Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts
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 Sep 7 2015, 02:29 PM
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#1
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Junior Member
210 posts Joined: Jul 2015   
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QUOTE(fruitie @ Sep 7 2015, 09:44 AM) All banks are the same, pay statement balance before due date and you are good to go without getting penalized with interest. Pay the stated minimum amount also won't be penalised right?  |
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Sep 7 2015, 03:42 PM
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#2
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Junior Member
210 posts Joined: Jul 2015
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QUOTE(supersound @ Sep 7 2015, 02:33 PM) Nope, you will be charged interest for all the new transactions done. Like your statement amount is rm1000 but you only pay rm950, that rm50 will charge 18% of interest. QUOTE(fruitie @ Sep 7 2015, 02:43 PM) Nope, interest dude... Don't play play. Woooo what...?  I thought I read somewhere by paying the minimum stated amount, can avoid the interest being charged...  Meaning all these while I misunderstood and gotten myself with wrong info Lucky I pay full amount every month  Thanks anyway  |
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Sep 7 2015, 11:04 PM
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#3
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Junior Member
210 posts Joined: Jul 2015
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QUOTE(supersound @ Sep 7 2015, 05:02 PM) No statement said so. QUOTE(poweredbydiscuz @ Sep 7 2015, 08:22 PM) Paying minimum amount will keep your ccris record clean, but can't avoid the interest. Thank you for the input  |
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Sep 8 2015, 08:35 AM
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#4
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Junior Member
210 posts Joined: Jul 2015
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QUOTE(Kilohertz @ Sep 8 2015, 08:12 AM) Do you all still keep your M2C once you gotten your Ikhwan card? I'm considering of cancelling it unless it still offers certain benefits that worth keeping. I'm still keeping it, partially as backup, plus no AF and at least still got x5 TP for AMEX |
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Sep 8 2015, 10:46 AM
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#5
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Junior Member
210 posts Joined: Jul 2015
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QUOTE(alexchew_2020 @ Sep 8 2015, 09:33 AM) any others good cash back CC out there. i just notice on this month bill no more cash rebate on this amex card. How is your usage? Many of us get the MBB Ikhwan MasterCard as an alternative, 5% CR on petrol and groceries on Friday and Saturday. |
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Sep 12 2015, 03:52 PM
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#6
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Junior Member
210 posts Joined: Jul 2015
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QUOTE(cybpsych @ Sep 12 2015, 11:01 AM) seriously this MBB jokers are really ...... 1st class I read wrongly for the 1st round, I saw 5% Dining re-revised and replaced back with 5% weekend cashback... Then re-read 2nd time, oh well   |
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Sep 14 2015, 10:56 PM
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#7
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Junior Member
210 posts Joined: Jul 2015
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QUOTE(sj0217 @ Sep 14 2015, 07:41 PM) RM0.00 MBB: Accumulate min. RM5,000 retail spend by 31/10 with your MBB Credit Card & stand a chance to win 4 Legoland tickets (Dry & Water Parks). T&C apply. I did not receive such SMS too. Yours is Platinum? Any idea on the started date to accumulate? Don't tell me from the day got the SMS? |
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Sep 14 2015, 11:01 PM
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#8
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Junior Member
210 posts Joined: Jul 2015
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QUOTE(fruitie @ Sep 14 2015, 10:58 PM) I also didn't receive such SMS. I'm a M2Cards Plat user, I don't think it matters which card you are using. I think it matters, due to salary requirement and credit limit? That said, I won't spend RM 5k now and already went to Legoland before.  |
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Sep 17 2015, 07:00 PM
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#9
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Junior Member
210 posts Joined: Jul 2015
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QUOTE(David83 @ Sep 17 2015, 05:37 PM) This one old? I receive this SMS too... Any idea how to utilise this?  QUOTE RM0.00 MBB: Get RM20 rebate with every NEW autopay enrolment for selected billers on Maybank Visa & Mastercard from now to 31/12. T&C at www.maybank.com.my |
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Sep 17 2015, 07:04 PM
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#10
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Junior Member
210 posts Joined: Jul 2015
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QUOTE(wkyrichie @ Sep 17 2015, 06:17 PM) I just found put today that Maybank revoked the 5% cash back for AMEX cards on weekend spending and only limit it on dining! Quietly they go and cancel it... and for the past month I have been careful to spend on my credit card during weekends. They should've at least have the courtesy to inform their card holders Depending on your main usage lor... Most of us applied (some switch / convert) MBB Islamic Ikhwan MasterCard I wanna change card already. Any good alternatives with good cashback value?  5% CB for petrol and groceries on Friday and Saturday... |
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Sep 22 2015, 01:53 PM
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#11
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Junior Member
210 posts Joined: Jul 2015
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QUOTE(vin_ann @ Sep 22 2015, 12:08 PM) Just to share on my celcom bill payment via M2U online using M2C Visa last month showing i get 5% rebate ! Where does this 5% rebate came from? Celcom or Maybank?  just recalled, i updated my auto billing in celcom payment setting online last month after payment via M2U, thus entitled for rebate, i guess. Mind to share more?  |
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Sep 22 2015, 02:00 PM
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#12
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Junior Member
210 posts Joined: Jul 2015
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QUOTE(vin_ann @ Sep 22 2015, 01:57 PM) Celcom. Oh alright... the print screen is from Celcom bill. Too small to notice everything |
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Sep 24 2015, 07:50 AM
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#13
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Junior Member
210 posts Joined: Jul 2015
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QUOTE(fly126 @ Sep 24 2015, 01:01 AM) Maybe MBB 2Cards... Never forget the "additional 1.25% CB" if to convert TP points to cash vouchers * Lifetime fee Waiver (Citi's Clear kena bayar AF) * 5x Unlimited TP (3x Citi's Rewards pts with selected Merchants only) * 5% CB on Dinning at Weekends (NO CB on CT's Clear) Which's attract him Jumped Ship to MBB... |
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Sep 24 2015, 01:35 PM
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#14
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Junior Member
210 posts Joined: Jul 2015
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QUOTE(outsider @ Sep 24 2015, 10:03 AM) 1) no AF How about your record? Clean yet unable to waive waive...? 2) tulan with Citibank wish dont allow Af Wavier 3) i use up to rm60k-70k per year for citibank, i think i entitled for the waiver 4) Citibank double up the redeemed point on their item this year. if you compare with last year and this year redeemed point item. I think they are pushing users to use the Reward point... Anyway back to M2Cards, if you are interested, do check out the promotion from https://ringgitplus.com/en/credit-card/Maybank/  |
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Sep 25 2015, 04:40 PM
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#15
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Junior Member
210 posts Joined: Jul 2015
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QUOTE(Prodigenous Zee @ Sep 25 2015, 02:16 PM) Can you share which voucher redemption actually gets 1.25%? Whichever shopping voucher that MBB promotes (eg: Giant, Isetan, AEON, IKEA etc), and only applicable redemption over the counterSample calculation: Cash vouchers: RM50 Treat Points required: 20,000 TP Assuming all transactions are x5 TP, you will need to spend RM4,000 to obtain 20,000 TP RM50 ------------- x 100% = 1.25% (20,000/5) |
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Oct 10 2015, 08:19 AM
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#16
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Junior Member
210 posts Joined: Jul 2015
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QUOTE(zstan @ Oct 9 2015, 12:46 PM) How long did you guys had to wait before these 2 cards were approved? exactly 10 working days? Approval is quite fast if documents are complete and also depending on the officer's efficiency. Getting the card is another story... BTW how did you apply? Over the counter or online or call? Anyhow, if everything is smooth, it will be reflected in your M2U on the same or 2nd day. If over the counter, you may get your card on the same day (I think selected branch like The Gardens, KLCC). All the best |
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