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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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bbgoat
post Oct 11 2015, 08:31 AM

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QUOTE(zero721 @ Oct 10 2015, 11:33 PM)
But when I want to change, the limit there is only 10k. Is it yours is preferred or what that's why different?
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Did you go to "My Preference" then something like "Limit Maintenance" to see the various limits there ? hmm.gif

Not sure if they set-up diff limit for normal and PB customer. smile.gif
The Analyst
post Oct 11 2015, 11:36 AM

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Hi guys, I am looking for a one year TD for my parents to move some money from Public Bank. They are both 59 this year. Is the OCBC 4.2% a good option?
Human Nature
post Oct 11 2015, 12:24 PM

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QUOTE(The Analyst @ Oct 11 2015, 11:36 AM)
Hi guys, I am looking for a one year TD for my parents to move some money from Public Bank. They are both 59 this year. Is the OCBC 4.2% a good option?
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either that or maybe 4.2% for Ambank, monthly interest for above 50 yrs old

This post has been edited by Human Nature: Oct 11 2015, 12:25 PM
Human Nature
post Oct 11 2015, 12:33 PM

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For the UOB promo ending on 30 Oct, anyone know whether it will end if they meet a certain deposit amount? Ending on 30 Oct means still can make a deposit on 30th itself, right?
wil-i-am
post Oct 11 2015, 12:39 PM

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QUOTE(Human Nature @ Oct 11 2015, 12:33 PM)
For the UOB promo ending on 30 Oct, anyone know whether it will end if they meet a certain deposit amount? Ending on 30 Oct means still can make a deposit on 30th itself, right?
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Most Banks will end promo (although b4 timeline) once target is achieve
Human Nature
post Oct 11 2015, 12:47 PM

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QUOTE(wil-i-am @ Oct 11 2015, 12:39 PM)
Most Banks will end promo (although b4 timeline) once target is achieve
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but is there any targeted amount? hmm.gif can't find the info at the photo and can't recall if it was mentioned before..i need to remember to ask this when i go there this tuesday
wil-i-am
post Oct 11 2015, 12:48 PM

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QUOTE(Human Nature @ Oct 11 2015, 12:47 PM)
but is there any targeted amount?  hmm.gif  can't find the info at the photo and can't recall if it was mentioned before..i need to remember to ask this when i go there this tuesday
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Some Banks will specify the target sum upfront n some just silent
bbgoat
post Oct 11 2015, 01:12 PM

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QUOTE(Human Nature @ Oct 11 2015, 12:33 PM)
For the UOB promo ending on 30 Oct, anyone know whether it will end if they meet a certain deposit amount? Ending on 30 Oct means still can make a deposit on 30th itself, right?
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I tot you are going to move from UOB to OCBC ? Stay put in UOB by topping up ? hmm.gif


Human Nature
post Oct 11 2015, 01:17 PM

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QUOTE(bbgoat @ Oct 11 2015, 01:12 PM)
I tot you are going to move from UOB to OCBC ? Stay put in UOB by topping up ?  hmm.gif
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UOB to OCBC is next week operation biggrin.gif

Have certs maturing with OCBC on 27th but will be away so can only uplift on 30th..need to think of contingency plan just in case UOB promo has ended.
bbgoat
post Oct 11 2015, 01:21 PM

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QUOTE(Human Nature @ Oct 11 2015, 01:17 PM)
UOB to OCBC is next week operation  biggrin.gif

Have certs maturing with OCBC on 27th but will be away so can only uplift on 30th..need to think of contingency plan just in case UOB promo has ended.
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notworthy.gif notworthy.gif Bro is sure loaded. Another HNWI (me excluded) in this forum. biggrin.gif
Human Nature
post Oct 11 2015, 01:27 PM

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QUOTE(bbgoat @ Oct 11 2015, 01:21 PM)
notworthy.gif  notworthy.gif Bro is sure loaded. Another HNWI (me excluded) in this forum.  biggrin.gif
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lol got many certs but all small amounts..mostly give my name for joint account only..maybe because I am the one who campaign to move to promo FD rates (and too free to go to banks)..if not, will just sitting on base rate sweat.gif
zero721
post Oct 11 2015, 02:57 PM

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QUOTE(bbgoat @ Oct 11 2015, 08:31 AM)
Did you go to "My Preference" then something like "Limit Maintenance" to see the various limits there ?  hmm.gif

Not sure if they set-up diff limit for normal and PB customer.  smile.gif
*
I think is due to normal and PB customer.
zero721
post Oct 11 2015, 02:58 PM

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QUOTE(bbgoat @ Oct 11 2015, 08:31 AM)
Did you go to "My Preference" then something like "Limit Maintenance" to see the various limits there ?  hmm.gif

Not sure if they set-up diff limit for normal and PB customer.  smile.gif
*
I think is due to normal and PB customer.
tonytyk
post Oct 12 2015, 11:41 AM

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QUOTE(wil-i-am @ Oct 9 2015, 12:13 PM)
Dividend is accrued on monthly basis whereas crediting on yearly basis
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Yearly basis from Jan to Dec or from previous top up/crediting?

This post has been edited by tonytyk: Oct 12 2015, 11:41 AM
wjchay
post Oct 12 2015, 11:57 AM

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Hi guys, I thought I share this.

Maybank Islamic eFD from 8 Sep - 8 Oct: 3.2055%

The way I calculated: (Total dividend credited / Principal FD amount) x 12 mths


Ramjade
post Oct 12 2015, 12:15 PM

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QUOTE(wjchay @ Oct 12 2015, 11:57 AM)
Hi guys, I thought I share this.

Maybank Islamic eFD from 8 Sep - 8 Oct: 3.2055%

The way I calculated: (Total dividend credited / Principal FD amount) x 12 mths
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total x 0.0325 x (number of days /365)
wjchay
post Oct 12 2015, 12:21 PM

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QUOTE(Ramjade @ Oct 12 2015, 01:15 PM)
total x 0.0325 x (number of days /365)
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i see, you're right, Sept has 30 days only.
cklimm
post Oct 12 2015, 12:32 PM

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Just back from SCB Kepong, I seen an unker grilling the girls there for not giving him the weekends interest, which his FD matured last weekend.

Whats the Bank Negara ruling on the weekend matured FD actually?
bbgoat
post Oct 12 2015, 12:44 PM

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Just received a call from OCBC PB centre to go and collect Hugo Boss pen. rclxms.gif

Oh, at least that gives me confidence with their promotion ! nod.gif tongue.gif
wil-i-am
post Oct 12 2015, 01:15 PM

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QUOTE(tonytyk @ Oct 12 2015, 11:41 AM)
Yearly basis from Jan to Dec or from  previous top up/crediting?
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Jan to Dec

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