I have tried before , RHB allow it....

I see. So if got 30k FD, then my chances are better if I put additional 50k? I just don't want to waste my time and petrol to go there and find out I can't do it.

Shucks. Was just thinking, instead of 30k + 30k = 60k, what if I bring a 90k cheque to put FD and IBFT the 30k to other banks?

This post has been edited by kmarc: Nov 22 2015, 09:21 AM

Is only for some banks only. If I am not mistaken, Affin and HL allows that. Say you have rm30k, just top up rm15k to make it a total of Rm45k. Just check again. Call up their customer service and enquire.

RHB allowed me to top up just few hundreds to matured FD to get FD promo rate. UOB at one time asked me to top up 10k to matured FD to get FD promo. But now seems to be not allowing that.

Few factors to consider. No hard and fast rules. Depends on the branch as well, some branch may short of FD targets. Call up the bank to enquire esp if you know someone there. But 30k top up sounds good esp the min for the AmBank FD promo is 10k only.

This post has been edited by bbgoat: Nov 22 2015, 09:35 AM

Can. Me extra RM 200 only. Told the bank if you don't allow I go to MBB. Quickly approved.

I see. I think I will just top up more then.

Cool. So I guess if I top up more, the chances are better. Ok, will try tomorrow.

student know about this trick!? hnws!!!

Attached thumbnail(s)

you selling unit trust?

the fd rate given not attractive for <100k.

I tried this with some banks & it works. ( Be nice about it and let your charm work on the cashier )
Withdraw your FD as 'cash'.
Then place FD as fresh funds.
If the cashier enter the fund for new FD as 'transfer from FD withdrawal', then it's not "fresh"

This post has been edited by ??!!: Nov 22 2015, 11:10 AM

nice trick!

may work especially on opp. sex!

If ur fund is big enuf... no need many pattern with them, will auto approve when u say going to other bank.

Nice! Will try that.

Cool.

Oh forgot, if I bring cheque, can it be mixed with the matured FD cash?

This post has been edited by kmarc: Nov 22 2015, 12:24 PM

I try yo method with some banks
Sad to said they dun allow
Perhaps my fund size is too small for them

I managed to do that with ambank but already know the staff for years. no need to withdraw as cash, just paper transactions.

This post has been edited by Human Nature: Nov 22 2015, 12:43 PM

ambank can mix and match cash and cheque for fd. some banks do not allow.

captain said take out cash, go to another counter, works. or come back after lunch, go to another counter (same bank) also can work.

I don't really know the staff but hope it will work for me too.

Glad to hear that. Ok, tomorrow I go on my expedition!!!

Not selling public mutual , it is more suitable high nett worth customer...

OT
Wat is the s/c u offer for investment in equity funds?