Do you have other cards?
If yes, you might want to consider reducing their credit limits and reapply this card again.
If no, you probably want to consider other cards like,

- Aeon Big card
- CIMB Petronas

No i dont have any cc. Fresh grad actually. Wanted cc to have some record. Hard to apply mortage loan
How good is cimb?
Aoen im not that interested

Hi all. Please recommend some suggestions. Any suggestions would be appreciated.

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: Free or minimum fee.

3. Card required for:
i) Petrol - RM200 per month (priority)
ii) Groceries (priority)
iii) Dining

4. Existing credit cards if any: Nil

5. Looking at CC from: Any

6. Others: Looking a petrol/groceries rebate card. Prefer for Shell & Caltex only.

Thanks in advance.

1. Annual Income: 60K -70K

2. Free Lifetime Annual Fee: free

3. Card required for: mainly for Petrol, Groceries, Dining

4. Existing credit cards if any: MACH

5. Looking at CC from: -

Annual income :50-60k

Freelifetime annual fee:free

Card required for : discount to buy electronic from gemfive

Existing card:maybank mastercard ikhwan
Looking from :any

CIMB Cash Rebate Mastercard.

How much discount get buy from gemfive?

Among all the CC, which is the best or 2nd CC to use for government related transaction? Pls advise ,shifus.. Thanks

can someone recommend me the easiest cc to apply for first timer?

can someone recommend me the easiest cc to apply for first timer?

1. Annual Income: 80k

2. Free Lifetime Annual Fee: Must

3. Card required for: Previously only use debit card. Usually for my paypal transaction, cinema tickets, online purchases, flight tickets.
Wanted to buy something online just now and they don't accept debit card or paypal, and sold out before I could borrow someone card.
Use during oversea.

4. Existing credit cards if any: Got a Indonesia credit card but didn't use it anymore since back at Malaysia.

5. Looking at CC from: Not particular, having accounts on maybank, public bank and ambank.

Previously used my debit card during my japan vacation, all my transaction got doubled, my savings got deducted twice, have to wait 3 weeks for them to refund back.

Guess it's time I get a credit card.

1. Annual Income: RM 60K. Willing to accept card with lower credit limit, as long as the benefits from the card are worthy.

2. Free Lifetime Annual Fee: Preferable. Card with annual fee can be acceptable, if the annual fee can be offset with the card benefits.

3. Card required for: Grocery, Departmental, Mobile Phone Bill Payment, Petrol, Dining and Pharmacy.

4. Existing credit cards if any: Hong Leong Wise Card, Maybank 2 Cards, Maybank Islamic MasterCard Ikhwan Card, UOB VOX Card.

5. Looking at CC from: None.

6. Others: Prefer cashback, but points is acceptable, if the points are worthy.

7. Cards to be cancelled: Hong Leong Wise Card and UOB VOX Card (to be cancelled, if there are better credit cards)

Thanks. 

Maybe Citibank Cash Back Card or HLB Mach https://www.machbyhongleongbank.com/product...ch-credit-card/

Citibank CB / Platinum CC

Citibank Cash-Back Card (Income Requirement RM36k p.a) Annual Fee - RM120 + (6% GST) = RM127.20
Citibank Cash Back Platinum (Income Requirement $60k p.a) Annual Fee - $195 + (6% GST) = RM206.70

Cash Back:
* 5% X for Petrol
- Monthly capped at RM300 with Max.$15 Cash Back for Citibank Cash Back
- Monthly capped at RM400 with Max.$20 CB for Citibank Cash Back Plat.

* 2% X Cash Rebate for Major Mobile service providers (Maxis, Digi)
[Unlimited Monthly Rebates with t&c On, MUST Pay the Bill thru Citibank Online ONLY in-order to get Cash-back]

* 2% X Cash Rebate on Groceries (AEON Big formerly known as Carrefour, Tesco, Cold Storage, Giant, Everise, Servay, Econsave & Mydin)
- Monthly capped at RM1500 with Max.$30 Cash Back for Citibank Cash Back
- Monthly capped at RM3000 with Max.$60 CB for Citibank Cash Back Plat.

* 2% X Cash Rebate for Pharmacies (Guardian, Watson and Caring) [No Capping]

* 0.2% X Cash Rebate for Others Spending [No Capping]

Note: Cash Back Platinum in BLUE

Citibank CB Only credit the cash back earned once you reach RM20 & If Cash Back < RM20 for a particular month, the total cash rebate amount will be carried forward to the following month.

https://www.citibank.com.my/global_docs/pdf/citicashback.pdf

Hi guys, I applied PB Petron Visa card for my dad cause he pumped Petron petrol but now I noticed he like to pump both Petron and BHP XD. Is there any card that can utilize such petrol spendings?

Oh another thing to add, his spendings includes random day...so that means could be weekdays or weekends