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Credit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts

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wjleong15
post Aug 26 2015, 08:24 PM

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I thought already RIP for 2 card, surprisingly see v15
wjleong15
post Aug 27 2015, 09:14 AM

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QUOTE(alexwsk @ Aug 26 2015, 08:31 PM)
yea, i oso tot no need new thread dy, this one to show mbb M2 is rotting
sent to eternity, no need rip dy
modified it a bit to show displeasure to mbb
many jumped ship dy
too bad i do not have income doc to jump ship currently
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I'm still no jump ship, but add many other cards include ikhwan.
wjleong15
post Sep 1 2015, 08:36 PM

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QUOTE(tokan_jahat @ Sep 1 2015, 09:26 AM)
hi all, new to the forum,

just want to ask newbie questions,

iam a holder of visa petronas ikhwan cards and i hate bringing cash to shopping groceries etc. usually i just swipe and paid when the end of the month.

my questions is this
1) am i still charged for interest even though before  every 1th of new month i clear all my debt?
2) when is the "new month" cycle payment for this card?

thanks for any info given and sorry for my bad english
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wait your bill come, your bill will mention when is your due date.
just pay before the due date won't charge you any interest.
wjleong15
post Sep 5 2015, 04:03 PM

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QUOTE(Likesh @ Sep 5 2015, 03:29 PM)
Very disappoint for maybank 2 credit card service.

In June My card Number have been stolen and use on Facebook payment, in another word, been Hacked , for USD 800 + ....

within same day, i immediately report to Maybank, fill up the application form, give them any information i got, and they replace a new card & tell me need 45 working days to investigate.

But now it's September already, its about 2 month + already, The amount still inside the bill, the interest rate is still charging me and most annoying thing is IT'S FXXKING HOLDING MY AMOUNT LIMITED, i cant use the card to purchase any higher price item, i rmb last time i use the card to purchase RM 300 item, but cant go through because of the limit, cause me run to a very far ATM and withdraw money...something like i holding a not-usable credit card..

i have 2 friends encounter Hacking issue on other bank credit card too, but normally they say just 1 month then all thing settle nicely.... thinking to drop this card and change to another bank...

very very disappointed...
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bring this issue to bank negara.
wjleong15
post Oct 19 2015, 03:07 PM

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QUOTE(davidletterboyz @ Oct 19 2015, 12:32 PM)
Thanks. But 9% is a lot lol. I guess I either buy from other shop or look for other CC. doh.gif
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just do normal swipe, then balance transfer to other cc, cheaper.
wjleong15
post Oct 21 2015, 03:44 PM

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QUOTE(anarchy2cruo @ Oct 21 2015, 02:52 PM)
EzyCash can do 0% installment for 6 months. min 2k.

http://www.maybank2u.com.my/WebBank/EzyCash-repay-table.pdf

call them and ask the procedure.
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There is 1 time 3.88% fee.
wjleong15
post Oct 28 2015, 12:18 PM

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QUOTE(woe.com @ Oct 28 2015, 12:09 PM)
Hello guys, I'm 2 Card Gold user for 5year now, and the only and main CC for myself since I seldom swipe much. Yeah very very up sad with the recent CB revise, but good thing is the card is no annual fee and the 5x for amex still valid.

Now I'm thinking, shall I upgrade my card to 2 Card Platinum or Maybank Visa Signature (VS). The most concern for me for the VS card is the annual fee, Rm500+ (sounds a bit scary) but love the rebate and the "signature" status lolz! haiz..

Hmm, can I actually upgrade and apply the new card?
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as long as your income meet the requirement then you can apply for upgrade.
wjleong15
post Oct 28 2015, 03:44 PM

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QUOTE(woe.com @ Oct 28 2015, 01:31 PM)
yeah, I mean thinking to get both (2 card) upgrade and the new VS card together  tongue.gif
yeah, PBB VS requirement a bit higher than MBB, hmm.. but can try apply 1st if not then get MBB VS. Just feel that MBB VS looks more 'classy' design  tongue.gif
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annual fee 550 or swipe 50k per annum to waive subsequent year.
first year free.
wjleong15
post Oct 29 2015, 10:19 AM

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QUOTE(woe.com @ Oct 29 2015, 09:02 AM)
I re-think back this MBB VS card requirement is earning 70k-100k  /yr, then they want this range of ppl to spend 50k on the card only can waive off the AF.. lolz!  shakehead.gif  shakehead.gif  shakehead.gif
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it used to be 50k, but they just revised it to 30k then after 2 weeks then again revised back to 50k.

so now is 50k spend to waive RM 550.
wjleong15
post Oct 29 2015, 04:58 PM

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QUOTE(woe.com @ Oct 29 2015, 01:35 PM)
Sry sry... ok, now switch back to 2 Card mode  tongue.gif
Confirmed going to upgrade to Platinum after 4year with Gold... Bersyukur  hands.gif
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I just submitted my AMEX charge card application, lets us pray together laugh.gif icon_rolleyes.gif
wjleong15
post Oct 29 2015, 08:49 PM

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QUOTE(David83 @ Oct 29 2015, 06:12 PM)
What is so great about this charge card?
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no preset spending limit
life time annual fee free
point never expired
complimentary travel insurance
30 days interest free period

disadvatages are
not settle full payment card block until full settlement
high late payment and not full settlement interest charges
lost card liability is the amount that incurred, unlike credit card only up to 2xx

whistling.gif

This post has been edited by wjleong15: Oct 29 2015, 11:36 PM
wjleong15
post Oct 30 2015, 08:16 AM

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QUOTE(David83 @ Oct 30 2015, 07:32 AM)
Just cancelled MBB2 AMEX/Visa.

The CS offered to transfer all my TPs to my Ikhwan Mastercard.

Bye! Bye! MBB2 cards.
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what about credit limit?
also transferred to ikhwan?
wjleong15
post Oct 30 2015, 10:18 AM

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QUOTE(spreeeee @ Oct 30 2015, 10:02 AM)
points has expiry date.
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only AMEX charge card MR point has no expire date.
wjleong15
post Oct 30 2015, 02:28 PM

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QUOTE(Mightypc @ Oct 30 2015, 12:56 PM)
Highest rejection rate  blink.gif ?? How come?? Too many people apply for it?

I made my application via phone direct to maybank. No need to submit any documents at all.
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do share with us after you know the result.
all the best to your application. rclxms.gif
wjleong15
post Nov 5 2015, 12:24 PM

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QUOTE(g_kw2 @ Nov 5 2015, 11:43 AM)
was called up by maybank and said that they're giving me this two cards without applying... I think because my salary account is with maybank.

After looking at their credit card, doesn't seems to me like it is really unique with lots of features... only dining on weekend.
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Yeah, since 1st august it's not longer attractive
wjleong15
post Nov 7 2015, 03:00 PM

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QUOTE(sleepwalker_00 @ Nov 7 2015, 10:41 AM)
Already called, they said temporarily increase credit limit will not eligible for EPP, unless you increase permanently, but need to submit form for approval, so troublesome.  mad.gif
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i also kene once with HLB.

because suddenly want to use high amount but cl low, temporary cl auto last for 3 months.
after that paid full and about 2 weeks before expire temporary cl
i plan to buy laptop with epp
failed for 3 days, called cs several times
finally 1 cs found out this problem
i immediately request raise case to terminate temporary cl
end up can buy epp on day 5
using that laptop now for access lyn
haha~~
wjleong15
post Nov 7 2015, 04:56 PM

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QUOTE(fruitie @ Nov 7 2015, 03:15 PM)
Usually they will increase CL due to emergency case only. I tried before when I want to have temporary increase to purchase another unit iPhone as I have bought 5 units earlier. My request was rejected, I used OCBC Ti eventually as it was still 1% unlimited. laugh.gif

I know if due to medical reason like paying for hospital bills will be approved. Other reasons will be up to banks' discretion.
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HLB didn't ask anything, I just said not enough CL, want to increase, then the cs calculate based on my current CL and payment pattern, said I can get 55% extra CL for 3 months, then approved on the spot. hmm.gif


QUOTE(sleepwalker_00 @ Nov 7 2015, 04:28 PM)
Maybank told me temporary credit limit increase can only last 3 days.  blink.gif
Is it case to case basis?
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not sure, I only once request temporary increase cl, and that was from HLB, 3 months.
wjleong15
post Nov 10 2015, 12:26 PM

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QUOTE(fruitie @ Nov 10 2015, 11:33 AM)
Depends on your salary.
Maybank is pretty stingy, usually 2.5x-3x of your monthly bssic salary. I got RM 18k only.
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i got 1.9x only cry.gif
wjleong15
post Nov 10 2015, 03:46 PM

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QUOTE(supersound @ Nov 10 2015, 03:42 PM)
I got 1X only sweat.gif
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you pledge fd?
wjleong15
post Nov 10 2015, 06:22 PM

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QUOTE(supersound @ Nov 10 2015, 03:48 PM)
Nope, I never pledge FD when applying a card, waste of time.
Some more I only apply using my IC, so I LC, bank also LC whistling.gif
But my average spending only rm1000, so I got no problem even they only gives me rm2000 laugh.gif
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Give IC only can get card approved? blink.gif
biar betol. hmm.gif hmm.gif hmm.gif
when you applied?
10 years ago?

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