Looking for a good petrol (BHP) credit card for my dad. His petrol usage is more than RM1000 every month. Preferable not limited to weekends only. He hate using credit card at the card slot machine in petrol station so Hong Leong Wise is not good for him...he prefer giving it to the cashier and signing it...duh.

So far I only see Maybank Islamic MasterCard Ikhwan Gold or UOB one card

This post has been edited by Duckies: Nov 17 2015, 04:51 PM

Looking for good card to get at least 5% rebate for groceries and petrol on Sat or Sun. So far only notice Al-Ikhwan but it's for Fri and Sat only...

Currently using Wise but gonna reach 1 year soon...gotta cancel it cause don't wanna pay for annual fee for primary and subsidiary.

This post has been edited by Duckies: Jul 21 2016, 08:17 AM

Ah sorry my bad. Any recommendation for petrol and groceries?

Also I like to pay bills online as well. Don't mind applying few cards for different purpose.

This post has been edited by Duckies: Jul 21 2016, 08:30 AM

Oh nice recommendation for the UOB Vox since I did pay a lot of bills online! Does buying from sites like Lazada and 11 street counts as online spend as well?

Grocery and Petrol I will probably aim for Citibank. Let me check which 1 of them has free annual fee for life.

Need 1 more card for dining and shopping (clothes, make up and etc for my mom and sis). Any recommendation for that?

This post has been edited by Duckies: Jul 21 2016, 08:55 AM

Oh I see. But first year annual fee is waived right?

Hmm..HLB Mach..5% for dining and 2% on style. Is there any other cards?

Btw guys do u know if Public Bank Petron card can be used inside the counter? Or must pump outside 1?

For now I will get these:

UOB Vox: For my parents and my house's bills
Citibank Cash Rebate: For grocery and petrol

Cancelling: HongLeong Wise since need annual fee for second year

Still looking 1 more card for dining and clothes..so far got 1 recommendation -> HLB Mach.

Problem is I don't usually get that much rebate from Wise. Most of the time it's just 30-40 bucks monthly.

And I don't think I can get Public VS as my annual income is not as much as that.

Yea...1 more question. Do you know about PB Petron card? Do you know if it can be used in the counter or must pump outside like Wise?

Oh wow thanks a lot for your swift and accurate reply!

Thanks for the confirmation man! Will apply it soon.

Eh like that let's say I swap dining, groceries, petrol or whatever to the Aeon card, then I pay via PosOnline with UOB Vox...so I get 3% rebate for everything?

Ah I see. Make sense as well.

EDIT: But for other categories that does not fill petrol, groceries or dining could benefit from this 3% right?

This post has been edited by Duckies: Aug 8 2016, 08:20 AM

Perhaps it's better for me to post my requirement here so that others could help to suggest. I did a lot of searching and ran out of ideas.

1. Annual Income: > 36k but < 70k

2. Free Lifetime Annual Fee: Waived for first year or free for life

3. Existing credit cards if any: CIMB Cash Rebate, Maybank 2 card

4. Card required for:

(a) Petrol for work (Paid in counter cause the petrol station no card machine outside): 1k to 1.5k
(b) Petrol myself + parents: 200
(c ) Groceries: 200
(d) Utilities: 500
(e) Online shopping: 100-200
(f) Dining: 200-300
(g) Retail, shopping and others: 500

- Just applied for Citibank Cash Rebate for petrol and groceries for item (b). Still considering if there's a better card Was thinking Ikhwan but it's only for Friday and Saturday. I need to cover Sunday as well as my parents like to do groceries on Sunday.
- My next move is to get Public Bank Petron card for item (a) as it can rebate 5% up to max RM50 and can get the rebate eventhough it's paid through the counter and not the card machine in petrol station.
- Planning to apply for UOB Vox for item (d) and (e)
- No plan for item (f) and (g). Could get HL Mach for item (f) but not sure how good is the coverage.

This post has been edited by Duckies: Aug 8 2016, 08:51 AM

Hi fruitie, do you have any card to recommend me based on my requirement above?

UOB One is more or less the same as Citibank Cash Rebate except the max capped is higher.

Will get the HLB Mach

Any good card for retail shopping? Cosmetics or fashions from shopping mall..might not be from those franchise shops.

This post has been edited by Duckies: Aug 8 2016, 03:53 PM

Was thinking to use the Aeon > UOB trick to get the rebate if since my utilities and online spending can't get max 50 rebates

Hi guys, I applied PB Petron Visa card for my dad cause he pumped Petron petrol but now I noticed he like to pump both Petron and BHP XD. Is there any card that can utilize such petrol spendings?

Oh another thing to add, his spendings includes random day...so that means could be weekdays or weekends

This post has been edited by Duckies: Oct 29 2016, 07:00 PM

Affin would be better as the cap is larger than UOB one but UOB works for any petrol.

Example on 1000 petrol usage, 500 on BHP and 500 on Petron.

Currently I have PB Petron Visa gold.

It will give 2% for 500 bucks spent, therefore 10 bucks rebate. None for BHP

For Affinbank BHPetrol 'Touch & Fuel', it's 2% on weekdays so 2% for 500 bucks spent,
therefore 10 bucks rebate. None for Petron.

For UOB One Card, 2% for weekdays but only 6 bucks cap. 5% for weekend but only on weekend and capped at 15 bucks.

Therefore, BHP seems better as it has 2% on weekdays but also 10% on weekends but still couldn't utilize the usage of both Petron and BHP

CIMB could rebate on both BHP and Petron but only 2% rebate, therefore 10 bucks rebate also.

Citibank Cash Rebate is 5% but on petrol it's capped on 15 bucks only

This post has been edited by Duckies: Oct 29 2016, 07:37 PM