Hi All,

Recommendations pls:

1. Annual Income: >RM100K

2. Free Lifetime Annual Fee: A must.

3. Card required for: Lifestyle card. Retail and Online transactions. Petrol swiping is minimal however.

4. Existing credit cards if any: Vanilla Staff VS Credit Card

5. Looking at CC from: Is the CIMB Preferred VI a good card? I require a balanced card with active retail promotions and premier lounge access. My existing cc is a staff card with unexciting features.

6. Others: Cash back is a definite plus but I don't mind points system either.

Thanks......