I applied via ringgit plus also quite fast n get free Samsung Galaxy V
Eg. Apply today, within 1-2 working days Citibank call to submit doc, after submit, Citibank call to verified n next day the card is approve, got the card within that week as well.

I'm holding a Citibank Cash Back Platinum card and a Citi Platinum Credit Card. As I know, annual fee of both cards will be waived after 3 swipes within 60 days. May I know how is it like for the second year and so on? Can apply for waiver? Both cards? Thank you~~~

No problem. I believe there are certain criteria that needs to be met in order to get the AF waived. Their marketing department will analyze base on the criteria and flag in the system whether you are qualified for the waiver.

thx for the info fly...

my insurance is due to renew next two weeks and its like auto-debit occurrence every year ... does it count as retail transaction?

Retail Spending (Transactions):
i) Local or Overseas Purchases
ii) Auto Debit / Recurring
iii) E-commerce / Internet / Online
iv) Mail Order / Telephone Order (MOTO)

NON-Retail Spending (Transactions):
i) Flexi Payment Plan / Easy Payment Plan
ii) Balance Transfer (BT)
iii) Cash Advances / Dial For Cash (DFC)
iv) Credit Shield Plus / Card Protection Plan
v) Outstanding Balance / Finance Charge / Late Payment Charge
vi) Reversal on Transaction, Disputed / Fraudulent Transaction
vii) Card Replacement Fee / Annual Fee / GST, Other Fees & Charges
Why said So, any proof of your statement...???

I got an Etiqa + AIA Insurance monthly Auto-debit with UOB CC which's earn Me Cash back, monthly...

Yes. Citibank cc has lots of terms. What you mentioned is correct, a lots of transaction doesn't entitled for points (pls read the term carefully). I was being trapped in the past also. When I spend on UOB card, I get the uniringgit points. Means UOB are easier to collect points. Anyways, I am not using both of this cards now

what type of card are you holding?
I have been with them for the last 10 years, holding their Premier miles, annual usage RM80k-100K.
They told me not possible to waive the annual fee.

RM1000 annually  No AF waiver, A MUST Pay AF when the Card have been approved...!!!

Just received sms that my application rejected ,

my income 36 - 48k / annum and holding one bank card only currently .

no reason given . Anyone have happen before? CRRISS was all 0 and only some 1 ...

less thn 6

then i also colder than water liao..
byebye citibank...

citibank credit card has one of the largest customers base in the country, they don't care to loose some

they offered me personal loan at 6.99% p.a. with no early settlement penalty. so I took the minimum amount and settled the loan in 3 days.
win win.
tapi this year tarak.. hapa pun tarak...

plan to terminate.
try to reapply after 6 months.
will need to rely on my Aeon Gold for PPL access in the meantime

I complain about annual fees and they downgraded me to the no annual fees card