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Credit Cards Hong Leong Bank Wise Credit Card V6, 10% Cashback , Up to RM100 per month

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tunyi92
post Feb 5 2016, 06:47 PM

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Dear Sifus, I'm planning to get a Wise card soon for the cash back. I just want to re-confirm whether am i doing it right for the best cash back utilization.

Im choosing utilities and petrol (these are the minimal spending figures)
TNB bills, 3xx = 50x6 swipes (via UOBonline)
Maxis- 1xx=50x2 swipes (via maxispay)
Petrol -155=50x3 swipes (swipe petrol pump)

So there are about roughly 600, i will help out my family to pay telco bills which is about 250

Plus syabas bill around 50 (via Uobonline), is IWK bill consider utility ? the rest 100 i will find something to top up...

Is it good to go? thanks alot in advance ~
Human Nature
post Feb 5 2016, 06:51 PM

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QUOTE(tunyi92 @ Feb 5 2016, 06:47 PM)
Dear Sifus, I'm planning to get a Wise card soon for the cash back. I just want to re-confirm whether am i doing it right for the best cash back utilization.

Im choosing utilities and petrol (these are the minimal spending figures)
TNB bills, 3xx = 50x6 swipes (via UOBonline)
Maxis- 1xx=50x2 swipes (via maxispay)
Petrol -155=50x3 swipes (swipe petrol pump)

So there are about roughly 600, i will help out my family to pay telco bills which is about 250

Plus syabas bill around 50 (via Uobonline), is IWK bill consider utility ? the rest 100 i will find something to top up...

Is it good to go? thanks alot in advance ~
*
IWK is not under utility.

Yes, good to go from your example. Just a note, the min no of RM50 siwpes to trigger the CB is 10.

This post has been edited by Human Nature: Feb 5 2016, 06:51 PM
janson_kaniaz
post Feb 5 2016, 06:51 PM

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QUOTE(tunyi92 @ Feb 5 2016, 06:47 PM)
Dear Sifus, I'm planning to get a Wise card soon for the cash back. I just want to re-confirm whether am i doing it right for the best cash back utilization.

Im choosing utilities and petrol (these are the minimal spending figures)
TNB bills, 3xx = 50x6 swipes (via UOBonline)
Maxis- 1xx=50x2 swipes (via maxispay)
Petrol -155=50x3 swipes (swipe petrol pump)

So there are about roughly 600, i will help out my family to pay telco bills which is about 250

Plus syabas bill around 50 (via Uobonline), is IWK bill consider utility ? the rest 100 i will find something to top up...

Is it good to go? thanks alot in advance ~
*
Utility is only TNB and Syabas, ie electricity and water bills. You don't have to max out to 1k if you find it hard. Just enjoy RM50 rebate RM50x10 if it fits your spending.
tunyi92
post Feb 5 2016, 06:57 PM

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QUOTE(Human Nature @ Feb 5 2016, 06:51 PM)
IWK is not under utility.

Yes, good to go from your example. Just a note, the min no of RM50 siwpes to trigger the CB is 10.
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thanks alot !! smile.gif



QUOTE(janson_kaniaz @ Feb 5 2016, 06:51 PM)
Utility is only TNB and Syabas, ie electricity and water bills. You don't have to max out to 1k if you find it hard. Just enjoy RM50 rebate RM50x10 if it fits your spending.
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thanks alot !! smile.gif
fruitie
post Feb 5 2016, 10:10 PM

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So far the fastest record for myself, completed all 10xminimum RM 50 transactions on 3rd. laugh.gif

user posted image

Now only left with RM 185 quota, probably will reload RM 100 TnG and pay for my Digi bill and Digi broadband - RM 85. Balance pay early next month. tongue.gif
janson_kaniaz
post Feb 5 2016, 11:31 PM

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I have a Mach signature which came with my wise and I hardly use it. How's the procedure to cancel HLB card? I remember for OCBC I only called them up.
SUSintrepidity85
post Feb 5 2016, 11:39 PM

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QUOTE(janson_kaniaz @ Feb 5 2016, 11:31 PM)
I have a Mach signature which came with my wise and I hardly use it. How's the procedure to cancel HLB card? I remember for OCBC I only called them up.
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https://forum.lowyat.net/topic/1814307
CP88
post Feb 6 2016, 01:20 AM

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QUOTE(fruitie @ Feb 5 2016, 10:10 PM)
So far the fastest record for myself, completed all 10xminimum RM 50 transactions on 3rd. laugh.gif

user posted image

Now only left with RM 185 quota, probably will reload RM 100 TnG and pay for my Digi bill and Digi broadband - RM 85. Balance pay early next month. tongue.gif
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Your tnb bill is pretty high RM455....
qguy
post Feb 6 2016, 07:42 AM

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Hi any idea ..which groceries can reload TnG Without any charges at Johor Bahru?
janson_kaniaz
post Feb 6 2016, 09:01 AM

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QUOTE(CP88 @ Feb 6 2016, 01:20 AM)
Your tnb bill is pretty high RM455....
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it doesn't mean it's only for one account. and no one says u can't pay in advance.
victorywp
post Feb 6 2016, 09:07 AM

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QUOTE(qguy @ Feb 6 2016, 07:42 AM)
Hi any idea ..which groceries can reload TnG Without any charges at Johor Bahru?
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https://forum.lowyat.net/topic/3757650
-Teddy-
post Feb 6 2016, 09:55 PM

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QUOTE(janson_kaniaz @ Feb 5 2016, 11:31 PM)
I have a Mach signature which came with my wise and I hardly use it. How's the procedure to cancel HLB card? I remember for OCBC I only called them up.
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I tried calling them but they just won't pick up (Maybank has way way better customer service), so I just send them a message on Hong Leong Connect instead. They got back to me in a few days, and I received a confirmation cancellation letter much later.
fruitie
post Feb 7 2016, 12:31 AM

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QUOTE(CP88 @ Feb 6 2016, 01:20 AM)
Your tnb bill is pretty high RM455....
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QUOTE(janson_kaniaz @ Feb 6 2016, 09:01 AM)
it doesn't mean it's only for one account. and no one says u can't pay in advance.
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Yes, it was for two accounts and my bill is also high. Sigh. sad.gif
cybpsych
post Feb 8 2016, 09:13 AM

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QUOTE(fruitie @ Jan 29 2016, 09:05 AM)
Yes, I even have a spreadsheet to track my spending. laugh.gif
OK, will update it later. biggrin.gif
Yes, I was testing the latest update for them since last week before it was released to public on yesterday. tongue.gif
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fruitie noticed My Digi/OCS (website) has revised the payment page and gateway to Mobile88.

have you tested it before? no issues with cashback for Wise? biggrin.gif
Wongchoy
post Feb 8 2016, 09:32 AM

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QUOTE(cybpsych @ Feb 8 2016, 09:13 AM)
fruitie noticed My Digi/OCS (website) has revised the payment page and gateway to Mobile88.

have you tested it before? no issues with cashback for Wise? biggrin.gif
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No problem. At first it look rather sceptical because of the merchant named " online bill payment " but once the transaction is posted, "Digi" appears on the bill. So the cashback is as usual.
cybpsych
post Feb 8 2016, 09:37 AM

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QUOTE(Wongchoy @ Feb 8 2016, 09:32 AM)
No problem. At first it look rather sceptical because of the merchant named " online bill payment " but once the transaction is posted, "Digi" appears on the bill. So the cashback is as usual.
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thanks for sharing thumbup.gif
fruitie
post Feb 8 2016, 09:48 AM

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QUOTE(cybpsych @ Feb 8 2016, 09:13 AM)
fruitie noticed My Digi/OCS (website) has revised the payment page and gateway to Mobile88.

have you tested it before? no issues with cashback for Wise? biggrin.gif
*
Yes, it is Mobile88 all this while? At least when I tried.
I was told the latest MyDigi app can store credit card details, I haven't tried yet because my bill is not ready. This feature was requested by me after I tried MaxisPay, didn't expect they took up my idea and implemented it. blush.gif
ftan
post Feb 8 2016, 10:04 AM

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QUOTE(ftan @ Feb 5 2016, 10:06 AM)
Ok, good to know. I will check later. Thanks.
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Update: yes, the uobpayonline emails came in the afternoon itself.

This month I maxed out the cash back very early. smile.gif
my_store
post Feb 8 2016, 12:44 PM

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Dear Sifus, does the Jompay (Bill payment made through HL Connect) with payment more than RM50, counted as one retail swipe (in order to fulfill the minimum 10 swipes)?
sj0217
post Feb 8 2016, 02:12 PM

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QUOTE(my_store @ Feb 8 2016, 12:44 PM)
Dear Sifus, does the Jompay (Bill payment made through HL Connect) with payment more than RM50, counted as one retail swipe (in order to fulfill the minimum 10 swipes)?
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As long as the transaction is RM50 and above, consider as one swipe

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