What can cause you to lose money or reduce the returns on your investments?
http://www.moneysense.gov.sg/Understanding...rusts.aspx#What can cause you to lose money or reduce the returns on your investments?

General Risks of Investing in Unit Trust Funds
Any investment carries with it an element of risk. Therefore, prior to making an investment, prospective investors should consider the following risk factors......
https://www.cimb-principal.com.my/Investor_...rust_Funds.aspx

therefore no you cannot held them responsible...unless, they gives you a black and white which state capital and returns guarantee payable within a certain time frame too.....

try AMBANK FD promo at 4.6%.....PIDM protected too...else do self EPF contribution at abt 6%

This post has been edited by yklooi: Oct 23 2015, 04:57 PM

State of the Malaysian economy
THE economy is expected to grow at a lower pace next year compared with 2015 as the government projects slower growth in the manufacturing, services and construction sectors.

The report said GDP was expected to expand between 4% and 5% in 2016 compared with the 4.4% to 5.5% growth estimated for the current year.
http://www.thestar.com.my/Business/Busines...head/?style=biz

Economic Report 2015-2016: Govt sees oil trading US$48 to US$60 in 2016 to 2018
http://www.thestar.com.my/Business/Busines...2018/?style=biz

reducing exposure to Bolehland?
where to allocate to next?

U go to a lawyer. U engage them to fight a court case for u, also no guarantee will win. Yet u still have to pay them lawyer fees.

Get the analogy?

That makes alot of sense Thanks for the scenario.

Also the link given by yklooi gave me general overview about investment.

I got to learn from u also.

Just study his balls

your reply sounds so...

His reply means study azogen. Apa lu fikir?

China Cuts Interest Rates, Reserve Ratio to Counter Slowdown
http://www.bloomberg.com/news/articles/201...ounter-slowdown

Which fund to top up next week?

I know la.. juz fooling around

I trade US stock market and the trader in me said lock-in profit is good. If I did not lock-in profit in 2008, I would not have made 50% profit at that time.

FSM encourages us to go for china equity funds, time to top up chinaland?

FSM recommends Greater China more than 2 years already...

with an average of about > 20% pa ROI in these 3 funds in the last 3 years....


Attached thumbnail(s)

anyone heard and invested in the RHB-OSK Pre-IPO Fund 3 which is a close ended fund with 5 years locked down period (no redemption within 5 years) ?

minimum investment = Rm 100K

It is a private equity fund. Already more than 90% subscribed. They will be closing it early by the end of this month once it is fully subscribed.

I want to be a little playfully naughty today and say this:

In a month's time:

I) Ponzi 2.0 will go up by more than 2.0% but max will be +8%

II) RHB Global Fortune Fund will go down by at least 4%.

In one mths time, let's see whether my prediction come true or not. I randomly select two fund just for the fun of it.

Xuzen

Single country fund is scary... lu ada bola besi ke tak?

Xuzen

P/s I was stupidly gung-ho in Qtr3 and went in 80% China specific fund.... I lost money there But now recovered liao (took me 2 mths to recover) Cut loss and move on to other W1NN4R!

Now I jadi budak baik-baik... choose safe and warm fuddly-cuddly type of fund. No more sexy type of fund for me liao, heart not steady enough.

This post has been edited by xuzen: Oct 24 2015, 03:16 PM

Ramjade,

This is how I determine my ingress & egress position:

Lets take RM 10,000.00. You initially put 5k into KGF and RM 5k into Asnita Bond. This means it is a 50:50 position.

One year later KGF go up to 5,500 and Asnita is RM 5,050.00, total = 10,550.00

You sell KGF and buy Asnita to make it 50:50 again, meaning make it to KGF = RM 5,275 and Asnita = RM 5,275.00

No matter what, you will sell and buy to make the ratio same.

This is how I determine my egress & ingress position.

Xuzen

I'm still a bit confused with the concept of investing through fundsupermart vs UT agent/Bank.

My understanding is that if I invest through UT agent/Banks, the fund manager will take care of everything, I don't have to worry about changes in market or when to sell and buy, etc etc..and the cash will accumulated over years, and I get more money than I initially invested. After 3-5 years.

However, some of you guys here are making a lot more money in only few months (maybe) than someone who go through agent and had to wait few years.

I read in a blog somewhere that he is generating 15k a month. How is that possible?

How is UT long term investment if people can make thousand of cash in only weeks/months?