me too reporting...

don't know how to prove it, but I think "YES", especially if the additional investment is large, the time frame is short and the ROI is a lot.....because there had been shown by other before that short term ROI would spike the IRR number....
I think they called it "extrapolation of the return"
what you think? YES too?

Q: What are the New Account Benefits?

A: With effect from 02/02/2012, Fundsupermart.com Malaysia will be providing exclusive benefits to new account holders.
These benefits include:

1) Sales charge capped at a maximum of 1% (normal FSM sales charge is 2%).

2) Regular Savings Plan (RSP) sales charge capped at 1% for first 6 monthly deductions.

These benefits are applicable to UNLIMITED purchases of ANY unit trust, up to a period of 30 calendar days upon account activation.
http://www.fundsupermart.com.my/main/faq/0...t-Benefits-5904

Q: What kind of charges do I have to pay?

A: There are 2 types of charges. One is the sales charge and the other is the annual expense of the fund.
The normal sales charge for most equity funds are around 7%. However, at Fundsupermart, the advantage is that most equity funds are sold at around 2% sales charge. The sales charge is applied at purchase.

The annual expense of the fund is what is charged to the fund. This includes the fund manager's annual management fee, and other administrative fees that are incurred in the running of the fund. You do not really need to fork out additional money to pay for the annual management charge to the fund manager. They will actually deduct it from the Net Asset Value of the fund daily, and the published price will take into account of the pro-rated annual management charge.
http://www.fundsupermart.com.my/main/faq/0...tribution--1083

maybe partly because of this?....
The fund posted a lower losses compared to its benchmark over the past three years. The fund’s also registered a 3-year annualised volatility of 3.48% which was also lower than its benchmark’s 3-year annualized volatility of 3.97%.
.....Even with a riskier portfolio’s composition compared with other bond funds, the fund has yet experienced any default in the past 10 years, demonstrating excellent fund management skills.
click at RHB Asian Total Return Fund for detailed analysis as at March 2015
http://www.fundsupermart.com.my/main/resea...tormaincode=All

This post has been edited by T231H: Oct 7 2015, 10:21 AM

i think he meant this...


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just a note:...analysis data are "past" data....so the performance are also "past"...

and you are saying.......

just out....
IMF Warns of Growing Emerging-Market Risks as Fed Nears Liftoff
by Andrew Mayeda
October 7, 2015 — 10:00 PM

The IMF warned officials to protect their financial systems from possible instability as the U.S. Federal Reserve prepares to raise interest rates, saying shocks or policy missteps risk derailing the global economy and triggering equity market sell-offs.
http://www.bloomberg.com/news/articles/201...d-nears-liftoff

Min RM 5k to get 0%SC

so to them the little SC% is smaller change

2 of the Asia Pac funds have upward trends + 5% in 1 month (still upwards in the last few days)...hope they can continue...


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3Q 2015 Top and Bottom Equity Funds: Ringgit depreciation boosted fund performance..... October 8, 2015
http://www.fundsupermart.com.my/main/resea...erformance-6391

" Investors should avoid from investing blindly in foreign markets for the sole purpose of gaining FX returns."

will you be NOT touching this money in the next 5 years or more?

gets into something that is NOT so volatile.....3 years is a short period.....scare wedding "kena" postpone later ha-ha.
EPF is giving about 6% risk free...is another 2% extra for the next 2 yrs worth that risk?,,, i would not recommend it...

that is a GOOD or Positive stress...

getting more than 1 at one go?
1/2 in FD and 1/2 in BOND?
from teh last few pages,....algozen will be coming out with an update on 2 bond funds status soon i guess...

This post has been edited by T231H: Oct 9 2015, 03:03 PM

just a note: not all bond funds are the same...
FSM in July, advises investors reduce their exposure to longer-duration developed sovereign debt which is the most susceptible to rising yields, while opting for shorter duration bond funds which are far less interest rate sensitive. Riskier segments of fixed income such as non-investment grade debt offer investors a higher rate of return with lower interest rate risk and could be considered by investors who have the ability to accept the associated higher credit risks.
http://www.fundsupermart.com.my/main/resea...unds-Shone-6056

FSM Fund Choice: RHB Asian Income Fund [October 2015] at 1% SC
http://www.fundsupermart.com.my/main/resea...ober-2015--6394

This post has been edited by T231H: Oct 9 2015, 03:19 PM

Implications to local UTs?
Malaysia will use its state funds to put a floor under the country's battered stock market, though currency intervention and interest rate hikes are ruled out as tools to keep sharp falls in the ringgit in check, its deputy finance minister said.
"Every year these (domestic) pension funds are getting new funds almost close to 40-50 billion ringgit ($9.7-12.0 billion), so I think there is enough for them to continue buying while waiting for external factors to improve,"
http://www.thestar.com.my/Business/Busines...ocks/?style=biz

why tis time...no shout of "cronies bail out" or things like that?


This post has been edited by T231H: Oct 11 2015, 12:10 PM

Have money don't know which country/region to put?
wanna follow?
FSM Managed Portfolios
Monthly Investment Portfolio Commentary
Data as at 30 September 2015
http://www.fundsupermart.com.hk/hk/main/re...articleNo=10526


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Japan, The Undervalued Heavyweight
Many investors have been too focused on the ever changing daily macroeconomic news and the recent market volatility that they have overlooked the massive corporate improvements already well under way in Japan. Companies have been aggressively reducing their debt levels leaving more profit for their shareholders. Balance sheets are strong and cashed up. Profit margins are rising. Not only are Japan's banks strongly positioned to fund growth but Japan's companies are also well placed to deliver positive earnings. And, thanks to Abenomics, the yen is ferociously competitive.

There is a range of unexpected investment opportunities in Japan - if you are willing to avoid the herd, find value and exercise patient.

https://secure.fundsupermart.com/main/artic...vestments-10919



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