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Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2
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bbgoat
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Oct 11 2015, 08:31 AM
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QUOTE(zero721 @ Oct 10 2015, 11:33 PM) But when I want to change, the limit there is only 10k. Is it yours is preferred or what that's why different? Did you go to "My Preference" then something like "Limit Maintenance" to see the various limits there ? Not sure if they set-up diff limit for normal and PB customer.
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The Analyst
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Oct 11 2015, 11:36 AM
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Getting Started

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Hi guys, I am looking for a one year TD for my parents to move some money from Public Bank. They are both 59 this year. Is the OCBC 4.2% a good option?
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Human Nature
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Oct 11 2015, 12:24 PM
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QUOTE(The Analyst @ Oct 11 2015, 11:36 AM) Hi guys, I am looking for a one year TD for my parents to move some money from Public Bank. They are both 59 this year. Is the OCBC 4.2% a good option? either that or maybe 4.2% for Ambank, monthly interest for above 50 yrs old This post has been edited by Human Nature: Oct 11 2015, 12:25 PM
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Human Nature
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Oct 11 2015, 12:33 PM
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For the UOB promo ending on 30 Oct, anyone know whether it will end if they meet a certain deposit amount? Ending on 30 Oct means still can make a deposit on 30th itself, right?
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wil-i-am
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Oct 11 2015, 12:39 PM
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QUOTE(Human Nature @ Oct 11 2015, 12:33 PM) For the UOB promo ending on 30 Oct, anyone know whether it will end if they meet a certain deposit amount? Ending on 30 Oct means still can make a deposit on 30th itself, right? Most Banks will end promo (although b4 timeline) once target is achieve
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Human Nature
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Oct 11 2015, 12:47 PM
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QUOTE(wil-i-am @ Oct 11 2015, 12:39 PM) Most Banks will end promo (although b4 timeline) once target is achieve but is there any targeted amount?  can't find the info at the photo and can't recall if it was mentioned before..i need to remember to ask this when i go there this tuesday
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wil-i-am
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Oct 11 2015, 12:48 PM
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QUOTE(Human Nature @ Oct 11 2015, 12:47 PM) but is there any targeted amount?  can't find the info at the photo and can't recall if it was mentioned before..i need to remember to ask this when i go there this tuesday Some Banks will specify the target sum upfront n some just silent
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bbgoat
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Oct 11 2015, 01:12 PM
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QUOTE(Human Nature @ Oct 11 2015, 12:33 PM) For the UOB promo ending on 30 Oct, anyone know whether it will end if they meet a certain deposit amount? Ending on 30 Oct means still can make a deposit on 30th itself, right? I tot you are going to move from UOB to OCBC ? Stay put in UOB by topping up ?
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Human Nature
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Oct 11 2015, 01:17 PM
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QUOTE(bbgoat @ Oct 11 2015, 01:12 PM) I tot you are going to move from UOB to OCBC ? Stay put in UOB by topping up ?  UOB to OCBC is next week operation Have certs maturing with OCBC on 27th but will be away so can only uplift on 30th..need to think of contingency plan just in case UOB promo has ended.
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bbgoat
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Oct 11 2015, 01:21 PM
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QUOTE(Human Nature @ Oct 11 2015, 01:17 PM) UOB to OCBC is next week operation Have certs maturing with OCBC on 27th but will be away so can only uplift on 30th..need to think of contingency plan just in case UOB promo has ended.  Bro is sure loaded. Another HNWI (me excluded) in this forum.
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Human Nature
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Oct 11 2015, 01:27 PM
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QUOTE(bbgoat @ Oct 11 2015, 01:21 PM) lol got many certs but all small amounts..mostly give my name for joint account only..maybe because I am the one who campaign to move to promo FD rates (and too free to go to banks)..if not, will just sitting on base rate
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zero721
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Oct 11 2015, 02:57 PM
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QUOTE(bbgoat @ Oct 11 2015, 08:31 AM) Did you go to "My Preference" then something like "Limit Maintenance" to see the various limits there ? Not sure if they set-up diff limit for normal and PB customer.  I think is due to normal and PB customer.
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zero721
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Oct 11 2015, 02:58 PM
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QUOTE(bbgoat @ Oct 11 2015, 08:31 AM) Did you go to "My Preference" then something like "Limit Maintenance" to see the various limits there ? Not sure if they set-up diff limit for normal and PB customer.  I think is due to normal and PB customer.
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tonytyk
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Oct 12 2015, 11:41 AM
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QUOTE(wil-i-am @ Oct 9 2015, 12:13 PM) Dividend is accrued on monthly basis whereas crediting on yearly basis Yearly basis from Jan to Dec or from previous top up/crediting? This post has been edited by tonytyk: Oct 12 2015, 11:41 AM
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wjchay
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Oct 12 2015, 11:57 AM
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Hi guys, I thought I share this.
Maybank Islamic eFD from 8 Sep - 8 Oct: 3.2055%
The way I calculated: (Total dividend credited / Principal FD amount) x 12 mths
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Ramjade
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Oct 12 2015, 12:15 PM
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QUOTE(wjchay @ Oct 12 2015, 11:57 AM) Hi guys, I thought I share this. Maybank Islamic eFD from 8 Sep - 8 Oct: 3.2055% The way I calculated: (Total dividend credited / Principal FD amount) x 12 mths total x 0.0325 x (number of days /365)
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wjchay
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Oct 12 2015, 12:21 PM
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QUOTE(Ramjade @ Oct 12 2015, 01:15 PM) total x 0.0325 x (number of days /365) i see, you're right, Sept has 30 days only.
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cklimm
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Oct 12 2015, 12:32 PM
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Just back from SCB Kepong, I seen an unker grilling the girls there for not giving him the weekends interest, which his FD matured last weekend.
Whats the Bank Negara ruling on the weekend matured FD actually?
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wil-i-am
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Oct 12 2015, 01:15 PM
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QUOTE(tonytyk @ Oct 12 2015, 11:41 AM) Yearly basis from Jan to Dec or from previous top up/crediting? Jan to Dec
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