i thought the options were 20-80, 50-50 and 80-20.

now, u r talking 0-100 or 100-0!

personally, i rather lean towards 80-20 until things clearly are changing.



as we speak, 4.2835.

Unker dreamer is 0-100. Me is 50-50. Still haven't achieved yet. I have learnt the lesson of not diversifying fast enough. Should have done it 10 years ago

currently, us and sg equities incl reits are relatively low priced.

trouble is if u have to liquidate the ones in bursa to buy them, tough...

This post has been edited by AVFAN: Sep 22 2015, 11:30 AM

... on the above sentence in bold. Theoretically,... a good theory.

As I have always said, all investors could have been wrong one way or another. And one would always be right if the timeline given for a prediction to materialise is infinite.

If a doomed scenario cannot be articulated in terms of 'when', that prediction is highly doubted. When applied to a country, then an infinite time for the country to be doomed equates to the end of the world. No action needs to be taken then for an event of oblivion.

I am still keen to hear Dreamer's opinion on why it is too late now to 'correct' ourselves.

This post has been edited by Hansel: Sep 22 2015, 11:58 AM

Showtime747 likes to ask other people to predict exact time but he never predict a precise time himself.

Your children are grown-up and are located overseas. I am hoping for that day too, but I have not achieved it.

If I am in your position,... frankly, I wouldn't think too much about money and diversifying anymore. But I still have to do this because I stlll have responsibilities to fulfill. There is still a long way to go.

There are no lessons to be learnt at your side. You have made it. You are safe,... if need be, you can always fly, or escape to where your children are located. YOu don't have to set aside funds for your eventual escape, if really this country crashes.

I think if you are holding good counters, just leave them be, no need to selloff. But if you are holding weaker instrumnts, then it is right to liquidate and wire the funds out.

I am glad I held FP ASX counters. I can now liquidate at the same Buy Price I had earlier and bring all of my dividends together with me ! For this, I thank this Govern't... in spite of the reduction in purchasing power of the MYR, and its weaker exchange rate.

U.s is still the largest oil producer in the world.

Idling shale oil production doesn't take long to reactive, oil price is unlikely to sustain over $60.

This post has been edited by icemanfx: Sep 22 2015, 01:04 PM

When showtime747 is at tight corner, he likes to brand other either is 0-100 or 100-0.

This post has been edited by icemanfx: Sep 22 2015, 01:02 PM

Those who are trapped without alternative could only hope, wish and dream for the better no matter how unrealistic they are e.g kV property flipper, goldbug.

this isn't always easy to decide, can be very emotional.

how to decide "good" and "weak"?

say maybank... bluest of blue.
last 1 yr, rm9.50->rm8.50, -10.5%.

who would have sold it then and go buy say, apple inc?
aapl, 1 yr... $100->115; in rm terms, +45%.


as we speak, 4.2905.

This post has been edited by AVFAN: Sep 22 2015, 01:50 PM

Bot some @ 4.2370 last Fri for trading

I think each has his own way to decide. For me, if I have other MY stocks besides Maybank, I would sellof those MY stocks first, Maybank is the last to let go. Wire out the funds, or if buying locally, then no need to wire out. However, if one wired out last year, one would have gained A LOT on the forex already.

I wouldn't buy AAPL. Dividnd is not 'disciplined' enough. I would buy US REITs or trusts that give-out dividends monthly or at least, quarterly. I wouldn't settle for any payouts less than quarterly in order to get my money faster.

AAPL has a great history of price app, no doubt, but it also has a history of below-average return of investor value when it comes to management of free cashflow. It's quite a personal thing here,... if a company is not able to manage her cashflow well and either hoards cash with 'preparing for rainy days' remarks or making acquisiionts at high premiums, I am staying away. I am still okay with buybacks when the prices are low enough, but not hoarding cash and not returning value to shareholders.

Lower production to increase price = your country economy affected. (your cash supply decrease)
Increase price of oil = I just buy oil from your neighbour lo.

You tell me how the price going to increase?

Well,... not really,... the prop flippers can do a cutloss and selloff to get back whatever returns to go into foreign investments. The goldbug can hold-on to their gold investments and wait, or if they have everything in gold investments, then do a cutloss on half-position only..

LIke I said, it is not too late if the clamp has not been made to movement of funds.

good read.

if u think more debt to grow gdp will help, think again.

Biz as usual for Gomen as they don't bother noises out there

they can shut their eyes and ears but not for long.


those who keep saying "it's the usd strong, not rm weak" or "other currecnies also drop", try these charts.

if still don't get it, can't help.

Very simple, prices for commodities always go up and down.

For example, yesterday they were up by 4%.

http://www.thestar.com.my/Business/Busines...lved/?style=biz

Ringgit to recover once 1MDB issues resolved.

So if by yearend !MDB manages to liquidate all its assets and make a small profit (and for getting rid of d financial nightmare), would that change the tide?