QUOTE(nickcct @ Aug 5 2015, 09:30 PM)
I believe what he talking about is credit shield, but I think this one only good for the people always have high amount of outstanding.
This is only good for people who plan to default

QUOTE(CalvinCLK @ Aug 5 2015, 09:50 PM)
Maybe I have higher risk. lol. Not sure if the rate is as such coz I was busy staring at my pc screen while the guy talking non stop. lol
I was face palming as she was talking non stop until I have to interrupt her.
QUOTE(lawsh @ Aug 5 2015, 10:29 PM)
so can only use for local sites and standing instructions for bills?
Err, 0.8% is okay la. Means, you'll get% still ma

I use for GSC purchases and hotel bookings mostly.
So far, no complaints la except the CB now credited next month instead of end month.