1. Annual Income: RM50k

2. Free Lifetime Annual Fee: Prefer free (or at least 1st year waived)

3. Card required for: PPL access

4. Existing credit cards if any: CIMB Cash Rebate

Will be travelling around next year.. looking for a card that would give me free PPL access for a few airport visits. Any recommendations appreciated!

AEON Gold, AEON BiG Gold.

1. Annual Income: RM33.6K

2. Free Lifetime Annual Fee: Yes/Waived with T&C

3. Card required for: CashBack-Petrol, Groceries, Utilities, 0% Installment Plan

4. Existing credit cards if any: Nil

5. Looking for Islamic Credit Card


I want to save some money by having a CC.

Kindly advise.

This post has been edited by fly126: Nov 4 2016, 07:11 PM

Which card to use for monthly payment for Prudential insurance ? for CB purpose of course


This post has been edited by drbone: Nov 4 2016, 07:11 PM

your question already been answered before here

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: List all your needs

a. using the cc to get iphone7 0% installment plan from Digi - any cashback on this?
b. Petrol Cashback - spending around rm1500 -rm2k for petrol every month (highway travelling alot)
c. Dining

4. Existing credit cards if any: Maybank

5. Looking at CC from: CIMB, CITIBANK, HSBC, RHB

6. Others:

1. Annual Income: 36k + -

2. Free Lifetime Annual Fee: preferred free lifetime annual fee, but dont mind pay if benefits are good enough

3. Card required for: petrol,bill payment & installment.

4. Existing credit cards if any: citibank clear & citibank cashback

5. Looking at CC from: any popular bank

Thank you! Do you know if PPL access covers supplementary holders?

No for AEON, only principal.

I) HLB Wise (10% CB on Petrol up to RM100 p.m but Need RM2000 Spend/month) https://forum.lowyat.net/topic/4012607
II) Maybank Mastercard/ Petronas Visa Ikhwan

This post has been edited by fly126: Nov 7 2016, 11:00 PM

Which card is good for travels?

The conversion rate is the same for each bank is it?

Nay, It's Varies Rates from Bank to bank...
Aeon CC & AMbank WMC, I would said...

This post has been edited by fly126: Nov 9 2016, 01:41 AM

fuh so many cards then

online spend cimb cb or uob yolo
oversea is aeon cc or ambank wmc.
later retail spending?

It's Depends on What or How you Spend ...



This post has been edited by fly126: Nov 9 2016, 02:13 AM

What the best card for paying bills and get some rewards points and etc.

Is maybank 2 card still the best option.

use template from post #1

1. Annual Income: RM60k

2. Free Lifetime Annual Fee: any

3. Card required for: Air Tickets

4. Existing credit cards if any: MBB2 Amex, CIMB CR, MBB Ikhwan

5. Looking at CC from: Any

6. Others: From my initial research UOB YOLO is not my cup of tea coz i didnt spend that much every month to qualify for the cash back.

For general airlines (since you didn't mention any), can try Aeon Big credit card.

Hello sifus.

1. Annual Income: RM72k

2. Free Lifetime Annual Fee: Preferably but don't mind if conditions for fee waiver not strict

3. Card required for: Petrol, groceries, cash back, utilities, air miles + travel insurance, dining (usually just weekends), online transactions (seldom)

4. Existing credit cards if any: Nil.

5. Looking at CC from: Maybank preferred. Welcome suggestions from other banks

6. Others: Like mentioned above, not a cc owner. Only have maybank savings account. Supp card holder will be x1 (wife). Prompted to get cc due to overseas travel in future (2-3x a year). And as most can probably tell, very noob about all this.

Appreciate the input and time, many thanks in advance.