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Credit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts

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laymank
post Sep 7 2015, 02:48 PM

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QUOTE(supersound @ Sep 7 2015, 02:46 PM)
I with intention to "forgot" about that, just to make people scare on the interest. If I were to put 0.05% a day, people will be happily paying minimum amount.
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Good one!

It's not a good habit to cultivate by paying minimum every month. But that's exactly what every bank wishes the card holders to do.
laymank
post Sep 8 2015, 02:08 PM

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QUOTE(fruitie @ Sep 8 2015, 02:01 PM)
I thought the Visa promo has ended in June? unsure.gif
Now only the normal B1F1 on Thursdays for all Maybank cards and RM 10 before 6.00 p.m. everyday's shows?
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http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

1 For 1 IMAX Movie Tickets

Great news for movie buffs! Head over to TGV Cinemas to catch the latest IMAX movies, as we are now offering 1 for 1 IMAX tickets with Maybank Visa Credit Card. This promotion is valid on weekends, from July until September 2015.

From 25 July until 29 September 2015, pay with your Maybank Visa payWave Credit Card and you will get a Complimentary Regular Popcorn set. How awesome is that?

Terms & Conditions

1 for 1 IMAX:
Valid on every weekend of July, August & September 2015
Valid for IMAX Hall at TGV Cinemas 1 Utama Shopping Center, Sunway Pyramid, Gurney Plaza (Penang) and Tebrau City (JB).
Only applicable for Premium & Standard seats, not valid for 3D, Twin, Beanie, Luxe and INDULGE.
Not Valid for any on-going promotions and offers. E.g Value Deals: Early birds, Senior Citizen and Student discount, and TGV Cinemas MovieClub members privileges.
Payment must be made with Maybank Visa Credit Card.
Limited to 1,500 Complimentary Tickets and One Complimentary Ticket per Cardmember per day, while stocks last.
Also applicable for midnight show E.g 12:30 am.
Valid only for walk-in ticket purchase in TGV Cinemas.
Not valid for Online and Mobile Ticketing.
Not applicable for advance ticketing purchase.
Not valid for redemption with MovieMoney.
Complimentary Regular Popcorn Set
Valid from 24 July - 27 September 2015
Valid for IMAX location at TGV Cinemas 1 Utama Shopping Center, Sunway Pyramid, Gurney Plaza (Penang) and Tebrau City (JB).
Limited to first 1,500 Cardmembers on first-come-first-served basis, while stocks last.
Payment must be made using Maybank Visa PayWave Credit Card.
Not valid with other on-going promotion.

laymank
post Sep 8 2015, 02:14 PM

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QUOTE(fruitie @ Sep 8 2015, 02:10 PM)
Thanks for the information. Sigh. I have changed to MasterCard when I upgraded my card in Feb... sad.gif
user posted image
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all maybank visa cards are eligible, too.

i.e. Maybank VS
laymank
post Sep 8 2015, 02:41 PM

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QUOTE(fruitie @ Sep 8 2015, 02:16 PM)
You purposely add salt to my wound. cry.gif I don't have VS la.
I just saw the VS card of my HR Manager, she complained the quality of card is bad. sweat.gif
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err... I didn't know ler...


laymank
post Sep 25 2015, 04:03 PM

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QUOTE(Gen-X @ Sep 25 2015, 03:52 PM)
Sis,

hahaha, that is expected as not many really understand what I am babbling about in my blog.

But then again, many that are of same intellectual level as me do appreciate my articles and thank me for them  tongue.gif 

And since I am posting here, I might as well provide the link to my latest article

CIMB Enrich World MasterCard versus Maybank 2 Cards Premier and in this said article I did mentioned that the Maybank 2 Gold/Platinum AMEX gives better Enrich Miles conversion rate. I am still promoting the FREE FOR LIFE Maybank 2 Cards, hahaha.
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Your blog is awesome, but the ads are too heavy sometimes it hung my phone.
laymank
post Sep 28 2015, 02:00 PM

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QUOTE(Gen-X @ Sep 25 2015, 05:51 PM)
Thank you Bro for the kind word. And as for your claim that my blog is ad heavy "sometimes" - I fully agree because I also get hung with my PC!!!  vmad.gif And I really hate the pop up ads that once a while appears out of nowhere. And the joke is, stupid me with minimal knowledge (next to non existence) in programming code cannot seem to locate the source. Over the years I have tried out many ad companies and now blur like hell. Maybe it is time to get my own domain and employ someone to maintain it - yah as if, hahaha. 

Someone at Reddit actually said that my blog is laden with ads and he can get cancer from them, hahahaha. However, the same person was also kind enough to say that my blog is the most informative source for credit cards  laugh.gif

Anyway Bro, noted your dissatisfaction and I will try to rectify the situation when I have the time, most probably end of the year as I be overseas majority of the time until mid December.

And in a final note, if my blog was not "awesome" like you said, b00n would not have provide link to it (back then I was blogging under My Credit Cards) back in 2009 when we only had  a single Credit Card Thread in the Finance Section before this section even came into existence. And then someone here at LYN suggested I include the link to my Facebook Page in my signature below and since then I have "met" more i-friends smile.gif

fruitie, back in 2009 you still could not qualify for a credit card but busy playing with mobile phones right? Hahaha. Now you world traveler and an "expert" in credit cards  tongue.gif
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@Gen-X, I've used blogspot before, to totally strip all the ads you have added before, you can just switch to a new 'Template' from the blogspot selection. That should give you a clean slate page to begin with, at least it used to be that way.
laymank
post Oct 1 2015, 04:06 PM

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QUOTE(ben3003 @ Oct 1 2015, 03:45 PM)
Maybank is getting so tight now, tried to apply mbb ikhwan plat, they say my mbb2card plat credit limit too high, reject my application. the bank officer tell me the only option is to reduce my current credit limit by 10k which is platinum card minimum credit limit, so i can use that 10k to apply new card..
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the Credit Limit is not shared within the same bank?
laymank
post Oct 20 2015, 12:04 PM

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QUOTE(superman8888 @ Oct 20 2015, 11:58 AM)
Hi guise wanna ask some question about EzyCash.

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

I understand the one-time fee is 3.88%, but near the end of the page it written GST will be imposed. Is it mean it will be total 3.88% + 6% will be charge?

For example, if I need RM2000 that mean I have to payback RM2197.6 ?
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should be just on the fee. I could be wrong. You should call and check with the CS.

2000 x 3.88% = 77.60
77.60 x 6% = 4.66

Total Fee = 82.26

Total Payable = 2,082.26
laymank
post Oct 22 2015, 08:15 AM

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QUOTE(David83 @ Oct 21 2015, 08:17 PM)
Received this SMS today.
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I assume new card will come equipped with PIN-enabled feature (to replace signature) from now on.
laymank
post Oct 27 2015, 09:45 AM

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QUOTE(fruitie @ Oct 27 2015, 09:32 AM)
I just used it on 16th Oct. Only paid RM 21 after service charge. thumbup.gif
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how did you know if you are still eligible for the RM50 off?
would the app/site let you know before you place the booking or after?
laymank
post Oct 27 2015, 10:04 AM

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QUOTE(fruitie @ Oct 27 2015, 10:00 AM)
Yes, once you key in your Maybank card no., it will show already. biggrin.gif
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Cool. Thanks!
laymank
post Oct 28 2015, 01:08 PM

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QUOTE(woe.com @ Oct 28 2015, 12:09 PM)
Hello guys, I'm 2 Card Gold user for 5year now, and the only and main CC for myself since I seldom swipe much. Yeah very very up sad with the recent CB revise, but good thing is the card is no annual fee and the 5x for amex still valid.

Now I'm thinking, shall I upgrade my card to 2 Card Platinum or Maybank Visa Signature (VS). The most concern for me for the VS card is the annual fee, Rm500+ (sounds a bit scary) but love the rebate and the "signature" status lolz! haiz..

Hmm, can I actually upgrade and apply the new card?
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If you are qualified for Signature card, but worry about AF, I recommend PBB VS.
laymank
post Oct 29 2015, 10:19 AM

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QUOTE(LostAndFound @ Oct 29 2015, 09:53 AM)
Wanna pay RM500+ for 'status' then go ahead =) may I recommend buying a nice gentleman's watch though. Better investment than using a credit card (which only cashier will see, don't think that's the person you trying to impress) as 'status'.

For me, use the card is for the benefits. If benefits not worth >> RM500, why should I pay free money to Maybank?
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I agree with LostAndFound.

But then again, different person have different perspective and goal in life.
So, do what pleases you most.
laymank
post Nov 6 2015, 04:15 PM

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QUOTE(akira de aimbuster @ Nov 6 2015, 04:01 PM)
I never expect the currency exchange rate to be so high using Maybank VISA. I saw that VISA was having a promotion in Japan and giving 6% discount, so I chose to use VISA instead of cash. It turned out their currency rate is nearly 30% higher than normal money changer rate.

Oh gosh, I lost about rm1k for this mistake. I checked VISA website and their rate was normal too, ie similar to nornal money changer. So my guest is, maybank charged additional % into it while converting the currency.

This is too much, I was expecting 10% difference at most. Sigh.
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Currency exchange rate differs from day to day.
Were you using it when the Ringgit was busy plunging to the deep?
laymank
post Nov 17 2015, 01:18 PM

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QUOTE(Pain4UrsinZ @ Nov 17 2015, 12:42 PM)
Yesterday my wife applied platinum credit card , she was called by Maybank telemarketer. Just now called back want to cancel they said cannot have to wait until received the card only can cancel it. is that true ? so fast processed already ?
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Of course NOT so fast!

The obviously wish that you will change your mind after putting you through much waiting time.
laymank
post Nov 18 2015, 08:52 AM

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QUOTE(virgoguy @ Nov 18 2015, 08:49 AM)
anyone knows how does agoda visa Wednesday work? I entered the visa card number and details it still doesn't show any discount. I though it is something like agoda maybank after you enter the CC number it will automatically show the discount?
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were you using visa wednesday link? http://www.agoda.com/visawedmy
laymank
post Nov 18 2015, 02:24 PM

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QUOTE(ftan @ Nov 18 2015, 02:01 PM)
I'm still using Amex for big purchases. At least, I get the x5 points.
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I've cleared all the TP last weekend, just in case I forgot about the card and the points expired.
Will see if I still have needs for this card in the next 6 months or so.

If otherwise, can safely remove it then.
laymank
post Nov 20 2015, 12:05 PM

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QUOTE(chiahau @ Nov 20 2015, 11:05 AM)
Coz got Paywave feature.

No need signature tongue.gif
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Despite all the safety warning on PayWave, I actually enjoy using it whenever I could.
It's very convenient.
laymank
post Dec 7 2015, 11:26 AM

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QUOTE(13aby @ Dec 7 2015, 09:50 AM)
many more banks give rm500-rm550 voucher for swiss  garden also... but dun understand is ...when u direct book with the hotel is only RM300-400 / night ..... duno why RM648 .....  thn need the voucher for what haha
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Bingo!!

It's like telling you 90% off, then mark up the price high high, then off, and you still pay the same price.
laymank
post Dec 7 2015, 12:16 PM

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QUOTE(sbd @ Dec 7 2015, 11:46 AM)
if the voucher is rm500 and the "deal" is rm648, that means they want you to pay rm148 for a room that goes for "direct" price of rm300-400 so that is not bad right?
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If that hotel is where you have interest to stay in, then yes!

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