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Credit Cards CIMB Bank Credit Cards v3

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chiahau
post Jun 9 2015, 04:58 PM

Fatthau StalKer
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From: Malaysia


Cimb bank has a 1 hour approval for their card centers apparently.

Too bad the cut off time is at 4 pm.

But it's a good thing to know that they offered such services. Or am I slowpoke in this matter?
chiahau
post Jun 11 2015, 01:01 PM

Fatthau StalKer
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From: Malaysia


A little disappointed with CIMB overall today.

Purposely planned my timing ngam ngam to have an empty timeslot during 11~1 pm to sign up for a CIMB Card from the KLCC center.

Reached there around 11.10 am. Nobody bother to assist until much later. Was told to come back at 1, which is already quite late for me.

Came back around 11.50 am, saw few staffs there. Filled up everything and submitted the EPF with additional documents to speed up the application.

Till now, almost 1 hour d but no news yet to come and collect. Sweat.
chiahau
post Jun 11 2015, 03:17 PM

Fatthau StalKer
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QUOTE(13aby @ Jun 11 2015, 03:15 PM)
CIMB just call me for application Cash rebate card . They check my status not rejected but pending approval . need me to proof my income . Did anyone kena before like this? They ask for my Gross salary which is > 3k/month .
*
Send them your bank statement or your payslip.

Problem solved, you'll get your card soon.

Sometimes they can be a little annoying.
chiahau
post Jun 11 2015, 03:45 PM

Fatthau StalKer
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Just got an SMS from cimb saying my card is ready for collection at klcc.

Took them 2 hours and 35 minutes but never the less, now I'm having the cash rebate card XD
chiahau
post Jun 11 2015, 07:56 PM

Fatthau StalKer
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QUOTE(aromachong @ Jun 11 2015, 07:12 PM)
i kena last time

apply via cimb clicks ... send my income documents... but pending.. few days after rejected..

call cimb bank to ask reason.. actually not rejected but "cancelled" cause system cannot captured it receive income docs

after submit to telemarketing officers, 2 working days after approved... lowest cl among all banks

stingy banks i'd reckon
*
They gave me x2 of gross salary.

Not bad la, I think once reach cashback cap also I won't use d lol....
chiahau
post Jun 12 2015, 07:15 AM

Fatthau StalKer
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From: Malaysia


QUOTE(victorywp @ Jun 12 2015, 03:53 AM)
apply for supp card for your family and each supp card cashback cap is separate from principal. so if you reach your cap, then request your supp card to pay for your purchase. biggrin.gif
*
Wow. This is nice.

But eventually both cards (principal and supplemental) are bound by a maximum cashback of Rm50 only right?
chiahau
post Jun 12 2015, 07:38 AM

Fatthau StalKer
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QUOTE(David83 @ Jun 12 2015, 07:31 AM)
No.

Principal ---> RM 50
Supplementary ---> another separate RM 50 each

You can refer to the T&C. I just read it yesterday.
*
Wow.

Thanks to you and Victory here, I would now proceed to apply another supplementry card for my family laugh.gif

Did not have the chance to read the TnC as I just got the card yesterday. Was planning to read it sometime later when there's a downtime biggrin.gif
chiahau
post Jun 13 2015, 12:58 PM

Fatthau StalKer
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QUOTE(lexanoir @ Jun 13 2015, 12:21 PM)
More than 1. Combine with parent to get loan. But that doesn't mean me high income what
*
Then just aceept it?

Not a big deal right? laugh.gif
chiahau
post Jun 17 2015, 10:14 AM

Fatthau StalKer
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Too bad no more GSC 10 bucks per ticket.

Was planning to go watch minions tomorrow but guess I have to try my luck with tgv instead.
chiahau
post Jun 17 2015, 08:32 PM

Fatthau StalKer
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QUOTE(xxx306 @ Jun 17 2015, 08:23 PM)
No need salary slip? Can get on the spot is it? How about credit limit offered? Low?
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All you need is EPF Printout from their machine.

They don't accept anything else other than their machine.

And the CL is based on luck, I guess?

I get X2 of gross salary.
chiahau
post Jun 26 2015, 09:30 PM

Fatthau StalKer
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QUOTE(dradormien @ Jun 26 2015, 12:37 PM)
any facilities for 1 hour approval card? like maybankard centre?
*
Got.

KLCC has one hour approval.

Garden also, I think.

CIMB is much more efficient compared to Maybank, I must admit.

Settled my new card and got my supplementary the next day as promised.

All you need is your latest EPF statement.
chiahau
post Jul 4 2015, 08:39 AM

Fatthau StalKer
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QUOTE(David83 @ Jul 3 2015, 05:47 PM)
Who received this?
*
Received the message.

Swiped a new LV bag with CIMB and see how it goes biggrin.gif
chiahau
post Jul 7 2015, 01:38 PM

Fatthau StalKer
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QUOTE(peri peri @ Jul 7 2015, 12:27 PM)
be ready to charged with 0.7% additional
*
Same applies with booking.com and etc?

hmm.gif
chiahau
post Jul 10 2015, 12:27 PM

Fatthau StalKer
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I am kinda confused with CIMB.

Let's say my limit is 10,000.

My statement balance is 2k.

I just paid 2k off yesterday.

Outstanding usage is about 400+

But why my available Credit Limit is around 8k+?

sweat.gif


chiahau
post Jul 10 2015, 01:38 PM

Fatthau StalKer
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QUOTE(David83 @ Jul 10 2015, 01:23 PM)
Has you payment being posted? If not, your CL may not be updated.
*
Yeah.

The payment already posted.


chiahau
post Jul 10 2015, 01:59 PM

Fatthau StalKer
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QUOTE(Axell @ Jul 10 2015, 01:55 PM)
Normally after I paid my credit limit go back to normal.
*
Normally, it happens with all my other cards as well.
chiahau
post Jul 10 2015, 03:50 PM

Fatthau StalKer
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From: Malaysia


QUOTE(Axell @ Jul 10 2015, 03:39 PM)
That mean your CIMB card not normal biggrin.gif Try check with CS
Your CIMB CC is Cash Rebate?

UOB VOX - http://www1.uob.com.my/personal/cards/cred...b_vox_card.html
5% cash rebate on all your online purchases but 0.3% cash rebate on all your retail purchases

while

CIMB Cash Rebate - http://www.cimbbank.com.my/en/personal/pro...mastercard.html

5% cash rebate on online spending, 2% cash rebate on groceries and petrol and 2% cash rebate on mobile & utility bill payments
*
Let it be ba.

Next week I swing by the branch and ask easier.

Outside my office got 1 big big CIMB biggrin.gif
chiahau
post Jul 11 2015, 04:23 PM

Fatthau StalKer
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QUOTE(ljt0865 @ Jul 11 2015, 02:05 PM)
hi, wan to ask, the 1hour approval accept cimb cash back credit card application?
*
Go to their card center and bring yourself.

Print EPF from counter and it's probably gonna get approved if your epf is okay/etc
chiahau
post Jul 12 2015, 10:22 PM

Fatthau StalKer
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QUOTE(David83 @ Jul 12 2015, 09:26 PM)
I start to feel the benefits of CIMB CR MC.

20% off at San Francisco Coffee

I swiped RM 5.60 for Coffee of the Day.  blush.gif
*
The Library also got 10%.

SF is not 30% meh?

That day Guardian got promotion. Spend 500 and above, get 50 bucks CB from CIMB to be credited on August.

Additional 50 bucks voucher from Guardian itself.

Total spend = 500 - 100 = 400 laugh.gif

Quite happy to cut my M2C effectively next month as I fully utilized my CB this month already biggrin.gif
chiahau
post Jul 12 2015, 10:45 PM

Fatthau StalKer
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Joined: Aug 2009
From: Malaysia


QUOTE(David83 @ Jul 12 2015, 10:29 PM)
I saw at the cashier desk, it's 10/15%

From the receipt, it mentioned about CR MC and entitled for 20% off.

I seldom shop at pharmaceutical franchise.
*
Oh, the previous promotion before this one.

The new one is different.

I usually help my parents buy stuffs like Brands Essence of Chicken, sometimes Guardian cheaper compared to the others biggrin.gif

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