My one more worse , mature at 4/6/16

OCBC will pay you Sunday interest automatically without you asking.
RHB will not pay you the non banking day interest even you ask for it.

Thanks...i mistakenly thought that ocbc does not pay for non working day..should have checked at page 1

I also kena RHB having this issue for few FD's !

While people express concern about BR, their system still will auto adjust to next working day. I like UOB, Citibank, BR system as they auto adj to next working day.

This post has been edited by bbgoat: Oct 13 2015, 06:30 PM

just went for MBB GIA-i 4.5% 12m for tiniest possible sum, ask for free gift none given, its ok.

Next: hunting for better deal close to 4.5% with PIDM.

Ambank 4.55% for 5 years. Exceed 4.5% with PIDM. combine with Truesavers for effective rates of >4.55%! Interest paid semi-annually if one is <50 years old and monthly if >50years old.

unkle ram, not everyone can go long term like you. people need $$ to build love nest.

Bro, u really have passion to do sales and marketing...keep promote ambank...lol

Did not put that. I put ASX FP instead. Liquid enough to withdraw anytime without affecting the interest. No money for rm10k ambank 5 yearz and don't want to settle for board rates so choose ASX FP instead.

One should maximise one's return rather than let the interest earn sitting in a useless account earning say 0.1-0.5% interest. DO NOT GIVE BANKS FREE LUNCH!

This post has been edited by Ramjade: Oct 13 2015, 08:26 PM

unkle said that bank fd promo need min 10k. why unkle still studying fd?

asx fp got risk, wait till satu hari..................

No rm10k, no talk. Give banks free money, I don't think so. Calculations of able to give 6.X+% dividends/interest min can last 3 years if just draw from their reserves.For the 4th year, will see how it goes. But OT already

U bought alot of ambank stock is it...

I dun have ambank because their atm branches very susah to find

now looking for best rate for 6mths (to spread the timing risk) hopefully can be as close as possible to 4.5% with pidm, any suggestion? best if interest paid monthly add into principal, no need casa, and pay interest on weekends/holiday.

This post has been edited by lowya: Oct 13 2015, 10:59 PM

got ... bank of lowya

I tot plenty inside 7-11

Oh.. is it BR?

Now share market is getting better..The future is hard to tell...

I am thinking to place a 5 year FD with MBSB before MBSB merges with Muamalat..

Ha ha..

Ah Ram is right..

Affin saving is no longer competitive since Am Bank has launched True Savers
since few months ago; the worst thing for Affin saving is that Affin even
owered its saving account rates since October:
http://www.affinbank.com.my/General/Notice...1102015-en.aspx

Wah.. this sounds too nice..

Please la. If like that I won't be in this thread. My loyalty lies with my money. Previous m2savers supporter because of Gen-X. But realised that m2savers give miserable returns and need >=rm2k to activate the interest. No rm2k, no talk.Sometimes hard for me to get interest (no rm2k inside). Well if another bank come out with 3% savings with easy t&c, Bye bye Truesavers. *wishful thinking-banks are stingy companies*. Again NO FREE LUNCH FOR BANKS! Other people want to give banks free lunch, be my guest. I won't

Agreed. Hardly any atm in sight. I go for that only because of the 2.8%.If it doesn't offer 2.8%, I wouldn't even bother opening. So when I want my money, plan in advance and ibg it out. Will reach maybank at 2pm. Then I withdraw.That's how I get the best of both world. High rates from ambank, many atms from maybank. Ibg's free. Make use of every featured offered by the bank.

Really? Didn't know that. Hardly go 7-11.I still prefer the ibg way. Shiok sendiri that using both banks.

Suitable for people like Unker. But it ends I think end of October.

This post has been edited by Ramjade: Oct 14 2015, 12:04 AM

I noticed that after I did IBG for 3 times, then I went to AM Bank teller counter
to withdraw few hundreds Ringgit from True Savers, no RM 5.30 was charged.

I guess to make withdrawal via teller counter is not counted in as 3 times withdrawal limit..