Not sure if anyone asked this before. For the Ambank 2 months FD promo of 3.7%, does the same rate apply if opening via e-FD online instead of going to the branch?

Thanks.

Good deals with alliance and uob . Where is their branch ?

I think I asked that question before here. You have to go to branch. Cannot be done via eFD. Better check with other members.

Good deals with alliance and uob . Where is their branch ?

Thanks, will check it out in branch.

However cimb efd offer better deals. 4% for 3 months.

However cimb efd offer better deals. 4% for 3 months.

Did u place with them?

Too bad, I will need the cash by end Dec & currently do not have any a/c in cimb

Too bad, I will need the cash by end Dec & currently do not have any a/c in cimb

Follow what cybpsych said. But choose Islamic efd. Don't choose the conventional one. Islamic efd give you 3.25%. Conventional gives only 3.15%.

The above is valid if you have >=rm5k. If you have less than that, choose ambank Islamic efd at 3.15%.  Minimum is rm1000

By the way, cybpsych, correct your posts to maybank Islamic efd. Not just any efd. If he put conventional efd, he only get 3.15%. Giving maybank free 0.1%

u sure u don't need to correct this post also?

my correction was 2 mins before u posted this.

Follow what cybpsych said. But choose Islamic efd. Don't choose the conventional one. Islamic efd give you 3.25%. Conventional gives only 3.15%.You are giving maybank free 0.1% if you choose the conventional efd

The above is valid if you have >=rm5k. If you have less than that, choose ambank Islamic efd at 3.15%.  Minimum is rm1000

Thanks guys, am currently having conventional mbb eFD. Will switch to Islamic eFD in next maturity.

CIMB promo 3 month 4%....is there any minimum placement?

Min RM10k

Thanks.

since it is eFD, if i put lower than 10k, it wont give me the 4% / pa?

sorry as I never use eFD before..haha  

cklimm
Then either you stick with Maybank 3.25% or ambank 3.15 or do like what wil-i-am does. Dump into ASX FP this coming 31st or 1st. Withdraw one month later.  Any deposit after the 1st not counted. Must hold until that month ends. Can only withdraw the following month. Good side is no need rm100k can earn 6.X%. Rm1000 also can. 1 month interest of 6.X% but you need to wait ~1 year to get that interest. If you have the book, can do it online. Just pay I think rm1.06 regardless how much is the amount. But to withdraw need to go to bank.

For 1 month efd, better choose those real efd. No need to waste petrol.