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 Recommendation for Credit Cards V3, Please post according to Format stated.

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fruitie
post Jul 21 2016, 11:36 AM

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QUOTE(Duckies @ Jul 21 2016, 11:33 AM)
Yea...1 more question. Do you know about PB Petron card? Do you know if it can be used in the counter or must pump outside like Wise?
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Why don't you ask eddievh since he reported it in "Report your Cash Back from Credit Cards" thread. My answer is yes, it is accepted based on one of his replies below:

QUOTE(eddievh @ Jul 10 2016, 03:24 AM)
Just fyi,Public bank Petron Visa can get cb if we swipe inside counter at petron petrol station. I had reload rm700 at Melawis klang petron station, cashier swipe Rm703 i get rm698.94 tng value (500+200) .
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https://forum.lowyat.net/index.php?showtopi...&#entry80723576

This post has been edited by fruitie: Jul 21 2016, 11:37 AM
Duckies
post Jul 21 2016, 11:38 AM

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QUOTE(fruitie @ Jul 21 2016, 11:36 AM)
Why don't you ask eddievh since he reported it in "Report your Cash Back from Credit Cards" thread. My answer is yes, it is accepted based on one of his replies below:
https://forum.lowyat.net/index.php?showtopi...&#entry80723576
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Oh wow thanks a lot for your swift and accurate reply! notworthy.gif notworthy.gif
eddievh
post Jul 21 2016, 02:44 PM

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QUOTE(Duckies @ Jul 21 2016, 11:33 AM)
Yea...1 more question. Do you know about PB Petron card? Do you know if it can be used in the counter or must pump outside like Wise?
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https://www.pbebank.com/Personal-Banking/Ca...redit-Card.aspx , use it at petron counter confirm can get cb. I already received my cb for last month transactions.
Duckies
post Jul 22 2016, 08:21 AM

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QUOTE(eddievh @ Jul 21 2016, 02:44 PM)
https://www.pbebank.com/Personal-Banking/Ca...redit-Card.aspx , use it at petron counter confirm can get cb. I already received my cb for last month transactions.
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Thanks for the confirmation man! Will apply it soon.
tachlio
post Jul 22 2016, 11:28 AM

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QUOTE(fruitie @ Jul 21 2016, 10:16 AM)
No, but if you want to save your hassle, you can cancel VOX just stick to PBB VS. Easier maintenance.
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I not sure about easier maintenance meaning? does it mean PBB VS as long as through online its eligible for rebate?
Unlike VOX need though PosOnline/PayOnline?
fruitie
post Jul 22 2016, 11:45 AM

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QUOTE(tachlio @ Jul 22 2016, 11:28 AM)
I not sure about easier maintenance meaning? does it mean PBB VS as long as through online its eligible for rebate?
Unlike VOX need though PosOnline/PayOnline?
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Yes, much easier compared to VOX and it doesn't have the monthly charges. Refer here to the eligible list: https://forum.lowyat.net/index.php?showtopic=3991972
johnconnor
post Jul 24 2016, 09:58 PM

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Hello, please help recommend me a credit card. I am still educating myself on this:

1. Annual Income: RM 43k

2. Free Lifetime Annual Fee: Must

3. Card required for: Petrol, online transactions (Lazada and books),

4. Existing credit cards if any: Nil.

5. Looking at CC from: Any

6. Others: Restaurant discounts or promos would be a plus, but not a necessity

Thank you!

laymank
post Jul 24 2016, 10:16 PM

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QUOTE(johnconnor @ Jul 24 2016, 09:58 PM)
Hello, please help recommend me a credit card. I am still educating myself on this:

1. Annual Income: RM 43k

2. Free Lifetime Annual Fee: Must

3. Card required for: Petrol, online transactions (Lazada and books),

4. Existing credit cards if any: Nil.

5. Looking at CC from: Any

6. Others: Restaurant discounts or promos would be a plus, but not a necessity

Thank you!
*
Petrol:
- Maybank Ikhwan (free AF without condition)
- AEON Big Gold (free with 12 swipes)

Online:
- UOB VOX (free monthly fee with 1 swipe)
- AEON Big Gold (free with 12 swipes)
fruitie
post Jul 24 2016, 10:21 PM

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QUOTE(johnconnor @ Jul 24 2016, 09:58 PM)
Hello, please help recommend me a credit card. I am still educating myself on this:

1. Annual Income: RM 43k

2. Free Lifetime Annual Fee: Must

3. Card required for: Petrol, online transactions (Lazada and books),

4. Existing credit cards if any: Nil.

5. Looking at CC from: Any

6. Others: Restaurant discounts or promos would be a plus, but not a necessity

Thank you!
*
QUOTE(laymank @ Jul 24 2016, 10:16 PM)
Petrol:
- Maybank Ikhwan (free AF without condition)
- AEON Big Gold (free with 12 swipes)

Online:
- UOB VOX (free monthly fee with 1 swipe)
- AEON Big Gold (free with 12 swipes)
*
Get CIMB CR for online transactions too. Free for life.
chezzcake2
post Jul 25 2016, 12:21 PM

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1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: Not necessary

3. Card required for: Cash Back/Rebate Only, Groceries, Telco & Utility bills, Petrol, Retail Online, Dining, Movie and etc.

4. Existing credit cards if any: Hong Leong Wise Gold -for Celcom, TNB, Petrol

5. Looking at CC from: ANY that can benefit my lifestyle

6. Others: Much prefer cashback.

Summary of monthly spending:

Unifi -RM220 (pay online) - M2U or standard charted
Utilities (TNB)-RM600 (pay online) -Wise CC
Celcom-RM80 (pay online) -Wise CC
Petrol-RM300 - Wise CC
Others (retail,online,dining weekends etc.)- RM300-400

This post has been edited by chezzcake2: Jul 25 2016, 02:41 PM
exia5733
post Jul 25 2016, 12:23 PM

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Hi All,

Recommendations pls:

1. Annual Income: >RM100K

2. Free Lifetime Annual Fee: A must.

3. Card required for: Lifestyle card. Retail and Online transactions. Petrol swiping is minimal however.

4. Existing credit cards if any: Vanilla Staff VS Credit Card

5. Looking at CC from: Is the CIMB Preferred VI a good card? I require a balanced card with active retail promotions and premier lounge access. My existing cc is a staff card with unexciting features.

6. Others: Cash back is a definite plus but I don't mind points system either.

Thanks......
fly126
post Jul 25 2016, 12:57 PM

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QUOTE(exia5733 @ Jul 25 2016, 12:23 PM)
Hi All,

Recommendations pls:

1. Annual Income: >RM100K

2. Free Lifetime Annual Fee: A must.

3. Card required for: Lifestyle card. Retail and Online transactions. Petrol swiping is minimal however.

4. Existing credit cards if any: Vanilla Staff VS Credit Card

5. Looking at CC from: Is the CIMB Preferred VI a good card? I require a balanced card with active retail promotions and premier lounge access. My existing cc is a staff card with unexciting features.

6. Others: Cash back is a definite plus but I don't mind points system either.

Thanks......
*
PBB Visa Signature.
laymank
post Jul 25 2016, 01:44 PM

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QUOTE(exia5733 @ Jul 25 2016, 12:23 PM)
Hi All,

Recommendations pls:

1. Annual Income: >RM100K

2. Free Lifetime Annual Fee: A must.

3. Card required for: Lifestyle card. Retail and Online transactions. Petrol swiping is minimal however.

4. Existing credit cards if any: Vanilla Staff VS Credit Card

5. Looking at CC from: Is the CIMB Preferred VI a good card? I require a balanced card with active retail promotions and premier lounge access. My existing cc is a staff card with unexciting features.

6. Others: Cash back is a definite plus but I don't mind points system either.

Thanks......
*
QUOTE(fly126 @ Jul 25 2016, 12:57 PM)
PBB Visa Signature.
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For unlimited Plaza Premium Lounge access, you may also consider AmBank WMC, infinite card that comes with no annual fee.
laymank
post Jul 25 2016, 01:47 PM

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QUOTE(chezzcake2 @ Jul 25 2016, 12:21 PM)
1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: Not necessary

3. Card required for: Cash Back/Rebate Only, Groceries, Telco & Utility bills, Petrol, Retail Online, Dining, Movie and etc.

4. Existing credit cards if any: Hong Leong Wise Gold,

5. Looking at CC from: ANY that can benefit my lifestyle

6. Others: Much prefer cashback.

Summary of monthly spending:

Unifi -RM220 (pay online)
Utilities (TNB)-RM600 (pay online)
Celcom-RM80 (pay online)
Petrol/TnG-RM300
Others (retail,online,going out weekends etc.)- RM300-400
*
Add one more online rebate card will do:

UOB VOX (free with 1 swipe per month)
CIMB Cash Rebate (free AF)

For Dining and Movie:
HLB MACH
fruitie
post Jul 25 2016, 01:52 PM

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QUOTE(chezzcake2 @ Jul 25 2016, 12:21 PM)
1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: Not necessary

3. Card required for: Cash Back/Rebate Only, Groceries, Telco & Utility bills, Petrol, Retail Online, Dining, Movie and etc.

4. Existing credit cards if any: Hong Leong Wise Gold,

5. Looking at CC from: ANY that can benefit my lifestyle

6. Others: Much prefer cashback.

Summary of monthly spending:

Unifi -RM220 (pay online)
Utilities (TNB)-RM600 (pay online)
Celcom-RM80 (pay online)
Petrol/TnG-RM300
Others (retail,online,going out weekends etc.)- RM300-400
*
Petrol - Maybank Ikhwan MasterCard
TnG - If you are near to these places, then can utilize Maybank Ikhwan MasterCard for groceries and petrol category. https://forum.lowyat.net/index.php?showtopic=3757650
chezzcake2
post Jul 25 2016, 02:31 PM

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QUOTE(laymank @ Jul 25 2016, 01:47 PM)
Add one more online rebate card will do:

UOB VOX (free with 1 swipe per month)
CIMB Cash Rebate (free AF)

For Dining and Movie:
HLB MACH
*
Going to get MACH for dining and movie
Movie10% + online1% so total 11% CB for movie
Dining 5%

how about Unifi? CIMB cash rebate providing 5% CB on it?

Currently im using wise gold for TNB, Petrol and mobile.

Thanks thumbsup.gif
fruitie
post Jul 25 2016, 04:42 PM

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QUOTE(chezzcake2 @ Jul 25 2016, 02:31 PM)
how about Unifi? CIMB cash rebate providing 5% CB on it?
*
No but UOB VOX yes.
sexualpower
post Jul 25 2016, 09:23 PM

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PublicBank Visa Signature: can get cashback from Unifi, TNB, Lazada?
fruitie
post Jul 25 2016, 09:31 PM

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QUOTE(sexualpower @ Jul 25 2016, 09:23 PM)
PublicBank Visa Signature: can get cashback from Unifi, TNB, Lazada?
*
Refer to this thread, post #2: https://forum.lowyat.net/index.php?showtopic=3991972
It has quite a comprehensive list contributed by fellow forummers.
sexualpower
post Jul 25 2016, 09:36 PM

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QUOTE(fruitie @ Jul 25 2016, 09:31 PM)
Refer to this thread, post #2: https://forum.lowyat.net/index.php?showtopic=3991972
It has quite a comprehensive list contributed by fellow forummers.
*
thanks!

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