I requested BC from ocbc casa (put into MBB GIA-i). got charged RM2.80 (deducted from casa)

that's from casa..FD upliftment with OCBC was free before GST implementation..so just wondering whether it is still the same

it cost RM0.53 for FD BC nowadays

That's only for priority customer right? Cause last time h, cimb, charges me Rm5+ for one BC.

Maybank oso charged RM5.30 per BC

Guys, Check out the new OCBC 360 Account. A savings account that pays up to 4.1% interest.
http://www.ocbc.com.my/personal-banking/ac...bc_accounts_360

Thanks. So if 4 certs will be RM2.12, still cheaper than combining 4 certs to 1 BC (as informed above by cybpsych, normal BC is RM2.80)

Diff banks diff charges..really eat people one.

Not as good as ambank Truesavers. Need deposit of min RM500/month - troublesome . Pay bills via ocbc (unless ocbc can stack bills like uobpayonline , then is good. What happen if someone were to pay on the last day of the month? That 1.2% is only applicable for the last day only? ). Need to charge RM500 to a cc. (Sifu Gen-X already showed us the best cc and ocbc is not in the list - will effectively reduce our CB). The most one can get from it is 2.9% (if don't charge cc). Charging rm500 to a useless cc is a very bad idea just to get 1.2%.

Despite ambank Truesavers only giving 2.8% (0.1% lesser than ocbc), at least no terms and conditions. No minimum amount required. There's no need to topup every month or charge anything. Only drawback is 3x/month ibg/atm withdrawal.

Tun, did AmBank appoint u as Ambasador?

Nope. I support banks which are not complicated and easy to achieve the interest. Used to big supporter of m2savers until Truesavers appeared. m2savers now is antique. Giving miserable rate of 2.25% and need >=rm2000 to "activate" the 2.25% interest. Again, why want would you want to give bank free lunch of 0.55%? I am not a Bank-generous-customer.

If ambank appoint me ambassador, how nice. Sit at home goyang kaki, money masuk account.

This post has been edited by Ramjade: Oct 12 2015, 09:15 PM

Anyone facing problem when using Instant interbank transfer at bankrakyat website?

Totally not able to choose the option.

Try to call their hotline no

MBB BC used to be free (before 2014). Now it is RM0.53 per BC. I have asked for 2 BC and paid RM0.53 X 2 last week. But it has to be from matured FD.

No issue for me.

While most of the time, these investments do not yield a loss, it is not guaranteed 100%. What she says are based on past stats and results. It is however, still not guaranteed. Do not take that on face value, and hold her to her words in the event it goes downhill. That's all we are advising.

My MBB PW RM also advises me that while past results shows positive yield, MBB cannot guarantee that it will not go down either. Anyone telling you otherwise is purely to entice you to be confident in your placement. What can you do if the capital goes down, even if marginally? Your effective yield may not be 4.5% then, but will you tell them, "Hey, your staff told me to ignore the Capital Not Guaranteed statement". You can't.

I agree with you. This savings account requires some monthly commitments and definitely not suitable for a student.

tun/unkle how is ambank truesavers compared with affin? boomchacha said affin was best before.

Affin kena beat liao. Need high amount to get high interest. Interest also not as high as Truesavers. Not worth.

Uncle boom also using Truesavers now.

This post has been edited by Ramjade: Oct 13 2015, 10:30 AM

tun/unkle doing phd on financial market?

Nope. Maximising returns from the bank. Do not give banks free money!

Looks like a lot jump ship from Affin RHB to Ambank Maybank HLB huh?