MBB 12month GIA-i done, the officer told me for this promotion the interest rate is "guaranteed" as promised ie at 4.5% effective rate. i mean likely we will be paid that rate till end of 12months. the statement capital not guanranteed can be ignored she said.

I feel assured, so can place more tomorrow.

I have placed last Monday on this one. To me if there is a risk, just a small one. It invest on MBB Islamic subsidiary.

This post has been edited by bbgoat: Oct 12 2015, 01:52 PM

she's gonna be grilled if someone reports this to relevant department

Ask her to place that in writing.

Any good FD deal for senior citizen?

Ambank 4.55% for 5 years. Monthly interest will be given. for those above >50 years You can use in combination with ambank Truesavers 2.8% account to boost the effective interest rate that you received. At the end of 5 years, your effective interest rates will be more than 4.55%

Oh. Thank you for the information.

itu pun unkle tau. unkle sudah >50 tahun?

jangau kachao dia. he matured student study fd, ut

Already mentioned few post back. By using ambank Truesavers for the monthly interest I am very sure effective interst rate is 4.6+. Very good deal if one is above 50.

Urs is monthly interest or into CASA?

Dun think she will do so

yeah that "capital not guaranteed" is just a formality, islamic mah...

I am sure they must have received alot of ."huh? capital not guaranteed?" to come up with that answer.

you know she couldn't do it. Certain things are never meant to be in black and white. I doubt she tells that
to all and sundry.

Should be monthly interest into my MBB SA. I specifically wrote that in the form.
I have not taken my Cert, left my S/book there cos my transfer from BR was stuck,
the BR girl made a mistake did IBG instead of IBFT.

I checked MBB online saw the Maybank Islamic Flexi FD already listed there. Clicked open it showed
profit payment mode : SA number.

Hi Sifu those credited interest monthly to CASA can I withdraw them?

casa can, FD principal, better dont

Thanks means I can withdraw from CASA the monthly payout.

Any other catch? If I withdraw FD after one year.

Banks will not let you go just like that. Sure deduct your principal

Banker's cheque from OCBC FD upliftment is still free after GST implementation?

Thanks Bro!