applying this card tomorrow.. hopefully they will increase my credit limit as i have their mach card already
Credit Cards Hong Leong Bank Wise Credit Card V6, 10% Cashback , Up to RM100 per month
Credit Cards Hong Leong Bank Wise Credit Card V6, 10% Cashback , Up to RM100 per month
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Jan 10 2016, 11:06 PM
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#1
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Senior Member
843 posts Joined: Dec 2015 |
applying this card tomorrow.. hopefully they will increase my credit limit as i have their mach card already
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Jan 10 2016, 11:10 PM
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#2
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843 posts Joined: Dec 2015 |
QUOTE(fruitie @ Jan 10 2016, 11:09 PM) It will automatically share credit limit with your MACH, at least that happens to me and didn't increase any CL for me. aw.. have you submitted your latest income document showing your salary increment? yet they decline your CL? ..That said, the current CL is more than enough for me. |
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Jan 10 2016, 11:13 PM
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#3
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843 posts Joined: Dec 2015 |
QUOTE(fruitie @ Jan 10 2016, 11:11 PM) I did submit my latest 3 months payslip and EPF statement if I'm not mistaken when I applied for Wise yet no changes on my CL. oh .. but i think if they give you big limit, you will purposely request to decrease your CL?To be fair, I didn't request any increase on my CL. but i like those with big limit.. too bad my salary still low compare to big 'shark' |
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Jan 10 2016, 11:19 PM
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#4
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843 posts Joined: Dec 2015 |
QUOTE(fruitie @ Jan 10 2016, 11:16 PM) Yes, I will ask for decrease some times depending on the utilization and usefulness of the card. Like my ex-RHB card, I know I won't use it all, asked for only RM 5k but they refused and said minimum for Plat is RM 15k... So I had to accept it. my lowest go to scb 10k only Both HLB MACH and Wise, I won't use it that much so my RM 10k CL is more than enough. So far my lowest CL of all cards. let's see how it goes .. how's ur icbc? mine still no answer.. |
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Jan 20 2016, 09:29 PM
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#5
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843 posts Joined: Dec 2015 |
received SMS got appproval this card.. called CS and CL increased 2x.. happy now haha..
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Jan 20 2016, 09:45 PM
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#6
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843 posts Joined: Dec 2015 |
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Jan 20 2016, 09:50 PM
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#7
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Senior Member
843 posts Joined: Dec 2015 |
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Jan 20 2016, 09:58 PM
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#8
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Senior Member
843 posts Joined: Dec 2015 |
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Jan 20 2016, 10:06 PM
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#9
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Senior Member
843 posts Joined: Dec 2015 |
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Jan 20 2016, 10:12 PM
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#10
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843 posts Joined: Dec 2015 |
QUOTE(cybpsych @ Jan 20 2016, 10:09 PM) ur question is too general, can't even understand what u intend to ask: i pay through tm website 1) where do u intend to pay unifi? 2) what is ur chosen categories? 3) you intend to get cashback for unifi payment?since now tm hutang you ~rm1.5k, why pay even more? utilities groceries yeah too complicate for me im new to this card... i have this & mach card |
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Jan 20 2016, 10:21 PM
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#11
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843 posts Joined: Dec 2015 |
QUOTE(fruitie @ Jan 20 2016, 10:20 PM) It's not complicated at all. Noted with thanks. i will study this things when i've enough time. In order to get cash back for TM, the only way is pay at Sam's Groceria and tagged under Groceries category. Else, no way at all. Applied this card because i applied permanent increase CL together. |
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Jan 23 2016, 10:59 AM
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#12
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843 posts Joined: Dec 2015 |
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Jan 23 2016, 10:59 AM
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#13
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843 posts Joined: Dec 2015 |
QUOTE(Human Nature @ Jan 23 2016, 10:57 AM) Anyone managed to get the card even without the verification call from the bank? I think I have missed the call. company verification part is the most important..verification call to applicants also important because they ask if u re the one who apply it and where to send the card to |
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Jan 23 2016, 11:03 AM
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#14
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Senior Member
843 posts Joined: Dec 2015 |
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Jan 23 2016, 03:59 PM
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#15
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Senior Member
843 posts Joined: Dec 2015 |
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Jan 23 2016, 10:25 PM
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#16
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843 posts Joined: Dec 2015 |
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Jan 25 2016, 11:05 PM
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#17
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843 posts Joined: Dec 2015 |
QUOTE(victorywp @ Jan 25 2016, 11:02 PM) argh! today i kena double transaction at that aeon big subang again!! i tried at counter 17 also kena. i think this aeon big really have to check their cc terminal connection for all counters. this time i used uob one card also kena. so this is to prove to supersound that it's really aeon big problem as i mentioned since the beginning and it's nothing to do with hlb wise. if they did not print out 2 receipt, then it's fine.. it will auto reverse back after 7 days.. that is my experience.. if they did print out 2 receipts then u need to report a.s.a.p however if u feel it's not secure, please file a report |
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Jan 25 2016, 11:12 PM
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#18
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Senior Member
843 posts Joined: Dec 2015 |
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Jan 25 2016, 11:27 PM
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#19
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Senior Member
843 posts Joined: Dec 2015 |
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Jan 25 2016, 11:29 PM
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#20
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Senior Member
843 posts Joined: Dec 2015 |
QUOTE(victorywp @ Jan 25 2016, 11:27 PM) they didn't print out 2 receipts but it's not fine with this aeon big. based on my previous 3 encounters using cc at this aeon big subang on 28/11, 20/12, and 2/1, all posted in my statement. (it happened to me in cold storage too but it doesn't posted in my statement) yes i actually swipe a laptop last year.. also due to transaction failed.. if im not mistaken 3.2k limit had been deducted the one on 28/11 already refunded to me on 24/12 after i sent in dispute form. for the ones on 20/12 and 2/1, i just sent the dispute form last week. today 25/1 happened again. the cashier said the transaction was failed. uob cs said it went through. will have to file dispute form again later if it get posted. but i did not file a report.. after 7 days, automatically refund/reverse back.. because they did not have the signed receipt thus cannot submit it ... |
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