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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards

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SUSDavid83
post Aug 7 2015, 08:28 PM

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How to reduce CL? Need to fill any form?
SUSDavid83
post Aug 8 2015, 09:25 AM

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Somebody asked about the 2% telco rebate.

I paid 2 bills at Citibank Online:

07/08/2015 *CBOL MAXIS POSTPAID M RM 38.45
07/08/2015 *CBOL DIGI POSTPAID 13 DIGIT M RM 59.05

Even though it's under unbilled section but for at the reward points, I noticed that it has rebate calculated for both transactions.

Total Available Reward Points: 1.85 <--- short of 10 cents

SUSDavid83
post Aug 8 2015, 09:45 AM

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QUOTE(sj0217 @ Aug 8 2015, 09:38 AM)
Two weeks ago I just called to CS requested for it, but they rejected reduce to minimum...  doh.gif
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I remembered for Cash Back Platinum, the min CL is RM 10k

The current CL is nearly double of this min. doh.gif
SUSDavid83
post Aug 9 2015, 09:59 AM

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What is the lowest that we can set in Citibank Online for SMS alert? 201?
SUSDavid83
post Aug 10 2015, 09:18 AM

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QUOTE(c0la @ Aug 10 2015, 09:14 AM)
Canceling the card is not useful.
The customer service said: even if i cancel ur card now. U'll still need to pay for the charges. =.=
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Who said. The CS is scaring you.

The CS is senseless sometime.

If you call CS early to request for waiver before it appears in the statement, they said it's too early and nothing they can do. They'll probably ask you to wait till you're being charged.

Then, you call CS for waiver after being charged, all sort of nonsenses will come out. Cannot waiver. Cannot cancel. Even cancel still have to pay bla bla

This post has been edited by David83: Aug 10 2015, 09:18 AM
SUSDavid83
post Aug 12 2015, 10:47 AM

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QUOTE(mtcc @ Aug 12 2015, 10:43 AM)
For the Citi Cashback Credit Card Annual Fee it says that it can be waived after 3X swipe but is it only for 1st year or for the whole duration of Credit Card ownership?
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1st year only.

Subsequent years will be on bank discretion.
SUSDavid83
post Aug 12 2015, 06:51 PM

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QUOTE(winchee @ Aug 12 2015, 03:23 PM)
For Citi Cash Back Card, do I need to swipe the card at the petrol kiosk to get the 5% cash rebate? What if i swipe inside at the counter? Will I be entitled to the cash rebate?
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Both ways will also entitle for the cash rebate.
SUSDavid83
post Sep 5 2015, 01:28 PM

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I received the Samsung Galaxy V phone from Ringgitplus.

It's dual SIM cards phone.
SUSDavid83
post Sep 5 2015, 07:39 PM

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The ongoing tickets competition only needs to register once right? No need to register each time get the SMS?
SUSDavid83
post Sep 7 2015, 11:36 PM

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QUOTE(JGG @ Sep 7 2015, 11:33 PM)
No need. how many tickets you have?
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Not much. So far 2 only.
SUSDavid83
post Sep 8 2015, 08:05 AM

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QUOTE(Lord_Penguin @ Sep 8 2015, 12:20 AM)
Just notice the promotion period has ended on 31st August  doh.gif  doh.gif  oh well
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About 2 months
SUSDavid83
post Sep 9 2015, 04:18 PM

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QUOTE(Jit @ Sep 8 2015, 01:41 PM)
Guys, just wanna ask, how long does it takes to receive the cards?

I got approved 1 week ago.

I received the pin for my cards, but my card has no where to be found
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PIN usually comes earlier ...
SUSDavid83
post Sep 9 2015, 05:11 PM

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QUOTE(wan7075 @ Sep 9 2015, 04:58 PM)
will u receive rm50 welcome bonus from citibank if apply through ringgit plus?
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I don't know. I didn't receive anything yet from Citibank.

My card is roughly 1 month old.
SUSDavid83
post Sep 29 2015, 08:49 AM

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QUOTE(starz92 @ Sep 29 2015, 08:48 AM)
I just got charged my first annual fees for the citibank clear card(Second year). Wonder if I can waive the annual fee by calling CS? I used the card quite actively.
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Just give it a try!
SUSDavid83
post Oct 2 2015, 11:01 PM

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QUOTE(outsider @ Oct 2 2015, 10:40 PM)
These 2 days citibank  keep calling  me. Yesterday  ask me take cash  loan. I straight  away  reject and tell him i gonna cancel  the cc. He ask me y. I tell him citibank  dun wan waive my af.
Today they called again twice.. but i not free to answer 
I found that citibank sibeh scare their customer cc account  zero balance. They will  call u why u didnt use the card or ask u whether wanna take loan or not.
Next time  if u all request for af waiver.pay all ur outstanding  first. Make it zero in account. Then when call them ur bargaining power will increase. If they check  u still got outstanding. They will offer u cash loan as optional way to waive the fees. If not  they totally  wont waive for u. When u threaten  them u will  cancel like me.. they will say settle all your outstanding  first.

This way very useful for those af waiver.
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This is not my case. Previously (about two years ago) I had a Citibank Cash Back Platinum. I was almost definite that I'll be going to be charged for AF and therefore, I have settled all my outstanding. Once AF is charged, I called to request for waiver but unfortunately, they couldn't do it and I requested for card cancellation.

The current Citibank Cash Back Platinum I'm holding is from my recent apply.
SUSDavid83
post Oct 5 2015, 11:25 AM

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QUOTE(mamamia @ Oct 5 2015, 10:54 AM)
My card approved on 27 August. Until today I've yet to receive the redemption code. Mind to share who n how will the redemption code send to u?
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Citibank will send you the redemption code.

The email address is Citibank@emailapps.apac.citi.com
SUSDavid83
post Oct 10 2015, 09:07 AM

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How about the daily interest incurred on the outstanding amount? Should be 18% p.a? Or not also roughly 6% p.a right?
SUSDavid83
post Oct 14 2015, 08:39 AM

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QUOTE(wkyrichie @ Oct 14 2015, 07:48 AM)
Just got my cash back and rewards platinum card! When will they send the code for redemption of the phone by ringgit plus?
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Read the TnC. I think the fastest is 1 month.
SUSDavid83
post Oct 15 2015, 07:57 AM

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Are you guys aware that Citibank charges 0.848% fee on the amount swiped if you use Dynamic Currency Conversion (DCC) to convert foreign currency to MYR at the point of sales when you're at overseas?
SUSDavid83
post Oct 21 2015, 10:11 PM

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QUOTE(wkyrichie @ Oct 21 2015, 10:03 PM)
Erm..  Nope
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Then use Interbank Fund Transfer from other banks.

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