QUOTE(takezhiro @ Nov 23 2015, 06:15 PM)
It's not the fd that gives u the phone. Please look at the advert carefully againAnd the advert is at post #2 for your reference
This post has been edited by ohcipala: Nov 23 2015, 06:24 PM
Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2
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Nov 23 2015, 06:22 PM
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Nov 23 2015, 06:30 PM
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QUOTE(Ramjade @ Nov 23 2015, 04:31 PM) Usually affin bank FD requires a SA. Open account just need rm100. After that you can just keep rm20 inside there. Affin CASA RM1 balance also can Alliance Bank 6 months 4.25% 9 months 4.35% http://www.alliancebank.com.my/fdcampaigntnc |
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Nov 23 2015, 07:38 PM
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QUOTE(??!! @ Nov 23 2015, 06:30 PM) Affin CASA RM1 balance also can It also caters for e-Fixed Deposit, very attractive indeed Alliance Bank 6 months 4.25% 9 months 4.35% http://www.alliancebank.com.my/fdcampaigntnc |
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Nov 23 2015, 08:35 PM
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QUOTE(bbgoat @ Nov 23 2015, 04:42 PM) Thanks ! From the first page, RHB seems to offer highest short term FD promo now.Affin has made the FD war more intense with this 15 mth 4.6% rate ! I will go for this next week ! Last Thursday, have placed for RHB 3 mth at 4.2%. Don't think they changed it to 4.25%. The 15 mth one as sandkoh said is a step-up with effective rate of 4.4%. Btw, for you guys that always chase after this promo and shifting funds between banks means you guys probably maintain CASA everywhere but just move the funds around (which then still consider as fresh fund?) This post has been edited by TakoC: Nov 23 2015, 08:55 PM |
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Nov 23 2015, 08:48 PM
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So who will follow well behind affin and counter with a 4.7 4.8 ?
I am guessing uob. |
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Nov 23 2015, 08:56 PM
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All Stars
24,333 posts Joined: Feb 2011 |
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Nov 23 2015, 09:13 PM
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Nov 23 2015, 11:45 PM
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Nov 23 2015, 11:49 PM
Show posts by this member only | IPv6 | Post
#2029
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Nov 23 2015, 11:51 PM
Show posts by this member only | IPv6 | Post
#2030
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Nov 23 2015, 11:53 PM
Show posts by this member only | IPv6 | Post
#2031
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Nov 24 2015, 12:09 AM
Show posts by this member only | IPv6 | Post
#2032
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QUOTE(kmarc @ Nov 23 2015, 02:40 PM) Ok, just came back from my Ambank "expedition". I have overlooked my HL FD on maturity date by a few days. Went to HL to terminate FD because it was renewed to board rate. The counter officer asked why withdrawal....told her Ocbc 12 months 4.5%. She said if I can top up a little bit, she can change my FD from board rate to 12 months promo rate of 4.2%. Wow, HL is very flexible on fresh fund. Told her no...Still prefer Ocbc even though didn't see leng lui thereAs mentioned by our forumers, Ambank have no problems mixing cheque and matured FD. It was smooth-sailing all the way. Went there with my cheque. Told them I want to uplift my FD and put in new promotion FD together with the cheque. They said ok, processed it and settled quickly. Took the 2 years 4.6% as I don't want to play musical chair. I did ask them how much do Ambank accept as top-up to consider old fund as "fresh fund". The lady said they usually accept if the top-up is 20% or more of the existing fund. |
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Nov 24 2015, 12:29 AM
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24,333 posts Joined: Feb 2011 |
QUOTE(gsc @ Nov 24 2015, 12:09 AM) I have overlooked my HL FD on maturity date by a few days. Went to HL to terminate FD because it was renewed to board rate. The counter officer asked why withdrawal....told her Ocbc 12 months 4.5%. She said if I can top up a little bit, she can change my FD from board rate to 12 months promo rate of 4.2%. Wow, HL is very flexible on fresh fund. Told her no...Still prefer Ocbc even though didn't see leng lui there Just tell them, you offer me 4.5%, then I won't withdraw. |
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Nov 24 2015, 09:10 AM
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28,187 posts Joined: Mar 2007 From: Underworld |
QUOTE(gsc @ Nov 24 2015, 12:09 AM) I have overlooked my HL FD on maturity date by a few days. Went to HL to terminate FD because it was renewed to board rate. The counter officer asked why withdrawal....told her Ocbc 12 months 4.5%. She said if I can top up a little bit, she can change my FD from board rate to 12 months promo rate of 4.2%. Wow, HL is very flexible on fresh fund. Told her no...Still prefer Ocbc even though didn't see leng lui there I tot is 4.3% ?Why urs 4.2% ? |
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Nov 24 2015, 09:10 AM
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6,614 posts Joined: Mar 2011 |
QUOTE(gsc @ Nov 24 2015, 12:09 AM) I have overlooked my HL FD on maturity date by a few days. Went to HL to terminate FD because it was renewed to board rate. The counter officer asked why withdrawal....told her Ocbc 12 months 4.5%. She said if I can top up a little bit, she can change my FD from board rate to 12 months promo rate of 4.2%. Wow, HL is very flexible on fresh fund. Told her no...Still prefer Ocbc even though didn't see leng lui there Young man So when OCBC offered 4.5%, I went there. Now Affin has 4.6%, I am going to Affin next Monday. |
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Nov 24 2015, 09:20 AM
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6,614 posts Joined: Mar 2011 |
QUOTE(wil-i-am @ Nov 23 2015, 11:49 PM) Yes, I noticed that. Compared to some other banks, talking about 1.5b or 2.5b !! So next Monday I am going there (Affin), leave some for me, guys ! QUOTE(wil-i-am @ Nov 23 2015, 11:53 PM) My thinking is not to place too much short term FD while waiting for the rates to fly. Unless there is OPR review soon. We may lose out on the interest with eggs in short term nominal rates (esp 1 month FD). Unless we go for say 3 mth or 6 mth higher promo rates. This post has been edited by bbgoat: Nov 24 2015, 09:21 AM |
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Nov 24 2015, 09:26 AM
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Nov 24 2015, 09:27 AM
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Nov 24 2015, 09:55 AM
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Nov 24 2015, 09:57 AM
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