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Credit Cards Hong Leong Bank Wise Credit Card V6, 10% Cashback , Up to RM100 per month

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rapple
post Oct 22 2015, 01:54 PM

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QUOTE(andyfriends @ Oct 22 2015, 01:50 PM)
just to clarify

i understand that 10 swipes need to be made.

my statement is 12th of every month.  that 10 swipes needs to be done for the statement date or the entire month itself, meaning can be from 2 statements as long as they fall within that month?
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Ignore statement date. Follow calendar month i.e, 1st Nov to 30 Nov.

Make sure posting date is in the same calendar month.
rapple
post Oct 22 2015, 02:15 PM

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QUOTE(andyfriends @ Oct 22 2015, 02:05 PM)
that means to ensure 10 times are swiped within 1 month?

but how to ensure that they are all posted within the mnth since thats within  the bank control
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Yes

Try not to swipe end of the month, as the posting date is usually 2 or 3 days later after transaction is made.

This post has been edited by rapple: Oct 22 2015, 02:16 PM
rapple
post Oct 29 2015, 01:03 PM

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QUOTE(leafy @ Oct 29 2015, 12:42 PM)
me too, got my very first cash back of RM80...  rclxms.gif  blush.gif

can i clarify that whatever spending transaction date is fall after 28 Sept will consider as next month cash back transaction, so can i say that i add up after 28 sept and till 25 Oct as long as spending within the selected category is Max RM955, also activate the 10 swipe X RM50 per mth, then i will get my cash back RM100 ?  laugh.gif
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Cash back is based on calendar month.

Unless your transaction on the 28th is posted in October, if is not, then is calculated in September cash back.
rapple
post Nov 3 2015, 10:03 AM

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QUOTE(lai_dm @ Nov 3 2015, 10:00 AM)
ohh ? can separate payment ?

i have maxis postpaid ivalue 1 & maxis fiber 149, i can separate 4 payments ?  brows.gif  brows.gif
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Yea divide your payment by RM50 per payment then the min. 10x swipe is so easy to achieve.
rapple
post Nov 3 2015, 11:20 AM

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QUOTE(Sblad3 @ Nov 3 2015, 11:12 AM)
I change my statement date from 9/10 to 28/10 in Oct, where I had 14 transactions >RM50 in October. But when i question them when will I get CB for October, I got below reply...

On top of statement, anyone kena charge for CREDIT SHIELD PLUS? I have never sign or agree over the phone, this really annoying mad.gif
First Statement @ 9/10
01-Oct-2015 02-Oct-2015 SHELL-PETRODELI ENT KUALA LUMPUR MYS PETROL  50.43
03-Oct-2015 05-Oct-2015 KLK NG DAN SINGH-SETAPAK KUALA LUMPUR MYS  80.00
04-Oct-2015 05-Oct-2015 PAYONLINE-TELEKOM KL(HD) MYS  50.10
04-Oct-2015 05-Oct-2015 PAYONLINE-TELEKOM KL(HD) MYS  50.20
04-Oct-2015 05-Oct-2015 PAYONLINE-TELEKOM KL(HD) MYS  50.30
04-Oct-2015 05-Oct-2015 PAYONLINE-TELEKOM KL(HD) MYS  51.00
05-Oct-2015 06-Oct-2015 THE SMILE OF KOREA KUALA LUMPUR MYS DINING  52.00
06-Oct-2015 07-Oct-2015 SECRET RECIPE-KLCC KLCC MYS DINING  13.40
07-Oct-2015 08-Oct-2015 BEEWON KOREAN CUISINE SB KUALA LUMPUR MYS DINING  31.80
Second statement @ 28/10
13-Oct-2015 14-Oct-2015 SHELL-PETRODELI ENT KUALA LUMPUR MYS PETROL  50.12
13-Oct-2015 15-Oct-2015 SALUN E3 KUALA LUMPUR MYS  96.00
14-Oct-2015 15-Oct-2015 SHELL-SHUZLAN VENTURE KUALA LUMPUR MYS PETROL  50.25
15-Oct-2015 16-Oct-2015 MAXIS PETALING JAYAMYS MOBILE  50.00
19-Oct-2015 20-Oct-2015 MAXIS PETALING JAYAMYS MOBILE  50.00
23-Oct-2015 26-Oct-2015 NANDO'S SURIA KLCC KUALA LUMPUR MYS DINING  32.55
25-Oct-2015 26-Oct-2015 SECRET RECIPE-ALPHA ANGL WANGSA MAJU MYS DINING  17.60
25-Oct-2015 26-Oct-2015 SHELL-EZ JET ENT KL MYS PETROL  50.72
24-Oct-2015 27-Oct-2015 D FORTUNE WESTERN CUISIN KUALA LUMPUR MYS DINING  104.60
29-Oct-2015 29-Oct-2015 CREDIT SHIELD PLUS  1.99
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Cash back for Oct will be credited back on 28th Nov.

Call and cancel that Shield Plus. You submit your application through agents? If is, they must be the one who tick for this Shield Plus for you.
rapple
post Nov 12 2015, 08:48 AM

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QUOTE(audiocool @ Nov 12 2015, 08:45 AM)
Not really understand. From the HLB website (https://www.hlb.com.my/main/promotion/20151102-001-double-your-joy-with-every-credit-card-spend)

, it stated just swipe any amount 3 times in weekday (Monday - Friday) to get 30% cashback...
Bottom of this, it stated *Saturday and Sunday
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Swipe 3 times on weekdays to activate the 30% dining cash back on weekends
rapple
post Nov 12 2015, 12:23 PM

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QUOTE(eddievh @ Nov 12 2015, 12:12 PM)
My wise card crack and slight broken, if I call cs request for new card will I get charge for the new card ?
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It's better you call and ask.

I did lost my card a month ago. They waived the fees without me asking.
rapple
post Nov 13 2015, 10:55 AM

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QUOTE(panda-man @ Nov 13 2015, 10:48 AM)
hi sifus,

interested in this card, but wanna ask first. for the 10 transactions to unlock cashback. can all 10 be in selected category? like 10 transactions at the supermarket, and then after those transactions, will i get the cashback for that category for those 10 transactions? or for transactions after the first 10? confused.  rclxub.gif

i felt confused after writing that... hope the idea came across.
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Whatever transaction that is min. rm50 x 10 will activate the cash back of your selected category.

This post has been edited by rapple: Nov 13 2015, 11:09 AM
rapple
post Nov 17 2015, 04:53 PM

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QUOTE(fruitie @ Nov 17 2015, 04:43 PM)
I checked with HLB regarding my last transaction in Digi Centre BTS. The MCC is 4812 and the CS said is Mobile.

After checking this thread: https://forum.lowyat.net/topic/3711577 There are only two merchants reported under this MCC and U Mobile is not part of Wise. ohmy.gif

i) Maxis Centre - The Gardens
ii) U Mobile - Self Care and Mobile App (not eligible for Wise due to telco name not printed)

user posted image
What should I do further now? hmm.gif cry.gif
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I use Jompay to pay Maxis and even statement printed with the word Maxis, I don't get any cash back for mobile category for that month.

I guess you have to wait for your statement and see.

Attached Image



rapple
post Nov 25 2015, 03:54 PM

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QUOTE(KeSToN @ Nov 25 2015, 03:49 PM)
Haven't got my first month bill yet. Thus there is no way I can check the categories for the transaction I made? Since the overview page doesn't show the categories.
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Yup. You have to wait for the statement then the transaction you made will be categorize and only if the transaction falls under your selected category.

rapple
post Dec 7 2015, 04:21 PM

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QUOTE(Jackofree @ Dec 7 2015, 04:13 PM)
guys any minimum annual income for this card?
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Wise Gold - min. 24k
rapple
post Dec 7 2015, 04:30 PM

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QUOTE(Jackofree @ Dec 7 2015, 04:25 PM)
ahhhh that's fine. Any officer you can intro me to get this cc?
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Sorry don't have any. I apply through branch.
rapple
post Dec 8 2015, 04:05 PM

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QUOTE(uhuk-uhuk @ Dec 8 2015, 03:41 PM)
Hello all. I understand that those who have selected the "utility" category have successfully paid for their TNB bills via UOB payonline.

I'm yet to try it myself but I'm curious as to whether or not we are allowed to pay in multiples of RM50 for a single bill. Like 10 X RM50 for a RM500 bill?

I've gone through many pages here but couldn't find lah  sweat.gif
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Yes

rapple
post Dec 9 2015, 05:17 PM

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QUOTE(deadravel @ Dec 9 2015, 04:55 PM)
1 question. if i call the CS ask to change category.
how long only the change will take effect?
next month?
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QUOTE
5.
Can I switch the selected spend categories after enrolment?
 
Yes, you may switch the cash back categories any time, throughout their card tenure, to suit your lifestyle and to maximize the cash back reward earned. For each switch of cash back category, a one-time maintenance service fee of RM10.60 (comprises of maintenance service fee=RM10, 6% of GST=RM0.60) will be charged at the point of maintenance and it will be effective on the following calendar month. Bonus category is NOT applicable to switch, except if amended at any time by the Bank.
 
6.
How do I confirm if the switch has been made?
 
You will receive an SMS blast upon maintenance is conducted. < Eg. RM0.00 HLB - Your HLBB card ending 2525 has been debited with MYR10.60 (comprises of maintenance service fee=RM10, 6% of GST=RM0.60) for account maintenance. The new selected category – TRAVEL will be effective from JAN13>
 
7.
Where do I make the switch?
 
You may switch categories via:-

Hong Leong Contact Centre at 03-7626 8899
Download the category maintenance form from www.hlb.com.my
Walk-in to any Hong Leong Bank branches

rapple
post Dec 21 2015, 12:39 PM

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QUOTE(Belphegor @ Dec 21 2015, 12:29 PM)
Any idea when they will announce it? I am planning to apply this card actually. sweat.gif This piece of news comes at a very wrong timing. sad.gif
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Revise or not the first year annual fee is waive.
rapple
post Dec 23 2015, 10:38 AM

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QUOTE(Belphegor @ Dec 23 2015, 10:29 AM)
When the CS would normally call? I registered interest on Sunday, until now also never call me. sad.gif
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recently i register my interest with their mach card.. they call back after a week..
rapple
post Dec 23 2015, 06:46 PM

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QUOTE(supersound @ Dec 23 2015, 06:37 PM)
Yes, you are right, but since this is Lowyat forum, so your experience of "double" charge are different from my real life experience whistling.gif
As said before, this is Lowyat forum, you may twist the facts with support of others thumbup.gif
And without swiping the card twice, it is impossible for a merchant to charge twice unless you let others to swipe it. Maybe the Aeonbig you visited having the terminal far from cashier which they able to swipe twice whistling.gif
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To be fair, the bold words may apply to you as well.

And honestly, Wise card is giving the best cash back in town no matter how STUPID as you say.






rapple
post Dec 28 2015, 04:42 PM

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QUOTE(sewell @ Dec 28 2015, 04:30 PM)
how true is it for their 30% dinning cash back. sure we will get it?
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Of coz not everyone will get it, is on first come first served basis.

TnC
rapple
post Jan 12 2016, 02:59 PM

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QUOTE(supersound @ Jan 12 2016, 02:23 PM)
Check total transactions only on 25th each month? If your statement date is 28th, you sure will be total lost for no reason.
This card only has 25 days to get max cash back effectively, you shall be completing 10 transactions by first 10 days and last transaction on 24th each month.
*
This is so MISLEADING.

As long as your transaction is posted on the same month, you will be eligible for cash back for that month even on the 30th / 31st.



rapple
post Jan 12 2016, 03:07 PM

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QUOTE(supersound @ Jan 12 2016, 02:23 PM)
This card only has 25 days to get max cash back effectively, you shall be completing 10 transactions by first 10 days and last transaction on 24th each month.
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QUOTE(supersound @ Jan 12 2016, 03:05 PM)
The TnC never state what you said above.

EDIT: The quote you quote still doesn't support what you said above. Because I personally swipe after 25th and still get cash back.

This post has been edited by rapple: Jan 12 2016, 03:11 PM

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