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 Recommendation for Credit Cards V3, Please post according to Format stated.

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tachlio
post Jan 8 2016, 01:55 PM

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3,102 posts

Joined: May 2005
From: Penang *̡͌l̡*̡̡
1. Annual Income: RM80-100k

2. Free Lifetime Annual Fee: No

3. Card required for: List all your needs (spending as below)
Insurance: RM 600+ Annual: RM 7200++
Petrol: RM 250
Utility: RM 300 (Electricity, Water & Etc)
Maxis: RM 130 (Phone)
Times: RM 130+ (Internet)
Grocery: RM 200
Food: RM 100


4. Existing credit cards if any: Maybank2card (Visa + Amex) + HLB Wise

5. Looking at CC from: Any.

6. Others:

tachlio
post Jul 21 2016, 09:44 AM

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From: Penang *̡͌l̡*̡̡
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I am thinking below combination
1. UOB Lady Card : Grocery = 10% rebate
2. HLB Wise : Petrol + Utility 1 + Maxis = 10% rebate
3. UOB Vox : Ultilite 2(TM via TM Portal / UOBPayOnline) + Internet (Time Fiber via UOBPayOnline) = 5%
4. Aeon Big (+UOB Vox/PB Visa Sig) : Insurance + Utility 2 + Internet + Food = ~3% rebate

Terminate : MBB2C
New : UOB VOX, PB Visa Sig, Aeon Big

Question : Any better option for item#3/4 which having better rebate from 3/5%

This post has been edited by tachlio: Jul 21 2016, 09:52 AM
tachlio
post Jul 22 2016, 11:28 AM

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From: Penang *̡͌l̡*̡̡
QUOTE(fruitie @ Jul 21 2016, 10:16 AM)
No, but if you want to save your hassle, you can cancel VOX just stick to PBB VS. Easier maintenance.
*
I not sure about easier maintenance meaning? does it mean PBB VS as long as through online its eligible for rebate?
Unlike VOX need though PosOnline/PayOnline?

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