Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
3 Pages  1 2 3 >Bottom

Outline · [ Standard ] · Linear+

Credit Cards Hong Leong Bank Wise Credit Card V6, 10% Cashback , Up to RM100 per month

views
     
SUSintrepidity85
post Jan 10 2016, 11:06 PM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


applying this card tomorrow.. hopefully they will increase my credit limit as i have their mach card already
SUSintrepidity85
post Jan 10 2016, 11:10 PM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(fruitie @ Jan 10 2016, 11:09 PM)
It will automatically share credit limit with your MACH, at least that happens to me and didn't increase any CL for me. laugh.gif
That said, the current CL is more than enough for me. tongue.gif
*
aw.. have you submitted your latest income document showing your salary increment? yet they decline your CL? ..
SUSintrepidity85
post Jan 10 2016, 11:13 PM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(fruitie @ Jan 10 2016, 11:11 PM)
I did submit my latest 3 months payslip and EPF statement if I'm not mistaken when I applied for Wise yet no changes on my CL.
To be fair, I didn't request any increase on my CL. smile.gif
*
oh .. but i think if they give you big limit, you will purposely request to decrease your CL?

but i like those with big limit.. too bad my salary still low compare to big 'shark' sad.gif
SUSintrepidity85
post Jan 10 2016, 11:19 PM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(fruitie @ Jan 10 2016, 11:16 PM)
Yes, I will ask for decrease some times depending on the utilization and usefulness of the card. Like my ex-RHB card, I know I won't use it all, asked for only RM 5k but they refused and said minimum for Plat is RM 15k... So I had to accept it. sweat.gif

Both HLB MACH and Wise, I won't use it that much so my RM 10k CL is more than enough. So far my lowest CL of all cards. laugh.gif
*
my lowest go to scb 10k only cry.gif

let's see how it goes ..

how's ur icbc? mine still no answer..
SUSintrepidity85
post Jan 20 2016, 09:29 PM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


received SMS got appproval this card.. called CS and CL increased 2x.. happy now haha..
SUSintrepidity85
post Jan 20 2016, 09:45 PM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(fruitie @ Jan 20 2016, 09:38 PM)
Will not void it. I split all the time. Highest record was 5x at once and still got cash back.
*
i dont know can split like that... i pay earlier for 1 year bills approximately

now TM hutang me liao haha..




Attached thumbnail(s)
Attached Image
SUSintrepidity85
post Jan 20 2016, 09:50 PM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(fruitie @ Jan 20 2016, 09:48 PM)
Good point. Can ignore this request then. smile.gif
Pay TM using HLB Wise will not grant you any cash rebate, so it's OK if you don't split it. smile.gif
*
Ok.. thanks for the info.. i will read this post to know more what is entitle for the cash rebates
SUSintrepidity85
post Jan 20 2016, 09:58 PM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(fruitie @ Jan 20 2016, 09:53 PM)
Still if you want to get 10xRM 50, you can do that but not worth for it because no cash back.
*
Am i eligible for RM50 x 10 split transactions?
SUSintrepidity85
post Jan 20 2016, 10:06 PM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(fruitie @ Jan 20 2016, 10:01 PM)
What did you mean by if you are eligible?
Once you have the card then you are eligible and you will need to split into 10xmin RM 50 to activate cash back.
*
yes that is what i mean
SUSintrepidity85
post Jan 20 2016, 10:12 PM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(cybpsych @ Jan 20 2016, 10:09 PM)
ur question is too general, can't even understand what u intend to ask:

1) where do u intend to pay unifi?
2) what is ur chosen categories?
3) you intend to get cashback for unifi payment?since now tm hutang you ~rm1.5k, why pay even more?
*
i pay through tm website

utilities groceries

yeah too complicate for me im new to this card... i have this & mach card
SUSintrepidity85
post Jan 20 2016, 10:21 PM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(fruitie @ Jan 20 2016, 10:20 PM)
It's not complicated at all.
In order to get cash back for TM, the only way is pay at Sam's Groceria and tagged under Groceries category.
Else, no way at all.
*
Noted with thanks. i will study this things when i've enough time.

Applied this card because i applied permanent increase CL together.
SUSintrepidity85
post Jan 23 2016, 10:59 AM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(kevyeoh @ Jan 22 2016, 11:38 AM)
I also just found out that TM is not under utilities.... aiyoooo
*
lol kena before haha.. sweat.gif
SUSintrepidity85
post Jan 23 2016, 10:59 AM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(Human Nature @ Jan 23 2016, 10:57 AM)
Anyone managed to get the card even without the verification call from the bank? I think I have missed the call.
*
company verification part is the most important..

verification call to applicants also important because they ask if u re the one who apply it and where to send the card to
SUSintrepidity85
post Jan 23 2016, 11:03 AM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(Human Nature @ Jan 23 2016, 11:02 AM)
alright, i will contact the officer whom i submitted my application to if there is no further call on monday
*
yes. ask your agent request processing department officer to call you back
SUSintrepidity85
post Jan 23 2016, 03:59 PM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(lai_dm @ Jan 23 2016, 01:54 PM)
cheater HLB

before apply HLB credit card, they said swipe more than RM2000 in 2 months can get 1 gopro look alike camera for free

now more than 4 months already no news at all
*
suggest you call complain CS 99
SUSintrepidity85
post Jan 23 2016, 10:25 PM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(CART@@N @ Jan 23 2016, 10:21 PM)
I apply in dec and swipe more than 2k in dec..two days ago receive sms from hlb that the free luggage is deliver within 2 weeks
*
the time i applied only rm50 cashback

argh!! i want the free luggage..

just now go parkson buy and swipe 700+ haihz
SUSintrepidity85
post Jan 25 2016, 11:05 PM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(victorywp @ Jan 25 2016, 11:02 PM)
argh! today i kena double transaction at that aeon big subang again!! i tried at counter 17 also kena. i think this aeon big really have to check their cc terminal connection for all counters. this time i used uob one card also kena. so this is to prove to supersound that it's really aeon big problem as i mentioned since the beginning and it's nothing to do with hlb wise.
*
if they did not print out 2 receipt, then it's fine.. it will auto reverse back after 7 days.. that is my experience..

if they did print out 2 receipts then u need to report a.s.a.p

however if u feel it's not secure, please file a report
SUSintrepidity85
post Jan 25 2016, 11:12 PM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(brotan @ Jan 25 2016, 11:11 PM)
HL Visa Signature rebate will change from 1% to 0.6% soon  cry.gif
*
not surprise at all due to the economy we have now

just have dinner with branch manager RHB.. guess what she mentioned? prepare for more retrenchment this year for banking field.. i was like rclxub.gif
SUSintrepidity85
post Jan 25 2016, 11:27 PM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(janson_kaniaz @ Jan 25 2016, 11:25 PM)
after oil and gas, next it's banking. not surprising.
*
many oil and gas staff default.. now hire purchase and mortage many lelong.. haihz..
SUSintrepidity85
post Jan 25 2016, 11:29 PM

HOORAY!
*****
Senior Member
843 posts

Joined: Dec 2015


QUOTE(victorywp @ Jan 25 2016, 11:27 PM)
they didn't print out 2 receipts but it's not fine with this aeon big. based on my previous 3 encounters using cc at this aeon big subang on 28/11, 20/12, and 2/1, all posted in my statement. (it happened to me in cold storage too but it doesn't posted in my statement)

the one on 28/11 already refunded to me on 24/12 after i sent in dispute form. for the ones on 20/12 and 2/1, i just sent the dispute form last week.

today 25/1 happened again. the cashier said the transaction was failed. uob cs said it went through. will have to file dispute form again later if it get posted.
*
yes i actually swipe a laptop last year.. also due to transaction failed.. if im not mistaken 3.2k limit had been deducted

but i did not file a report.. after 7 days, automatically refund/reverse back.. because they did not have the signed receipt thus cannot submit it ...

3 Pages  1 2 3 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0486sec    0.78    7 queries    GZIP Disabled
Time is now: 20th December 2025 - 09:22 AM