checking in...

link to V 11
https://forum.lowyat.net/topic/3633445

ROI, CAGR, and IRR are all general metrics that tell you the return of your investment in different ways.
ROI, CAGR, and IRR are all general metrics that tell you the return of your investment in different ways.
post# 2377, page# 119
https://forum.lowyat.net/index.php?showtopi...&#entry76580122

Don’t Be Fooled Looking at Only Mutual Fund Rankings
http://www.msn.com/en-my/money/mutualfunds...d=mailsignoutmd

those that wanted to time by waiting for the NAV to be lowered by a few % before buying
answer see post# 437, page# 22
https://forum.lowyat.net/topic/3730638/+420

Question: with IRR <4% for >2 years, don't you have any home loan? Isn't it better to just leave the money in the home loan account?
Ans: post# 133 page# 7
https://forum.lowyat.net/topic/3730638/+120

If investing in unit trust can make me lose money, why invest then?
see link at page# 122, post# 2423
https://forum.lowyat.net/topic/3730638/+2420

Maximum return with minimum risk
see page# 121, post# 2414
https://forum.lowyat.net/topic/3730638/+2400

This post has been edited by yklooi: Dec 9 2015, 08:08 AM

portfolio less than 2 months?

mine and yours almost SAME SAME.
due to the good overall mkts performance of the past few days
hope it will continue to go up for a few weeks?


Attached image(s)

HAPPY for you
end Sept portfolio IRR 6.54%
6 Oct portfolio IRR 10.34%
IRR Up 3.8% in just a few days

just my opinion...
Reduce # 3 to 11% and increase to # 2
more upside potential with reduced risk..

not sure about others, but i do it almost everyday....
just a click of the button....(Thanks to Polarzbearz's file)

Good question.....but as UTs is an investment.....one just does not know how the end results goes...mainly due to some pre informed risks associated with investment....like an example....
"General Risks of Investing in Unit Trust Funds"
http://www.cimb-principal.com.my/Investor_...rust_Funds.aspx
sometimes for some people...their IRR can be much higher than the housing loan rate/personal loan rate.....
sometimes for some people...their IRR can be much lower than the fixed deposit rate/saving account rate....
sometimes for some people...their IRR can be in negative numbers too......
I think that same can goes to any investment.....
I guess best is go for a few investment types and be in mind of one risk appetite and emotional limitations

alamak..almost forget...unless 100% sure, never use borrowed money to invest....(this includes money intended for housing loan repayment)

Not sure about others,....as for me, I calculated from amount invested (including SC). I think some people calculated it (excluding SC).

This post has been edited by yklooi: Oct 9 2015, 05:44 AM

RHB-OSK PRE-IPO & SPECIAL SITUATION FUND 2 ....(2014)...min investment is RM 50 000..
maybe can get find some usefulness in this "Old" article...
RHB-OSK Pre-IPO & Special Situation Fund 2 August 4, 2014
In this article, we will be identifying some of the reasons why investors should consider private equity investments through RHB-OSK Pre-IPO & Special Situation Fund 2
Author : iFAST Research Team
http://www.fundsupermart.com.my/main/resea...ion-Fund-2-4845
just a note in the conclusion section...
"....... the key deciding factor here will be illiquidity and we strongly suggest investors who are interested in this fund to take this factor into serious consideration before making the decision of investing in this fund."

had been thinking about this "effect" for a while...
should I "believes" when a guy came up to me showing me how his own portfolio performed in term of IRR and ask me to let him manage my portfolio for a fees too?

Measuring The Risks In Unit Trust Investing
By: Fundsupermart.com

In this article, we share with you how you can measure risk using three simple measures when investing in unit trusts.

Investors often focus on performance when deciding on which unit trust to buy. While this is an important consideration, investors should take note of other factors as well. One such factor to consider is the risk of investing into a particular unit trust. This is because markets can be volatile and uncertain, thus knowing the risk level of a specific unit trust will help investors to decide if it suits their risk profile.
http://www.sharesinv.com/articles/2012/08/...rust-investing/

it was a few months back,...while waiting for my wife at Tesco...there was a kiosk set up by a FH...the Sales showed me his own portfolio IRR...asked me to buy his FH funds and he said will help me monitor it to try be to like his IRR...

first is to see IRR then IRR volatility.....what is next?

I think is wrong Anal...causing some shits to be stuck.
did not see clearly the actual reason why the data are presented?.
must have assumed to be for comparing apple to apple.
must have assumed that the data shown was showing which fruits was "best/worst" based from the IRR and ROI
not realising the data is JUST for showing the movement of IRR and ROI each of the fruits that one had in the basket and the overall IRR and ROI of the whole basket of fruits one is holding over a period of time in the data shown.
each of the fruits could be have been purchased not at the same time, or lump sum purchased or purchased at DCA over a period of time, or some fruits may be held longer than others or time of buying and etc, can have an impact on the IRR and ROI ....and yes...risk/volatility numbers too
my anal and assumption can be wrong too....

new tool to use in FSM webpage...

New Feature: FSM Fund Watch List ......October 16, 2015
We are glad to introduce a new feature to our account holders namely the Fund Watch List. The Fund Watch List is a tool that allows you to keep track of funds that you are interested in before making a purchase.
Author : Fundsupermart

benefits of the fund watch list

1. You can add funds into the Fund Watch List and track them whenever you want. This will save you time from searching for these funds again.

2. You can track the price of a fund by setting the ceiling price and floor price. An email will be sent to you when these prices are reached.

3. You can view the fund performance across various periods from as short as 1 week up to 10 years (where applicable) as well as the return of a fund from the date you start to track it, expressed in %.

http://www.fundsupermart.com.my/main/resea...Watch-List-6418

New Fund Announcement....... October 16, 2015
Fundsupermart.com is pleased to announce the inclusion of 8 new funds from AmFunds Management Berhad, Affin Hwang Asset Management Berhad, Eastspring Investments Berhad, Franklin Templeton Asset Management (Malaysia) Sdn Bhd, and RHB Asset Management Sdn Bhd on board our platform
Author : FSM Marketing
http://www.fundsupermart.com.my/main/resea...?articleNo=6419

see post# 330, page# 17

What is..
1. Bid to bid return / bid to bid price?
try this explanation in this link...
https://secure.fundsupermart.com/main/commu...ge=1&pid=001956

2. Wholesale fund? What is the effect with yes and no?
what is the effect?...to me...it effected me psychologically...very sad...cannot buy....
read this link for more about wholesale fund requirement....
http://www.fundsupermart.com.my/main/whole...SalesTable.svdo

3. YTD stand for? to measure what?
YTD means Year To Date.....compare the results from beginning of year to now.....
measure what?...what ever you wanted it to be.....

4. Fund Volume (by Sales)? to measure what?
just to show the ranking by Sales volume.....
to measure what?.....maybe just to show the current hot favorites in terms of Sales

This post has been edited by yklooi: Oct 19 2015, 10:30 PM

Please show me a "True" example of this type of fund.....

Wholesale fund is a unit trust fund, the units of which are issued, offered for subscription or purchase, or for which invitations to subscribe for or purchase the units have been made, exclusively to qualified investors.

http://www.kenangainvestors.com.my/KIB/KIB...esaleFunds.aspx

Q: WHEN WILL I KNOW ABOUT THE PRICE I GET?

A: Most of the unit trusts in Malaysia are priced based on "forward pricing". This means that if you transact today, you will get the fund’s value as of the closing price of the market today. However, you will know the price in two working days
The price that you could see in the website is the so-called 'indicative price'. This is usually the price of the fund two working days ago. This indicative price is NOT the actual transaction price of the fund that you are buying or selling.

Generally, the fund manager requires approximately two business days to consolidate and derive a unit price for the funds. These prices are further valued independently by the fund's trustees. Therefore, the dealing price will be made known to the public two business days after the transaction date. Once we obtained the price, an email notification will be sent to you.

Q: WHEN WILL MY BUY ORDERS BE TRANSACTED?

A: Cheque Payment/Internet Bill Payment
Your buy orders will only be transacted when we receive your payment. Once we received your cheque/Internet bill payment for your orders before 3pm on each business day, your orders will be transacted on the same day. Cheques/Internet bill payment received after 3pm or on a non-business day will be transacted on the next business day

http://www.fundsupermart.com.my/main/faq/W...ce-I-get-1605#3

maybe the morning star chart DID not take into consideration of Dividend payout?
why not try this PM fund performance charting tool?
http://www.publicmutual.com.my/application...formancenw.aspx