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Credit Cards CIMB Bank Credit Cards v3

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nelprudent
post Dec 6 2015, 09:52 PM

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QUOTE(sj0217 @ Dec 5 2015, 08:22 AM)
You can actually check from your receipt, if go for installment, the amount in the receipt will be showing to you how many months to be installment
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QUOTE(fruitie @ Dec 5 2015, 11:17 AM)
Call bank to enquire.
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Checked the receipt and called the bank. It was a normal swipe. Advised by the customer service guy to check with the merchant/shop. Went to the shop and turns out the salesperson did do a normal swipe and I told the manager about the problem. But it's settled now after all the hassles of going back and for to the shop and to the nearest cimb cash deposit machine to free some credit limit to re-swipe and the shop refunded minus 5% processing fee for the installment plan. Thanks for the help guys.
Human Nature
post Dec 6 2015, 10:31 PM

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QUOTE(Jeffreynsx @ Dec 6 2015, 09:12 PM)
Hi, need to ask a simple question. Let's say today I spent for my dinner and the CIMB Clicks shown some deduction from the CL...this amount I shall pay after 28th Dec 2015? Which is after the statement generated from bank? I realize that CIMB Bank indicate payment due date on 15th Dec 2015, which is the payment required to pay for this month or previous month? Thank you.
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Due date is 15th dec, so I take that your statement date is 25 Nov.

So the due date amount is for all transactions posted before 25 Nov.

Since your dinner today is on 12 dec, it will only be shown on your next statement dated 25 dec, due date 15th Jan.
Jeffreynsx
post Dec 7 2015, 07:15 AM

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QUOTE(Human Nature @ Dec 6 2015, 10:31 PM)
Due date is 15th dec, so I take that your statement date is 25 Nov.

So the due date amount is for all transactions posted before 25 Nov.

Since your dinner today is on 12 dec, it will only be shown on your next statement dated 25 dec, due date 15th Jan.
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May I check for the CIMB Cash Rebate Platinum Card, the statement date is set @ 28th of every month or it will be based on 25th of every month based on the calculation? hmm.gif

This post has been edited by Jeffreynsx: Dec 7 2015, 07:16 AM
cybpsych
post Dec 7 2015, 07:25 AM

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QUOTE(Jeffreynsx @ Dec 7 2015, 07:15 AM)
May I check for the CIMB Cash Rebate Platinum Card, the statement date is set @ 28th of every month or it will be based on 25th of every month based on the calculation?  hmm.gif
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this is where i got confused with ur earlier post biggrin.gif

u said statement is 28th, but your latest payment due date is 15 Dec.

iinm, cimb cr statement date is fixed on 28th, so your previous statement was on 28 Nov. however, difference between 28 Nov until 15 Dec is 17 days, which is inconsistent (unless your statement date is 25 Nov)


fyi, my statement date on 28 Nov, payment due date is 18 Dec (ngam ngam 20 days grace period)

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This post has been edited by cybpsych: Dec 7 2015, 07:27 AM
chiahau
post Dec 7 2015, 08:21 AM

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QUOTE(cybpsych @ Dec 7 2015, 07:25 AM)
this is where i got confused with ur earlier post biggrin.gif

u said statement is 28th, but your latest payment due date is 15 Dec.

iinm, cimb cr statement date is fixed on 28th, so your previous statement was on 28 Nov. however, difference between 28 Nov until 15 Dec is 17 days, which is inconsistent (unless your statement date is 25 Nov)
fyi, my statement date on 28 Nov, payment due date is 18 Dec (ngam ngam 20 days grace period)

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Off topic :

Saw the new CIMB new credit card which does no longer employs signature and have to input Pin in for authorization.

Wondering if I can get it earlier since it looks to have much better security. laugh.gif
cybpsych
post Dec 7 2015, 08:23 AM

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QUOTE(chiahau @ Dec 7 2015, 08:21 AM)
Off topic :

Saw the new CIMB new credit card which does no longer employs signature and have to input Pin in for authorization.

Wondering if I can get it earlier since it looks to have much better security. laugh.gif
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why the rush? sooner or later, they'll send new card to you anyway. deadline is before 2017 biggrin.gif
chiahau
post Dec 7 2015, 08:26 AM

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QUOTE(cybpsych @ Dec 7 2015, 08:23 AM)
why the rush? sooner or later, they'll send new card to you anyway. deadline is before 2017  biggrin.gif
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Lazy want sign CC slips laugh.gif


laymank
post Dec 7 2015, 08:31 AM

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QUOTE(chiahau @ Dec 7 2015, 08:26 AM)
Lazy want sign CC slips laugh.gif
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Even if the card is ready with PIN and PAY, the merchant's card device will also need to be upgraded to comply. Otherwise, you will still need to sign for another 13 months (until 1st Jan, 2017) if the merchants have not changed their card devices.

There is nothing you can rush here.
SUSDavid83
post Dec 7 2015, 08:36 AM

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I'm more interested if there's any change to the CC number.
laymank
post Dec 7 2015, 08:39 AM

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QUOTE(David83 @ Dec 7 2015, 08:36 AM)
I'm more interested if there's any change to the CC number.
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every new card should come with new CC number.
cybpsych
post Dec 7 2015, 08:46 AM

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QUOTE(chiahau @ Dec 7 2015, 08:26 AM)
Lazy want sign CC slips laugh.gif
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QUOTE(laymank @ Dec 7 2015, 08:31 AM)
Even if the card is ready with PIN and PAY, the merchant's card device will also need to be upgraded to comply. Otherwise, you will still need to sign for another 13 months (until 1st Jan, 2017) if the merchants have not changed their card devices.

There is nothing you can rush here.
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he's targeting new CIMB Bank PIN & PAY Credit Card with Contactless feature ? laugh.gif

but still need merchant to adopt mastercard paypass reader or newer readers that support both mc paypass + visa paywave

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laymank
post Dec 7 2015, 08:54 AM

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QUOTE(cybpsych @ Dec 7 2015, 08:46 AM)
he's targeting new CIMB Bank PIN & PAY Credit Card with Contactless feature ?  laugh.gif

but still need merchant to adopt mastercard paypass reader or newer readers that support both mc paypass + visa paywave

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Really? I was under the impression he was referring to Pin and Pay cause he mentioned 'security'.

Paypass and PayWave have nothing to do with Security.
cybpsych
post Dec 7 2015, 08:58 AM

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QUOTE(laymank @ Dec 7 2015, 08:54 AM)
Really? I was under the impression he was referring to Pin and Pay cause he mentioned 'security'.

Paypass and PayWave have nothing to do with Security.
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there's a "?" in my post.
chiahau
post Dec 7 2015, 09:00 AM

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QUOTE(laymank @ Dec 7 2015, 08:54 AM)
Really? I was under the impression he was referring to Pin and Pay cause he mentioned 'security'.

Paypass and PayWave have nothing to do with Security.
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I'm expecting both, actually laugh.gif

QUOTE(cybpsych @ Dec 7 2015, 08:58 AM)
there's a "?" in my post.
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Waiting for more merchant other than Aeon to have contactless payment method.

Tesco and etc still somewhat slow in adopting such upgrades.
hafizhans
post Dec 7 2015, 09:07 AM

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CIMB_Assists on twitter and CIMB fb pages, fast or not in responding to our request?

Jeffreynsx
post Dec 7 2015, 09:25 AM

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QUOTE(cybpsych @ Dec 7 2015, 07:25 AM)
this is where i got confused with ur earlier post biggrin.gif

u said statement is 28th, but your latest payment due date is 15 Dec.

iinm, cimb cr statement date is fixed on 28th, so your previous statement was on 28 Nov. however, difference between 28 Nov until 15 Dec is 17 days, which is inconsistent (unless your statement date is 25 Nov)
fyi, my statement date on 28 Nov, payment due date is 18 Dec (ngam ngam 20 days grace period)

user posted image
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That's the problem I encounter now. According to the T&C from CIMB Bank, the statement date should be 28th of every month but instead from my CIMB Clicks it shown 15th Dec 2015 as my payment due date. It makes the whole process confused.

cybpsych
post Dec 7 2015, 09:33 AM

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QUOTE(Jeffreynsx @ Dec 7 2015, 09:25 AM)
That's the problem I encounter now. According to the T&C from CIMB Bank, the statement date should be 28th of every month but instead from my CIMB Clicks it shown 15th Dec 2015 as my payment due date. It makes the whole process confused.
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ok then check your statement (PDF). what is the statement date printed on the top?
babybun85
post Dec 7 2015, 10:06 AM

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QUOTE(Jeffreynsx @ Dec 7 2015, 09:25 AM)
That's the problem I encounter now. According to the T&C from CIMB Bank, the statement date should be 28th of every month but instead from my CIMB Clicks it shown 15th Dec 2015 as my payment due date. It makes the whole process confused.
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fyi..my card is:

statement: 21st every month
due date: 10th every month
Jeffreynsx
post Dec 7 2015, 10:17 AM

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QUOTE(babybun85 @ Dec 7 2015, 10:06 AM)
fyi..my card is:

statement: 21st every month 
due date:  10th every month
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I just gave a called to CIMB Card Centre, they said statement will be out on 28th of every month and payment due date will be 18th of every month. biggrin.gif
cybpsych
post Dec 7 2015, 10:46 AM

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QUOTE(babybun85 @ Dec 7 2015, 10:06 AM)
fyi..my card is:

statement: 21st every month 
due date:  10th every month
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QUOTE(Jeffreynsx @ Dec 7 2015, 10:17 AM)
I just gave a called to CIMB Card Centre, they said statement will be out on 28th of every month and payment due date will be 18th of every month.  biggrin.gif
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i dont think the due date is fixed to 18th (statement 28th) or 10th (statement 21st)

20 days grace period is crossing between months, you'll get +/- 1 day difference.

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