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Credit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts

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wjleong15
post Sep 5 2015, 04:03 PM

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QUOTE(Likesh @ Sep 5 2015, 03:29 PM)
Very disappoint for maybank 2 credit card service.

In June My card Number have been stolen and use on Facebook payment, in another word, been Hacked , for USD 800 + ....

within same day, i immediately report to Maybank, fill up the application form, give them any information i got, and they replace a new card & tell me need 45 working days to investigate.

But now it's September already, its about 2 month + already, The amount still inside the bill, the interest rate is still charging me and most annoying thing is IT'S FXXKING HOLDING MY AMOUNT LIMITED, i cant use the card to purchase any higher price item, i rmb last time i use the card to purchase RM 300 item, but cant go through because of the limit, cause me run to a very far ATM and withdraw money...something like i holding a not-usable credit card..

i have 2 friends encounter Hacking issue on other bank credit card too, but normally they say just 1 month then all thing settle nicely.... thinking to drop this card and change to another bank...

very very disappointed...
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bring this issue to bank negara.
CKyoon
post Sep 5 2015, 07:37 PM

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QUOTE(Likesh @ Sep 5 2015, 03:29 PM)
Very disappoint for maybank 2 credit card service.

In June My card Number have been stolen and use on Facebook payment, in another word, been Hacked , for USD 800 + ....

within same day, i immediately report to Maybank, fill up the application form, give them any information i got, and they replace a new card & tell me need 45 working days to investigate.

But now it's September already, its about 2 month + already, The amount still inside the bill, the interest rate is still charging me and most annoying thing is IT'S FXXKING HOLDING MY AMOUNT LIMITED, i cant use the card to purchase any higher price item, i rmb last time i use the card to purchase RM 300 item, but cant go through because of the limit, cause me run to a very far ATM and withdraw money...something like i holding a not-usable credit card..

i have 2 friends encounter Hacking issue on other bank credit card too, but normally they say just 1 month then all thing settle nicely.... thinking to drop this card and change to another bank...

very very disappointed...
*
I encountered this issue before. I bring this to Facebook and they resolved it and the amount refund back to the card.
Darkmage12
post Sep 5 2015, 08:15 PM

shhhhhhhhh come i tell you something hehe
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QUOTE(Likesh @ Sep 5 2015, 03:29 PM)
Very disappoint for maybank 2 credit card service.

In June My card Number have been stolen and use on Facebook payment, in another word, been Hacked , for USD 800 + ....

within same day, i immediately report to Maybank, fill up the application form, give them any information i got, and they replace a new card & tell me need 45 working days to investigate.

But now it's September already, its about 2 month + already, The amount still inside the bill, the interest rate is still charging me and most annoying thing is IT'S FXXKING HOLDING MY AMOUNT LIMITED, i cant use the card to purchase any higher price item, i rmb last time i use the card to purchase RM 300 item, but cant go through because of the limit, cause me run to a very far ATM and withdraw money...something like i holding a not-usable credit card..

i have 2 friends encounter Hacking issue on other bank credit card too, but normally they say just 1 month then all thing settle nicely.... thinking to drop this card and change to another bank...

very very disappointed...
*
My case took like 5 months to settle really rather pissed
guy3288
post Sep 6 2015, 08:27 PM

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Anybody knows where to read the Terms and Conditions for this SMS promotion,
please share the link.. TQ. i tried look for it at MBB website, could not find.


SMS from 66628
RM0.00 MBB:Let us pay your bills worth RM500 when you spend RM2,500 monthly with your credit card. Reply SMS to register: D6<space>NRIC No. Valid 1/7-30/9.
fruitie
post Sep 6 2015, 09:06 PM

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QUOTE(cybpsych @ Jul 2 2015, 09:03 PM)
RM1500 spending T&Cs
» Click to show Spoiler - click again to hide... «


RM2500 spending T&Cs
» Click to show Spoiler - click again to hide... «


RM3500 spending T&Cs
user posted image
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QUOTE(guy3288 @ Sep 6 2015, 08:27 PM)
Anybody knows where to read the Terms and Conditions for this SMS promotion,
please share the link.. TQ. i tried look for it at MBB website, could not find.
SMS from 66628
RM0.00 MBB:Let us pay your bills worth RM500 when you spend RM2,500 monthly with your credit card. Reply SMS to register: D6<space>NRIC No. Valid 1/7-30/9.
*
As above or https://forum.lowyat.net/index.php?showtopi...post&p=75203217. I received is for RM 3500 but that was in July and I didn't spend so much. laugh.gif

This post has been edited by fruitie: Sep 6 2015, 09:07 PM
guy3288
post Sep 6 2015, 10:06 PM

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QUOTE(fruitie @ Sep 6 2015, 09:06 PM)
As above or https://forum.lowyat.net/index.php?showtopi...post&p=75203217. I received is for RM 3500 but that was in July and I didn't spend so much. laugh.gif
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Thank you, u have been most helpful.
fruitie
post Sep 6 2015, 10:08 PM

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QUOTE(guy3288 @ Sep 6 2015, 10:06 PM)
Thank you, u have been most helpful.
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laugh.gif You are welcome. tongue.gif
I only went and searched cybpsych's post for you. laugh.gif

This post has been edited by fruitie: Sep 6 2015, 10:08 PM
cybpsych
post Sep 6 2015, 10:41 PM

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QUOTE(guy3288 @ Sep 6 2015, 08:27 PM)
Anybody knows where to read the Terms and Conditions for this SMS promotion,
please share the link.. TQ. i tried look for it at MBB website, could not find.
SMS from 66628
RM0.00 MBB:Let us pay your bills worth RM500 when you spend RM2,500 monthly with your credit card. Reply SMS to register: D6<space>NRIC No. Valid 1/7-30/9.
*
as far as i know, MBB didnt publish it on website. probably just a tactical eDM campaign.
alvinfks78
post Sep 7 2015, 09:39 AM

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hi, maybank credit card we only need to pay the statement balance right to avoid penalty? tq
fruitie
post Sep 7 2015, 09:44 AM

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QUOTE(alvinfks78 @ Sep 7 2015, 09:39 AM)
hi, maybank credit card we only need to pay the statement balance right to avoid penalty? tq
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All banks are the same, pay statement balance before due date and you are good to go without getting penalized with interest.
alvinfks78
post Sep 7 2015, 09:49 AM

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QUOTE(fruitie @ Sep 7 2015, 10:44 AM)
All banks are the same, pay statement balance before due date and you are good to go without getting penalized with interest.
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rclxms.gif thanks
Lord_Penguin
post Sep 7 2015, 02:29 PM

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QUOTE(fruitie @ Sep 7 2015, 09:44 AM)
All banks are the same, pay statement balance before due date and you are good to go without getting penalized with interest.
Pay the stated minimum amount also won't be penalised right? hmm.gif
SUSsupersound
post Sep 7 2015, 02:33 PM

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QUOTE(Lord_Penguin @ Sep 7 2015, 02:29 PM)
Pay the stated minimum amount also won't be penalised right?  hmm.gif
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Nope, you will be charged interest for all the new transactions done. Like your statement amount is rm1000 but you only pay rm950, that rm50 will charge 18% of interest.
duckaton
post Sep 7 2015, 02:35 PM

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these two cards is in cold storage now.
maskedchan
post Sep 7 2015, 02:43 PM

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QUOTE(supersound @ Sep 7 2015, 02:33 PM)
Nope, you will be charged interest for all the new transactions done. Like your statement amount is rm1000 but you only pay rm950, that rm50 will charge 18% of interest.
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u missing the per annum for the interest rate..
fruitie
post Sep 7 2015, 02:43 PM

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QUOTE(Lord_Penguin @ Sep 7 2015, 02:29 PM)
Pay the stated minimum amount also won't be penalised right?  hmm.gif
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Nope, interest dude... Don't play play.
SUSsupersound
post Sep 7 2015, 02:46 PM

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QUOTE(maskedchan @ Sep 7 2015, 02:43 PM)
u missing the per annum for the interest rate..
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I with intention to "forgot" about that, just to make people scare on the interest. If I were to put 0.05% a day, people will be happily paying minimum amount.
laymank
post Sep 7 2015, 02:48 PM

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QUOTE(supersound @ Sep 7 2015, 02:46 PM)
I with intention to "forgot" about that, just to make people scare on the interest. If I were to put 0.05% a day, people will be happily paying minimum amount.
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Good one!

It's not a good habit to cultivate by paying minimum every month. But that's exactly what every bank wishes the card holders to do.
SUSsupersound
post Sep 7 2015, 02:59 PM

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QUOTE(laymank @ Sep 7 2015, 02:48 PM)
Good one!

It's not a good habit to cultivate by paying minimum every month. But that's exactly what every bank wishes the card holders to do.
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If not mistaken, new transaction also subjected to interest charges shocking.gif
So, spend by your means, not enjoy then suffer nod.gif
szaku89
post Sep 7 2015, 03:06 PM

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One has to be very disciplined on spending. It's really easy to swipe, swipe and swipe. When comes to paying end of the month, cash not enough to pay. Anyway, it's a must to spend beyond our means.

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