Which card provides UNIFI cashback? Only PBB Visa Signature?

UOB VOX.

Seems like I need a new CC soon

Yes, it is not a bad card but every transaction needs to be at least RM 50 to get cash back. Also, every statement month must have at least one transaction (any amount) to waive the monthly charges of RM 6.36 inclusive of GST.
You may refer to this thread for the merchants we have tried: https://forum.lowyat.net/index.php?showtopic=3964961

I will be using for Unifi as i have HL Wise to cover my TNB and Fuel usage

Well, I also have Wise and I pay my UniFi using it and get 10% cash back. Tips is you must pay in Sam's Groceria. Refer to this thread: https://forum.lowyat.net/topic/3757650

1. Annual Income: RM60K.

2. Free Lifetime Annual Fee: Preferable.

3. Card required for: Cashback (must), Airline Lounge Access (Not a must)
Mainly used for Petrol, Groceries, Online transactions, Misc (Dining, Movies, but very minimal)

4. Existing credit cards if any: Maybank Ikhwan Mastercard, Aeon New Gold
(Currently also holding UOB Lady's, UOB One, Citibank Clear but planning to cancel these soon)

5. Looking at CC from: Not sure.

6. Others: Looking to maximize my cashback like I used to be able to by Maybank2 Cards.

HLB Wise - Petrol, Groceries
HLB Mach - Movie, Dinning
UOB Vox - Online spend

Doesn't really fancy Hong Leong Mach. Seems quite unpopular as well. Will look into Hong Leong Wise and UOB Vox.
Any other recommended cashback card that might be able to complement Wise and Vox?

Thanks ya!

Why not MACH? A lot of us have it. It is my pure dining card, whenever I need to swipe for dining, I will take out that card.

For petrol and groceries, since you already have Ikhwan MasterCard, that's good enough to complement.
For online transactions, you can also apply for CIMB Cash Rebate.

is there any cards provided rebate on paying others card's bill via online?

Then will get a total rebate on all of my card's bill..

Nope. Unless you spend everything on AEON cards and pay AEON cards using PosOnline with online cash back credit cards. There's service charge of 2% from PosOnline.

1. Annual Income: RM80K.

2. Free Lifetime Annual Fee: Preferable.

3. Card required for: Cashback (must)
Mainly used for general expenditure like insurance, condo maintenance, kids daycare..

4. Existing credit cards if any: Maybank 2 cards, Pbb & Maybank visa signature, cimb cash rebate Mastercard, Alliance younique

5. Looking at CC from: Any

6. Others: Looking to maximize my cashback for general spending since the alliance younique rebate is approaching max every month and I foresee more general expenses coming in the near future. My other cards already give me cashback on petrol, groceries, utility and telcos bills etc. Need this recommendation for spending on the other categories since no more OCBC titanium unlimited 1% cashback.

Thanks.

You may consider SCB Gold CashBack Card

HLB Fortune https://www.hlb.com.my/main/personal/cards/fortune-card or
HLB Essential https://www.hlb.com.my/main/personal/cards/essential-card

There are No CB on Insurance Payment for SCB Cash Back Gold

This post has been edited by fly126: Jul 28 2016, 12:20 PM

Thanks, I guess that's the best alternative for a cashback card for general expenses. Will probably get the hlb fortune card since the bonus element makes it higher than 1% cashback.

if you don't mind a bit of hassle, but will get you 3% on general spending, please consider UOB VOX also to complement your CIMB CR. Then also get AEON credit card. Spend with AEON card, use POSOnline to pay your AEON card with UOB BOX/CIMB CR which gives you 5%, while POSOnline will charge you 2%. But with the above combination, you will be limited to RM1600 (1k from VOX, 600 from CIMB CR) spending for maximum cashback from the 2 cards.

Thanks for highlighting that combo. Yes, I did consider it but my transactions like insurance tend to be large and lumpy and higher than the RM1600 limit. Will be too much of a hassle.

UOB pay online got charge processing for using it? UOB Vox can pay electric bill?

No processing fees for UOBPayOnline. Yes, it has TNB.