurance fall on which category?

2. If my electric bill is Rm200. Can i make 4 transaction of Rm50 to speed up the 10x swipe ?
fruitie
post Oct 25 2015, 10:37 PM

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QUOTE(Ogata @ Oct 25 2015, 10:08 PM)
1. May i know car insurance fall on which category?

2. If my electric bill is Rm200. Can i make 4 transaction of Rm50 to speed up the 10x swipe ?
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1) None
2) Yes
Ogata
post Oct 25 2015, 10:41 PM

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Thanks ! Will go apply tomorrow biggrin.gif
Ogata
post Oct 25 2015, 10:45 PM

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Sorry forgot to ask , can i do it by using hlb online bill payment?
fruitie
post Oct 25 2015, 10:54 PM

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QUOTE(Ogata @ Oct 25 2015, 10:45 PM)
Sorry forgot to ask , can i do it by using hlb online bill payment?
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If you meant for TNB, it won't give you cash back. Register for a free account at UOBPayOnline, all of us here pay our TNB bills from this channel and got our cash back. It allows multiple RM 50. brows.gif
Ogata
post Oct 26 2015, 12:09 AM

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Mine is not TNB. Guess i have to go to counter and ask them swipe 4times lol. Anyway , other than TNB what else can we use from this uobpayonline for this?
BaDKiDz
post Oct 26 2015, 12:16 AM

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QUOTE(fruitie @ Oct 24 2015, 09:50 PM)
For no. 2, still not implemented in Malaysia. For countries that require, I simply tell them mine doesn't come with pin. Works all the time.
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i see, thanks.. cz mine jz apply, i heard some already used pin service..

QUOTE(fruitie @ Oct 25 2015, 12:53 PM)
Just don't bother about the pin la. I didn't activate anything.
Please ensure your card is active for online transactions, it's good to check with CS. It's important if you will need to use it to make payments like via PayOnline or other online sites.
Yes, no more hardcopy.
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haha... maybe i try use next month see how, since this month is last week, not worth..
i think can use online transaction cz i tried use reload digi online, i get the tac code.. haha but i dint key into digi cz i only reload nx month..

today went to giant sri manja, asked is reload t n g can use cc? answer is no.. lol

After back i thinking about giant gift card anyone reload with cc?
those cash voucher is tesco rite? giant is using gift card? abit confuse
BaDKiDz
post Oct 26 2015, 12:23 AM

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Sam's Groceria izzit all branch can pay TNB?
If i want to pay the bill must bring physical bill? cz plan to pay for my hometown parent.. if online i dont have utilities categories haha

https://payonline.uob.com.my/payonline/Login.do this is uob payonline correct website as you guys mention?

This post has been edited by BaDKiDz: Oct 26 2015, 12:26 AM
fruitie
post Oct 26 2015, 12:40 AM

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QUOTE(BaDKiDz @ Oct 26 2015, 12:16 AM)
i see, thanks.. cz mine jz apply, i heard some already used pin service..
haha... maybe i try use next month see how, since this month is last week, not worth..
i think can use online transaction cz i tried use reload digi online, i get the tac code.. haha but i dint key into digi cz i only reload nx month..

today went to giant sri manja, asked is reload t n g can use cc? answer is no.. lol

After back i thinking about giant gift card anyone reload with cc?
those cash voucher is tesco rite? giant is using gift card? abit confuse
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Nah, it's not yet in use for Malaysia. Supposedly rolled out but already delayed.

Giant gift card can be used to reload TnG not all outlets, check out this thread:https://forum.lowyat.net/topic/3304889

QUOTE(BaDKiDz @ Oct 26 2015, 12:23 AM)
Sam's Groceria izzit all branch can pay TNB?
If i want to pay the bill must bring physical bill? cz plan to pay for my hometown parent.. if online i dont have utilities categories haha

https://payonline.uob.com.my/payonline/Login.do this is uob payonline correct website as you guys mention?
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So far Encorp and Nu Sentral can pay TNB. No need physical bill, important thing is account no.

Yes, correct website.
crazybug2010
post Oct 26 2015, 10:48 AM

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This is my first month using this card and I have achieved the following spending:

Mobile = RM150
Petrol = RM471.22
Departmental Store = RM204.10

Basically, the 10% cash back should be the following:

Mobile = RM15
Petrol = RM47.12
Departmental Store = RM20.41

So, I would like to ask, how does the rounding works? Would Petrol CB becomes RM47 or RM48? Departmental Store CB becomes RM20 or RM21?

Thank you very much for your pointers biggrin.gif
salimbest83
post Oct 26 2015, 10:57 AM

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QUOTE(fruitie @ Oct 8 2015, 09:30 PM)
I always split payments for my TNB in the same day. biggrin.gif
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hi sis,

before i take ur recommendation to apply for maybank ikhwan
looks like this HLB card is nice also

shud i get both card?
how to maximize CB with both card
ie.. min usage per month
fruitie
post Oct 26 2015, 11:11 AM

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QUOTE(crazybug2010 @ Oct 26 2015, 10:48 AM)
This is my first month using this card and I have achieved the following spending:

Mobile = RM150
Petrol = RM471.22
Departmental Store = RM204.10

Basically, the 10% cash back should be the following:

Mobile = RM15
Petrol = RM47.12
Departmental Store = RM20.41

So, I would like to ask, how does the rounding works? Would Petrol CB becomes RM47 or RM48? Departmental Store CB becomes RM20 or RM21?

Thank you very much for your pointers biggrin.gif
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Just 47 and RM 20.

It will round up if it ends "5". For e.g: 475 for petrol then you will get RM 48 and RM 205 for department you will get RM 21. biggrin.gif

QUOTE(salimbest83 @ Oct 26 2015, 10:57 AM)
hi sis,

before i take ur recommendation to apply for maybank ikhwan
looks like this HLB card is nice also

shud i get both card?
how to maximize CB with both card
ie.. min usage per month
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It has AF whereas Ikhwan doesn't have. There is no minimum usage but in order to get cash rebate for HLB Wise, you will need to perform 10xRM 50 first.
lai_dm
post Oct 26 2015, 11:15 AM

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what happen to Maxis Pay ??

keep showing this msg :
Your order was declined. Please verify your information.
crazybug2010
post Oct 26 2015, 11:19 AM

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Thanks, fruitie for your answer.

Looks like it will be difficult for me to maximize CB since petrol and departmental store are difficult to control. The only thing is Mobile I can add another RM5.
fkinmeng
post Oct 26 2015, 11:58 AM

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is it normal in HLB Connect, under transaction history, it wouldn't show the type of categories?
salimbest83
post Oct 26 2015, 12:01 PM

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QUOTE(fruitie @ Oct 26 2015, 11:11 AM)
Just 47 and RM 20.

It will round up if it ends "5". For e.g: 475 for petrol then you will get RM 48 and RM 205 for department you will get RM 21. biggrin.gif
It has AF whereas Ikhwan doesn't have. There is no minimum usage but in order to get cash rebate for HLB Wise, you will need to perform 10xRM 50 first.
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as for ikhwan, do we get benefits like the HLB 10% everyday and almost anything groceries, bill payment, house installment etc rite ?

ikhwan 5% works only on friday n saturday,
and one more. do ikhwan cover from groceries, bill payment etc..?
fruitie
post Oct 26 2015, 12:02 PM

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QUOTE(fkinmeng @ Oct 26 2015, 11:58 AM)
is it normal in HLB Connect, under transaction history, it wouldn't show the type of categories?
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Only in your generated bill will show it.

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