I WISH to highlight that not all bank practices are the same.

Most banks ensure that interest is paid on the next working day.

For example, for fixed deposits maturing on Saturday, Oct 3,

payment of interest will be calculated up to Monday, Oct 5 if we uplift on that day (the next working day).

However, in this case with one foreign bank which automatically rolls over on a non-working day, that is, Saturday Oct 3 (if instruction is given to roll over) and pays interest up to Oct 3 only.

Customers lose two days’ interest if we uplift on Oct 5.

Many banks will also roll over on Oct 3 if instruction is given to roll over, but if uplifted on the next working day, Oct 5, interest will be paid up to Oct 5.

But if we wish to continue and roll over, the next maturity date will be on Oct 3.

It would be good if the practice was generally the same for all the so that customers would not lose out in interest payment.

JK

Kuala Lumpur

such thing as normal bank's cheque?    

more like mbsb cannot issue banker's cheque. just giving you cheque from other banks.

even kuwait finance hse not giving banker's cheque starting this year.

have you withdraw from mbsb before?

Can always ask them and see. Tell them you want to add extra. Usually if the new amount is min >50% than original amount, most banks will see it as fresh funds.

Afaik no as I try b4
No harm ask them again

Is only for some banks only. If I am not mistaken, Affin and HL allows that. Say you have rm30k, just top up rm15k to make it a  total of Rm45k. Just check again. Call up their customer service and enquire.

RHB allowed me to top up just few hundreds to matured FD to get FD promo rate. UOB at one time asked me to top up 10k to matured FD to get FD promo. But now seems to be not allowing that.

Few factors to consider. No hard and fast rules. Depends on the branch as well, some branch may short of FD targets. Call up the bank to enquire esp if you know someone there. But 30k top up sounds good esp the min for the AmBank FD promo is 10k only. 

I tried this with some banks & it works. ( Be nice about it and let your charm work on the cashier )
Withdraw your FD as 'cash'.
Then place FD as fresh funds.
If the cashier enter the fund for new FD as 'transfer from FD withdrawal', then it's not "fresh"

If ur fund is big enuf... no need many pattern with them, will auto approve when u say going to other bank.

I managed to do that with ambank but already know the staff for years. no need to withdraw as cash, just paper transactions.

ambank can mix and match cash and cheque for fd. some banks do not allow.