less thn 6

Do you have other CC while you apply citibank cc?

i think thats the reason for rejection.. so far my fren all 0 0 0 0 0 0 0 0 0 also lead to rejection for some banks

yes but all 00000000 , only my HP have 1 sometimes

Guys, Clear card or cash rebate card?

Maybe that "1" affect your overall credit score.

The best is not to have any late payment at all.

Like someone said earlier, even ppl with very good payment record still get rejected due to whatever reason it is that we never know.

ya gua haha , nevermind try other bank... maybank

depends on what your usage..

If you visit CBTL and TGV frequently, then Clear card is a good card..

There are better cash rebate cards compare to Citibank cards.

Did anybody receive any call from Citibank regarding AIA medical plan?

anyone managed to get AF waived recently?
the CS refuse to waive for me my Premier Miles card. RM600 need to pay to maintain this card.
Last year they offered me personal loan, this year totally nothing. only way is downgrade the card to rewards platinum.
any idea guys?

Mind to share better cash rebate card??

Mind to share better cash rebate card??

I have the same fate like you if u read few pages before this.
Citibank straight away downgrade my card toChoice card without my approval.

then i also colder than water liao..
byebye citibank...

This post has been edited by torres09: Dec 19 2015, 10:55 AM

u mean last year they offer u cash from credit card or pure personal loan?

citibank credit card has one of the largest customers base in the country, they don't care to loose some

or more to be exact

they offered me personal loan at 6.99% p.a. with no early settlement penalty. so I took the minimum amount and settled the loan in 3 days.
win win.
tapi this year tarak.. hapa pun tarak...

haha.. downgrade or terminate it?

plan to terminate.
try to reapply after 6 months.
will need to rely on my Aeon Gold for PPL access in the meantime