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Credit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts

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fruitie
post Aug 30 2015, 01:06 PM

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QUOTE(Refuzed @ Aug 30 2015, 12:46 PM)
I own MBB2Cards and my credit limit is RM15,000 (recently increased like 5 months ago).

I noticed that I've overspend lately as I noticed my cards having the following outstanding amount:

1) MBB Visa - Outstanding RM10500+
2) MBB Amex - Outstanding RM6000+

So, what this means? The 15k limit is PER CARD or for both? Is there any extra buffer limit that I am not aware of?

Thanks.
*
For both cards. Usually they will allow slight buffers. I'm quite sure if you swipe any of your cards now, it may not be able to go through. smile.gif
fruitie
post Aug 31 2015, 10:15 PM

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QUOTE(Axell @ Aug 31 2015, 10:03 PM)
I didn't know about the replacement fees until I saw on the cards transaction, the CS never informed me about it when I asked for replacement. sad.gif

CIMB only charge RM10 and can be waive too
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This topic was discussed in the previous version but as CS, they should inform customers about the replacement fees.
fruitie
post Sep 2 2015, 11:34 AM

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QUOTE(sailou @ Sep 2 2015, 11:21 AM)
Did you mean the Starbucks outlet falls under weekend dining rebate?
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Yes, kinda obvious right since Maybank only has 5% weekend cash back for dining. laugh.gif
fruitie
post Sep 2 2015, 12:15 PM

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QUOTE(mharmdone @ Sep 2 2015, 12:04 PM)
the thread is still going strong after the cash back has been revised.
*
Not so anymore but well life has to go on.
5xTP = 1.25% is still better than nothing...
fruitie
post Sep 2 2015, 12:25 PM

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QUOTE(hitch80 @ Sep 2 2015, 12:19 PM)
I have petronas maybank...8x during weekend for petrol and groceries

8xTP = 2%
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I will prefer cash rebate over TP at all time. smile.gif
For petrol and groceries can use Ikhwan, HLB Wise. smile.gif
fruitie
post Sep 2 2015, 05:10 PM

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QUOTE(fastreader @ Sep 2 2015, 12:41 PM)
i got the RM200 maybank -evoucher for lazada.com. anyone intersted, i'm willing to sell off at a discount. smile.gif
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QUOTE(CalvinCLK @ Sep 2 2015, 02:24 PM)
Is it 1x RM200 voucher? Or seperated into smaller denomination?
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QUOTE(victorywp @ Sep 2 2015, 02:26 PM)
50% discount? rm100?  brows.gif  drool.gif
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QUOTE(maskedchan @ Sep 2 2015, 02:34 PM)
like this i offer RM101 tongue.gif
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QUOTE(fastreader @ Sep 2 2015, 04:51 PM)
single 1x RM200 voucher..
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QUOTE(fastreader @ Sep 2 2015, 04:52 PM)
serious?..i'll be most willing to deal right away... smile.gif
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You are not supposed to sell anything here.
Refrain from posting this anymore, if you want to deal or whatever, do it in PM.
fruitie
post Sep 2 2015, 06:45 PM

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QUOTE(carlitofreak @ Sep 2 2015, 05:58 PM)
Nothing on dining on weekends (1st aug - 31st aug). Only on 30th Aug I pay RM663.50 for my hotel room (Thistle Hotel).

Weird
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Looks like the hotel uses dining MCC. brows.gif
fruitie
post Sep 2 2015, 06:58 PM

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Guys, time to report in this thread: https://forum.lowyat.net/index.php?showtopic=3532126

If possible, also try to call CS to check out the MCC. smile.gif
fruitie
post Sep 2 2015, 08:43 PM

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QUOTE(David83 @ Sep 2 2015, 08:33 PM)
With the benefit reduction, MBB doesn't and won't scare you guys at all as your threat to cancel this card is empty since most of you guys here are still holding and utilizing the card. whistling.gif
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From the beginning, I didn't say I want to cancel. tongue.gif
But well, I may if my Ikhwan is still rejected by them. doh.gif
fruitie
post Sep 2 2015, 08:49 PM

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QUOTE(David83 @ Sep 2 2015, 08:47 PM)
My usage on this card has been dramatically. I can't cancel it because I still got BT on it.
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Yes, mine too. Only spent a bit when I went out for dinner. Fortunately those places I went accept AmEx. biggrin.gif
fruitie
post Sep 4 2015, 03:49 PM

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QUOTE(kelvinlzy @ Sep 4 2015, 03:02 PM)
Chatime 1U and Starbucks Metro Prima Kepong are under dining category. Got my 5% cash back in Sept statement.
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Please report at this thread: https://forum.lowyat.net/index.php?showtopic=3532126 biggrin.gif
fruitie
post Sep 4 2015, 05:50 PM

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QUOTE(amxpayne67 @ Sep 4 2015, 05:44 PM)
Did you try to convert to ikhwan or apply for new card? My MBB2 now collecting dust after august...now mostly using CIMB Cb card sad.gif
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I tried to add new one but was rejected, that was back in April.
I'll try to apply again later for new application. If it fails, split limit, if it still fails then convert. doh.gif
fruitie
post Sep 6 2015, 09:06 PM

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QUOTE(cybpsych @ Jul 2 2015, 09:03 PM)
RM1500 spending T&Cs
» Click to show Spoiler - click again to hide... «


RM2500 spending T&Cs
» Click to show Spoiler - click again to hide... «


RM3500 spending T&Cs
user posted image
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QUOTE(guy3288 @ Sep 6 2015, 08:27 PM)
Anybody knows where to read the Terms and Conditions for this SMS promotion,
please share the link.. TQ. i tried look for it at MBB website, could not find.
SMS from 66628
RM0.00 MBB:Let us pay your bills worth RM500 when you spend RM2,500 monthly with your credit card. Reply SMS to register: D6<space>NRIC No. Valid 1/7-30/9.
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As above or https://forum.lowyat.net/index.php?showtopi...post&p=75203217. I received is for RM 3500 but that was in July and I didn't spend so much. laugh.gif

This post has been edited by fruitie: Sep 6 2015, 09:07 PM
fruitie
post Sep 6 2015, 10:08 PM

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QUOTE(guy3288 @ Sep 6 2015, 10:06 PM)
Thank you, u have been most helpful.
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laugh.gif You are welcome. tongue.gif
I only went and searched cybpsych's post for you. laugh.gif

This post has been edited by fruitie: Sep 6 2015, 10:08 PM
fruitie
post Sep 7 2015, 09:44 AM

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QUOTE(alvinfks78 @ Sep 7 2015, 09:39 AM)
hi, maybank credit card we only need to pay the statement balance right to avoid penalty? tq
*
All banks are the same, pay statement balance before due date and you are good to go without getting penalized with interest.
fruitie
post Sep 7 2015, 02:43 PM

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QUOTE(Lord_Penguin @ Sep 7 2015, 02:29 PM)
Pay the stated minimum amount also won't be penalised right?  hmm.gif
*
Nope, interest dude... Don't play play.
fruitie
post Sep 7 2015, 03:12 PM

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QUOTE(szaku89 @ Sep 7 2015, 03:06 PM)
One has to be very disciplined on spending. It's really easy to swipe, swipe and swipe. When comes to paying end of the month, cash not enough to pay. Anyway, it's a must to spend beyond our means.
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A must? shocking.gif
fruitie
post Sep 7 2015, 03:44 PM

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QUOTE(Lord_Penguin @ Sep 7 2015, 03:42 PM)
Woooo what...? blink.gif I thought I read somewhere by paying the minimum stated amount, can avoid the interest being charged...  rclxub.gif Meaning all these while I misunderstood and gotten myself with wrong info rclxub.gif Lucky I pay full amount every month  sweat.gif Thanks anyway laugh.gif
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No la, if like that what for we pay full if paying minimum has no penalty or interest. laugh.gif

Always pay your statement balance in full. biggrin.gif
fruitie
post Sep 8 2015, 02:01 PM

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QUOTE(Kr0ll3R @ Sep 8 2015, 12:10 PM)
Why the need to cancel?

I'm still keeping it because it's 0 annual fees.
Besides, luckily my MBB 2card visa is with me, I can enjoy 'Buy 1 Free 1' on weekend at TGV Imax (promo) and I believe more to come. (Good for moviegoer like me xD)
*
I thought the Visa promo has ended in June? unsure.gif
Now only the normal B1F1 on Thursdays for all Maybank cards and RM 10 before 6.00 p.m. everyday's shows?
fruitie
post Sep 8 2015, 02:10 PM

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QUOTE(laymank @ Sep 8 2015, 02:08 PM)
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

1 For 1 IMAX Movie Tickets

Great news for movie buffs! Head over to TGV Cinemas to catch the latest IMAX movies, as we are now offering 1 for 1 IMAX tickets with Maybank Visa Credit Card. This promotion is valid on weekends, from July until September 2015.

From 25 July until 29 September 2015, pay with your Maybank Visa payWave Credit Card and you will get a Complimentary Regular Popcorn set. How awesome is that?

Terms & Conditions

1 for 1 IMAX:
Valid on every weekend of July, August & September 2015
Valid for IMAX Hall at TGV Cinemas 1 Utama Shopping Center, Sunway Pyramid, Gurney Plaza (Penang) and Tebrau City (JB).
Only applicable for Premium & Standard seats, not valid for 3D, Twin, Beanie, Luxe and INDULGE.
Not Valid for any on-going promotions and offers. E.g Value Deals: Early birds, Senior Citizen and Student discount, and TGV Cinemas MovieClub members privileges.
Payment must be made with Maybank Visa Credit Card.
Limited to 1,500 Complimentary Tickets and One Complimentary Ticket per Cardmember per day, while stocks last.
Also applicable for midnight show E.g 12:30 am.
Valid only for walk-in ticket purchase in TGV Cinemas.
Not valid for Online and Mobile Ticketing.
Not applicable for advance ticketing purchase.
Not valid for redemption with MovieMoney.
Complimentary Regular Popcorn Set
Valid from 24 July - 27 September 2015
Valid for IMAX location at TGV Cinemas 1 Utama Shopping Center, Sunway Pyramid, Gurney Plaza (Penang) and Tebrau City (JB).
Limited to first 1,500 Cardmembers on first-come-first-served basis, while stocks last.
Payment must be made using Maybank Visa PayWave Credit Card.
Not valid with other on-going promotion.
*
Thanks for the information. Sigh. I have changed to MasterCard when I upgraded my card in Feb... sad.gif


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