Not sure if anyone asked this before. For the Ambank 2 months FD promo of 3.7%, does the same rate apply if opening via e-FD online instead of going to the branch?
Thanks.
Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2
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 Oct 25 2015, 06:23 PM
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#1
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4,228 posts Joined: Jan 2009 
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Oct 25 2015, 07:31 PM
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#2
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QUOTE(Ramjade @ Oct 25 2015, 06:35 PM) I think I asked that question before here. You have to go to branch. Cannot be done via eFD. Better check with other members. Thanks, will check it out in branch. |
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Oct 25 2015, 07:33 PM
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#3
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QUOTE(Ramjade @ Oct 25 2015, 07:32 PM) However cimb efd offer better deals. 4% for 3 months. Too bad, I will need the cash by end Dec & currently do not have any a/c in cimb   |
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Oct 25 2015, 09:02 PM
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#4
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QUOTE(Ramjade @ Oct 25 2015, 08:21 PM) Follow what cybpsych said. But choose Islamic efd. Don't choose the conventional one. Islamic efd give you 3.25%. Conventional gives only 3.15%.You are giving maybank free 0.1% if you choose the conventional efd Thanks guys, am currently having conventional mbb eFD. Will switch to Islamic eFD in next maturity.The above is valid if you have >=rm5k. If you have less than that, choose ambank Islamic efd at 3.15%. Minimum is rm1000  |
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Oct 26 2015, 12:07 AM
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#5
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QUOTE(Ramjade @ Oct 25 2015, 09:16 PM) If you can go to the bank, better go to bank. Get promo rates rather than board rates. Do not put efd unless it is really short time (1 month) or you cannot go to bank. By putting via eFD, you lose a lot for the same term. Say 1 year efd vs 1 year promo rates FD. Agreed & thanks. I will go to AmBank branch for the 2 month promo & as for the soon to be matured mbb efd, no choice but continue for eFD (but Islamic) as I do not have free time to go to branch next month. |
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